NOT LISTED FOR SALE

620 Morningside Point Elgin, IL 60123

Century Oaks Neighborhood

Estimated Value: $445,000 - $481,091

4 Beds
2.5 Baths
2,243 Sq Ft
$210/Sq Ft Est. Value

Last Sold March 27, 2025

Last sale price $460,000 $205 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,415/month

3 Days on Market

Highlights

  • Deck
  • Whirlpool Bathtub
  • Formal Dining Room
  • Ranch Style House
  • Bonus Room
  • Fenced Yard

About This Home

As of March 2025

PROUDLY MAINTAINED 2243 sq.ft. Stolt & Egner built ranch on almost half acre cul-de-sac lot! Wonderful covered front porch & large foyer to welcome guests! First floor family & laundry rooms + spacious living & dining rooms! Breakfast area & closet pantry in kitchen! Newer stainless oven/range ('18), stainless refrig ('19) and Bosch dishwasher! New flooring in kitchen & dining room! Corner fireplace in family room! 4th BR presently being used as master BR sitting room/office! Whirlpool tub w/separate shower! New Marvin dual pane windows and new architectural roof in 2022! Full basement features finished hobby room, rough-in for extra bath, utility sink & Lennox high-efficiency furnace. Pull down stairs to large floored attic in bedroom wing provides even more storage! Low maintenance Trex deck, paver patio & storage shed in fenced back yard. Insulated & drywalled garage can fit a 3rd car or plenty of lawn/yard equipment! It also features an epoxy floor and service door to back yard. Gutter guards, wide downspouts & sump pump w/battery back-up easily handle heavy rains. Lawn irrigation system. Alarm system will stay. Exercise equipment in basement can stay, if desired.

Last Agent to Sell the Property

Brian Knott

RE/MAX Horizon License #475142989 Listed on: 01/29/2025

RE/MAX Horizon

Last Buyer's Agent

Brian Knott

RE/MAX Horizon License #475142989 Listed on: 01/29/2025

RE/MAX Horizon

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,488

Year Built

  • Built in 1987

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 152x135x135x142
  • Cul-De-Sac
  • Fenced Yard

Parking

  • 3 Car Garage

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,243 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Attached Fireplace Door
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Storage Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Accessible Home Design

  • Wheelchair Adaptable
  • Accessibility Features
  • No Interior Steps
  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Outdoor Features

  • Deck
  • Shed

Schools

  • Century Oaks Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Morningside Estates Subdivision, Custom Ranch Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,488

Year Built

Built in 1987

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Morningside Estates
  • Year Built: 1987
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: Yes
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
  • Basement: Full
  • Accessibility Features: Two or More Access Exits, Main Level Entry, No Interior Steps, Wheelchair Adaptable
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Attached Fireplace Doors/Screen, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 2243
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Foyer, Bonus Room, Other Room, Storage, Deck
  • Estimated Total Finished Sq Ft: 2528
  • Bathroom Amenities: Whirlpool,Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 4486
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Lot Features: Cul-De-Sac, Fenced Yard
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Clad Trim

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Century Oaks Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School

Lot Info

  • Lot Size Acres: 0.47
  • Lot Dimensions: 152X135X135X142
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 10488.48
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
Mar 7, 2025
Sold by
Havemann Family Trust and Havemann Mark A
Bought by
Kovari Tibor B and Kovari Kristine L
Seller's Agent
Brian Knott
RE/MAX Horizon
Buyer's Agent
Brian Knott
RE/MAX Horizon
List Price
$459,900
Sold Price
$460,000
Premium/Discount to List
$100
0.02%
Views
27
Current Estimated Value
$471,273

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,273
Avg. Annual Appreciation
2.92%
Original Mortgage
$368,000
Outstanding Balance
$366,072
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$105,201

Purchase Details

Closed on
Sep 7, 2016
Sold by
Havemann Mark A and Havemann Lori J
Bought by
Havemann Mark A and Havemann Lori J
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kovari Tibor B $460,000 None Listed On Document
Havemann Mark A -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kovari Tibor B $368,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/27/2025 03/27/25 Sold $460,000 0.0% $205 / Sq Ft
02/03/2025 02/03/25 Pending -- -- --
01/30/2025 01/30/25 For Sale $459,900 -- $205 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,968 $145,047 $38,368 $106,679
2023 $10,488 $131,039 $34,663 $96,376
2022 $9,840 $119,485 $31,607 $87,878
2021 $9,431 $111,710 $29,550 $82,160
2020 $9,179 $106,644 $28,210 $78,434
2019 $8,927 $101,585 $26,872 $74,713
2018 $8,868 $95,699 $25,315 $70,384
2017 $8,688 $90,470 $23,932 $66,538
2016 $8,311 $83,931 $22,202 $61,729
2015 -- $76,930 $20,350 $56,580
2014 -- $75,980 $20,099 $55,881
2013 -- $77,984 $20,629 $57,355
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12276448

Midwest Real Estate Data (MRED)

APN: 06-02-376-083