Seller's Agent in 2018
Mireya Delgado Aguilera
Universal Real Estate LLC
6 in this area
79 Total Sales
620 N Liberty St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $285,000 - $325,000
4
Beds
3
Baths
1,681
Sq Ft
$180/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Main Floor Bedroom
- Corner Lot
- Wood Flooring
- Bonus Room
- Den
About This Home
As of July 2018Beautiful 4 bedroom, 2 story, 2.5 bath home with great floor plan!! full finished basement, corner lot with fenced yard, shed & 2 car garage. Kitchen with stainless appliances, granite counter tops, new backsplash, refinished hardwood floors, Newer carpet on 2nd floor & stairs, new light fixtures, newer roof, newer vinyl energy efficient windows, baths with granite top sinks, freshly painted interior, full finished basement with 1/2 bath, 26x18 rec room, 2 bonus rooms & exterior access! Master bedroom with walk in closet! New water heater!
Last Agent to Sell the Property
Universal Real Estate LLC Listed on: 05/18/2018
Last Buyer's Agent
Frances Beadell
Palacios Realty License #471000080
Home Details
Home Type
- Single Family
Year Renovated
- 2016
Lot Details
- East or West Exposure
- Corner Lot
Parking
- Attached Garage
- Parking Available
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Colonial Architecture
- Frame Construction
- Asphalt Shingled Roof
Interior Spaces
- Den
- Bonus Room
- Wood Flooring
- Storm Screens
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 18, 2018
Closed on
Jul 25, 2018
Sold by
Cortez Manuel and Barraza Maria Ofilia
Bought by
Betancourt Maria Ascencion and Betancourt Evelin Gutierrez
Seller's Agent
Mireya Delgado Aguilera
Universal Real Estate LLC
Buyer's Agent
Frances Beadell
Palacios Realty
List Price
$199,900
Sold Price
$199,900
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,368
Avg. Annual Appreciation
5.75%
Original Mortgage
$196,275
Outstanding Balance
$173,691
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$129,577
Purchase Details
Listed on
Apr 21, 2016
Closed on
Jun 21, 2016
Sold by
Hai Pervez
Bought by
Cortez Manuel N
Seller's Agent
Israel Ballesteros
REMAX Horizon
Buyer's Agent
Mireya Delgado Aguilera
Universal Real Estate LLC
List Price
$149,900
Sold Price
$170,000
Premium/Discount to List
$20,100
13.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.06%
Original Mortgage
$161,500
Interest Rate
3.64%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 25, 2015
Closed on
Oct 2, 2015
Sold by
Bank Of America Na
Bought by
Hai Pervez
Seller's Agent
Joseph Mueller
Tanis Group Realty
Buyer's Agent
Joseph Mueller
Tanis Group Realty
List Price
$77,900
Sold Price
$33,160
Premium/Discount to List
-$44,740
-57.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1089.89%
Purchase Details
Closed on
Dec 10, 2014
Sold by
Espinoza Jose and Espinoza Ma De Jesus
Bought by
Bank Of America Na
Purchase Details
Closed on
Jul 29, 2010
Sold by
Espinoza Jose L and Espinoza Ma De Jesus
Bought by
Espinoza Jose L and Espinoza Ma De Jesus
Purchase Details
Closed on
Jan 6, 2006
Sold by
Espinoza Jose L
Bought by
Espinoza Jose L and Espinoza Ma De Jesus
Purchase Details
Closed on
Jan 31, 2005
Sold by
Bedoya German
Bought by
Espinoza Jose L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,555
Interest Rate
6.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 12, 2004
Sold by
National City Mortgage Co
Bought by
Bedoya German
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,500
Interest Rate
6.06%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 12, 2004
Sold by
Alvarado Jose F and Guzman Benjamin Baeza
Bought by
National City Mortgage Co
Purchase Details
Closed on
Apr 5, 2001
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Guzman Benjamin Baeza and Alvarado Jose F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,176
Interest Rate
7.05%
Mortgage Type
FHA
Purchase Details
Closed on
May 12, 2000
Sold by
Pfieffer James G
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Jun 18, 1998
Sold by
Meyer Ralph Leo
Bought by
Habitat For Humanity Of Northern Fox Val
Purchase Details
Closed on
Mar 5, 1997
Sold by
Squires Jack and Squires Evelyn W
Bought by
Squires Jack and Squires Evelyn W
Purchase Details
Closed on
Aug 7, 1996
Sold by
Santiago Raul and Santiago Gloria
Bought by
Squires Jack and Squires Evelyn W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,100
Interest Rate
8.18%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Betancourt Maria Ascencion | $200,000 | Fidelity National Title | |
| Cortez Manuel N | $170,000 | Chicago Title Ins Co | |
| Hai Pervez | $33,160 | Chicago Title Insurance Co | |
| Bank Of America Na | -- | None Available | |
| Espinoza Jose L | -- | Chicago Title Insurance Co | |
| Espinoza Jose L | -- | None Available | |
| Espinoza Jose L | $207,000 | Chicago Title Insurance Comp | |
| Bedoya German | $135,000 | -- | |
| National City Mortgage Co | $131,333 | -- | |
| Guzman Benjamin Baeza | -- | -- | |
| Federal Home Loan Mortgage Corporation | -- | -- | |
| Habitat For Humanity Of Northern Fox Val | -- | -- | |
| Squires Jack | -- | -- | |
| Squires Jack | $138,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Betancourt Maria Ascencion | $196,275 | |
| Previous Owner | Cortez Manuel N | $161,500 | |
| Previous Owner | Espinoza Jose L | $196,555 | |
| Previous Owner | Bedoya German | $121,500 | |
| Previous Owner | Guzman Benjamin Baeza | $116,176 | |
| Previous Owner | Squires Jack | $131,100 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/27/2018 07/27/18 | Sold | $199,900 | 0.0% | $119 / Sq Ft | |
| 05/26/2018 05/26/18 | Pending | -- | -- | -- | |
| 05/18/2018 05/18/18 | For Sale | $199,900 | +17.6% | $119 / Sq Ft | |
| 06/24/2016 06/24/16 | Sold | $170,000 | +13.4% | $101 / Sq Ft | View Prior Sale |
| 04/25/2016 04/25/16 | Pending | -- | -- | -- | |
| 04/21/2016 04/21/16 | For Sale | $149,900 | +352.1% | $89 / Sq Ft | |
| 10/26/2015 10/26/15 | Sold | $33,160 | -57.4% | $20 / Sq Ft | View Prior Sale |
| 10/01/2015 10/01/15 | Pending | -- | -- | -- | |
| 08/25/2015 08/25/15 | For Sale | $77,900 | -- | $46 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,569 | $90,085 | $19,062 | $71,023 |
| 2023 | $6,256 | $81,385 | $17,221 | $64,164 |
| 2022 | $5,915 | $74,209 | $15,703 | $58,506 |
| 2021 | $5,655 | $69,380 | $14,681 | $54,699 |
| 2020 | $5,494 | $66,234 | $14,015 | $52,219 |
| 2019 | $5,332 | $63,092 | $13,350 | $49,742 |
| 2018 | $4,390 | $50,407 | $12,577 | $37,830 |
| 2017 | $4,284 | $47,653 | $11,890 | $35,763 |
| 2016 | $4,715 | $44,209 | $11,031 | $33,178 |
| 2015 | -- | $40,522 | $10,111 | $30,411 |
| 2014 | -- | $40,022 | $9,986 | $30,036 |
| 2013 | -- | $46,517 | $10,249 | $36,268 |
Source: Public Records
Agents Affiliated with this Home
-
Mireya Delgado Aguilera
-
F
Buyer's Agent in 2018
Frances Beadell
Palacios Realty
-
I
Seller's Agent in 2016
Israel Ballesteros
REMAX Horizon
-
Joseph Mueller
Seller's Agent in 2015
Joseph Mueller
Tanis Group Realty
(847) 514-4506
83 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09956206
APN: 06-12-409-007
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