$421,000
SOLD APR 17, 2026

620 Ridge Dr Elburn, IL 60119

3 Beds
2.5 Baths
2,123 Sq Ft
2004 Built

Sale Details

Date Sold: April 17, 2026

$198 Per Sq Ft

2% Below List Price

1 Day on Market

Highlights

  • Open Floorplan
  • Mature Trees
  • 2 Car Attached Garage
  • Landscaped Professionally
  • Ranch Style House
  • Soaking Tub

About This Home

As of April 2026

Hard-to-find custom-built ranch in a prime location, just a short walk to the elementary school and minutes from the Metra. Situated in a desirable neighborhood, this home offers the ease of one-level living with 3 bedrooms and 2.5 baths. A freshly painted interior welcomes you into a warm, inviting living room highlighted with stone fireplace as a cozy focal point. The kitchen features a functional island and a versatile eating area located just off the kitchen or around the corner from the entry-ideal for everyday meals and family gatherings. The primary suite includes a private en-suite bath and a spacious walk-in closet. Recent updates such as a newer roof and hot water heater provide added peace of mind. A two-car garage adds everyday convenience. The full basement, complete with a half bath, is ready for your future vision and offers endless potential for additional living space, recreation, or storage. Property sold AS IS.

Last Agent to Sell the Property

Kelly Schmidt

Coldwell Banker Realty License #471019957 Listed on: 02/16/2026

Coldwell Banker Realty

Last Buyer's Agent

Nathan Stillwell

john greene, Realtor License #475147609

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,238

Year Built

  • Built in 2004

Lot Details

  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Aluminum Siding

Interior Spaces

  • 2,123 Sq Ft Home
  • Open Floorplan
  • Family Room
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Bathroom on Main Level
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Williams Ridge Subdivision

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,238

Year Built

Built in 2004

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Williams Ridge
  • Year Built: 2004
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Flooring: Carpet
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan, Pantry
  • LivingArea: 2123
  • Room Type: Eating Area
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • Lot Features: Landscaped, Mature Trees
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 10120
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6238.04
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior,Senior Freeze

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2026
Closed on
Apr 13, 2026
Sold by
Bought by
Seller's Agent
Kelly Schmidt
Coldwell Banker Realty
Buyer's Agent
Nathan Stillwell
john greene, Realtor
List Price
$429,000
Sold Price
$421,000
Premium/Discount to List
-$8,000
-1.86%
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.10%
Original Mortgage
$90,000
Outstanding Balance
$90,000
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$334,054

Purchase Details

Closed on
Aug 26, 2006
Sold by
Bought by

Purchase Details

Closed on
Apr 1, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,000
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 17, 2004
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $421,000 Chicago Title
Deed -- None Available
Deed -- None Available
Warranty Deed $310,000 Fox Title Company
Warranty Deed $65,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $90,000 New Conventional
Previous Owner $248,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/17/2026 04/17/26 Sold $421,000 -1.9% $198 / Sq Ft
02/17/2026 02/17/26 Pending -- -- --
02/16/2026 02/16/26 For Sale $429,000 -- $202 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,238 $123,818 $20,652 $103,166
2023 $6,849 $110,700 $18,464 $92,236
2022 $7,664 $100,866 $16,824 $84,042
2021 $8,569 $95,237 $15,885 $79,352
2020 $7,863 $93,866 $15,656 $78,210
2019 $8,483 $92,488 $15,426 $77,062
2018 $8,125 $92,488 $15,426 $77,062
2017 $8,210 $91,131 $15,200 $75,931
2016 $8,292 $88,830 $14,816 $74,014
2015 -- $86,377 $14,407 $71,970
2014 -- $87,701 $14,628 $73,073
2013 -- $89,172 $14,873 $74,299
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12569370

Midwest Real Estate Data (MRED)

APN: 08-32-450-013

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