Seller's Agent in 2025
Michelle Hable-Thies
Realty Executives
(314) 307-4766
1 in this area
68 Total Sales
Last list price
620 Riverside Dr Saint Charles, MO 63304
3
Beds
2.5
Baths
2,474
Sq Ft
9,200
Sq Ft Lot
Highlights
- Ranch Style House
- No HOA
- 2 Car Attached Garage
- Central Elementary School Rated A-
- Front Porch
- Brick Veneer
About This Home
As of September 2025Fall in love with this 3-bed, 2.5 bath gem in St. Charles County. A welcoming front porch sets the tone, inviting you into a light-filled home where comfort and character shine. The cozy den is perfect for movie nights or curling up with a good book, while the spacious kitchen and dining areas make entertaining a breeze. Partially finished lower level offers additional living space & a flex room for additional sleeping area or home office. Step outside to a large backyard—plenty of room for gardens, games, or your dream outdoor oasis. Brand new carpet! No HOA! With its prime location close to shopping, dining, and top-rated schools, this home offers both convenience and charm. Don’t miss out—schedule your showing today!
Last Agent to Sell the Property
Realty Executives of St. Louis License #2013016565 Listed on: 08/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,759
Year Built
- Built in 1977
Lot Details
- 9,200 Sq Ft Lot
- Level Lot
- Back and Front Yard
Parking
- 2 Car Attached Garage
Home Design
- Ranch Style House
- Brick Veneer
- Wood Siding
Interior Spaces
- 2,474 Sq Ft Home
- Ceiling Fan
- Wood Burning Fireplace
- Den with Fireplace
Bedrooms and Bathrooms
- 3 Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- French Drain
- Bedroom in Basement
- Finished Basement Bathroom
- Basement Storage
Outdoor Features
- Patio
- Shed
- Front Porch
Schools
- Central Elem. Elementary School
- Hollenbeck Middle School
- Francis Howell Central High School
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Connected
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 3-0009-4987-00-0097.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 13, 2025
Closed on
Sep 25, 2025
Sold by
Herberger Charles D and Herberger Michelle R
Bought by
Trost Corinna
Seller's Agent
Michelle Hable-Thies
Realty Executives of St. Louis
Buyer's Agent
Nika Ponder
Main Key Realty LLC
List Price
$279,000
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.69%
Original Mortgage
$221,250
Outstanding Balance
$221,250
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$67,907
Purchase Details
Closed on
Feb 24, 2006
Sold by
Schmiedeke Sheila A
Bought by
Herberger Charles D and Herberger Michelle R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.05%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jun 3, 2003
Sold by
Schmiedeke Sheila A
Bought by
Schmiedeke Kourtney Merle and Schmiedeke Lindsey Ann
Purchase Details
Closed on
Jun 28, 2002
Sold by
Chandler Mark S and Chandler Stephanie H
Bought by
Prudential Residential Svcs Ltd Prtnrshp and Prudential Homes Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,453
Interest Rate
6.76%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 26, 2002
Sold by
Prudential Residential Svcs Ltd Prtnrshp
Bought by
Schmiedeke Sheila A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,453
Interest Rate
6.76%
Mortgage Type
FHA
Purchase Details
Closed on
May 24, 1999
Sold by
Carter Darren Eugene and Carter Tracy Lee
Bought by
Chandler Mark S and Chandler Stephanie H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,295
Interest Rate
6.92%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Continental Title Company | |
| Warranty Deed | $165,000 | U S Title Guaranty Co | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $221,250 | New Conventional | |
| Previous Owner | $132,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $132,453 | FHA | |
| Previous Owner | $104,295 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/25/2025 09/25/25 | Sold | -- | -- | -- |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- |
| 08/13/2025 08/13/25 | For Sale | $279,000 | -- | $113 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,759 | $49,871 | -- | -- |
| 2023 | $2,755 | $44,469 | $0 | $0 |
| 2022 | $2,237 | $33,372 | $0 | $0 |
| 2021 | $2,232 | $33,372 | $0 | $0 |
| 2020 | $2,156 | $31,402 | $0 | $0 |
| 2019 | $2,148 | $31,402 | $0 | $0 |
| 2018 | $1,991 | $27,760 | $0 | $0 |
| 2017 | $1,980 | $27,760 | $0 | $0 |
| 2016 | $2,028 | $28,525 | $0 | $0 |
| 2015 | $1,996 | $28,525 | $0 | $0 |
| 2014 | $1,916 | $26,552 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Hable-Thies
-
Nika Ponder
Buyer's Agent in 2025
Nika Ponder
Main Key Realty LLC
(636) 937-7727
1 in this area
113 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25055009
APN: 3-0009-4987-00-0097.0000000
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