$835,000
SOLD SEP 10, 2025

620 Thomas St Unit 190 Key West, FL 33040

Truman Annex Neighborhood
2 Beds
1 Bath
604 Sq Ft
5 Acres

Recently Sold

$1,382 Per Sq Ft

4% Below List Price

198 Days on Market

About This Home

As of September 2025

Tropical Paradise Living in the Heart of Old Town, Key West.Discover your dream retreat with this beautifully updated 2-bedroom, 1-bath condo, perfectly situated in the exclusive Truman Annex. Just 2 short blocks from Duval Street.Step inside to a renovated kitchen featuring stunning marble countertops, stainless steel appliances & elegant wood cabinets--perfect for entertaining or enjoying quiet evenings at home. The home has also been upgraded with impact windows and doors and new flooring throughout. The bright & airy living spaces flow seamlessly into your private backyard, an ideal spot for morning coffee or evening cocktails. A large, shared pool is conveniently located just steps from your backyard. The property includes an assigned parking space.Come and enjoy the wonderful lifestyle that Key West offers! Walking distance to Duval Street, Fort Zachary Taylor (Beach), the newly built Coffee Butler amphitheater, and Truman Waterfront Park. Wonderful Farmer's markets occur weekly, as well as seasonal events. A special Truman Annex Transient license with restrictions will convey with the sale. Home is listed fully furnished.Whether you're looking for a vacation home, rental property, or year-round residence, this is a chance to own a perfect condo in a great location. Schedule your private showing today & start living the island dream!

Last Agent to Sell the Property

Paige Bethel

Island Home Realty Inc. License #3382346 Listed on: 01/27/2025

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,020

Year Built

1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Condo
  • First Right of Refusal: No
  • Association Fee: 1150.00
  • Mandatory HOA: Yes
  • Fee Includes: Cable, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt
  • Key Island: Key West
  • K W Neighborhood: Truman Annex
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • Min Rental Days: 7.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Bike Paths, Manager on Premises
  • Pets W Restrictions: YES
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Median
  • State Province: FL
  • Taxes: 6019.94
  • Title: Negotiable
  • Vehicle Storage: Assigned Parking
  • Vehicle Storage Cars: 1
  • Year Built: 1991
  • Alternate Key Number: 8802722
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Pool Info: In Ground, Decked
  • Pool Info Heated: Yes
  • Porch Balcony: Patio
  • Association Maintenance Fee Per: Monthly
  • License Info Number Of City License: 1
  • License Info Number Of County License: 1
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • License Info Transient Rntl Licns: Yes
  • Estimated Living Sq Ft: 604.00
  • Pool Info Other: Community Pool
  • Pre Wired: Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: Window Treatments
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Vinyl
  • Windows/Doors: Impact Rstnce Window
  • Total Bedrooms: 2

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Exterior Features: Fencing
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Security: Electric Gate, Patrolled Area
  • Utilities: FKAA, Cable Available, Buyer to Verify

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00013180-000190
  • Land Size: 5 Less Than 10 Acres

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2025
Closed on
Sep 10, 2025
Sold by
Mane Properties Llc
Bought by
Fleck Properties Llc
Seller's Agent
Paige Bethel
Island Home Realty Inc.
Buyer's Agent
Key West Luxury Finders
Preferred Properties (KW)
List Price
$870,000
Sold Price
$835,000
Premium/Discount to List
-$35,000
-4.02%
Views
134

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.55%

Purchase Details

Closed on
Nov 22, 2016
Sold by
Scotia Inc
Bought by
Mane Properties Llc

Purchase Details

Closed on
Dec 1, 2008
Sold by
Monheit David and Monheit Marjorie
Bought by
Scotia Inc

Purchase Details

Closed on
May 14, 2003
Sold by
Sprague Scott B and Sprague Christine M
Bought by
Monheit David and Monheit Marjorie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2001
Sold by
Rex C Smith M and Julie B Smith M
Bought by
Sprague Scott B and Sprague Christine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,000
Interest Rate
7.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 24, 1999
Sold by
Banks John T and Banks Lynn P
Bought by
Smith Rex C and Smith Julie B

Purchase Details

Closed on
Jul 15, 1996
Sold by
Mctaggart John D and Nanni Mark D
Bought by
Banks John T and Banks Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
7.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 1, 1992
Bought by
Scotia Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $835,000 None Listed On Document
Warranty Deed $595,000 Attorney
Warranty Deed $410,000 None Available
Warranty Deed $340,000 Chicago Title Of The Fl Keys
Warranty Deed $238,000 --
Warranty Deed $185,000 --
Warranty Deed $172,300 --
Warranty Deed $125,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $272,000 Purchase Money Mortgage
Previous Owner $214,000 New Conventional
Previous Owner $75,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/10/2025 09/10/25 Sold $835,000 -2.3% $1,382 / Sq Ft
07/23/2025 07/23/25 Price Changed $855,000 -1.7% $1,416 / Sq Ft
01/27/2025 01/27/25 For Sale $870,000 -- $1,440 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,020 $731,485 -- $731,485
2023 $6,020 $701,015 $0 $701,015
2022 $5,361 $612,224 $0 $612,224
2021 $5,093 $532,710 $0 $532,710
2020 $5,074 $532,710 $0 $532,710
2019 $5,015 $521,445 $0 $521,445
2018 $4,868 $494,718 $0 $0
2017 $5,025 $503,119 $0 $0
2016 $4,459 $426,972 $0 $0
2015 $4,150 $373,997 $0 $0
2014 $4,305 $373,997 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Paige Bethel

    Seller's Agent in 2025

    Paige Bethel

    Island Home Realty Inc.

    (305) 395-0550

    3 in this area

    45 Total Sales

    Paige Bethel
    Section Image
  • Key West Luxury Finders

    Buyer's Agent in 2025

    Key West Luxury Finders

    Preferred Properties (KW)

    (305) 240-0355

    1 in this area

    72 Total Sales

    Key West Luxury Finders
    Section Image
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Map

Source: Key West Association of REALTORS®

MLS Number: 613311

Key West Association of REALTORS®

APN: 00013180-000190

Florida Monroe County Key West 33040 Truman Annex

620 Thomas St Unit 190, Key West, FL

This home is located at 620 Thomas St Unit 190, Key West, FL 33040 and is currently priced at $835,000, approximately $1,382 per square foot. This property was built in 1991. 620 Thomas St Unit 190 is a home located in Monroe County with nearby schools including Gerald Adams Elementary School, Key West High School, and May Sands Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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