Seller's Agent in 2024
Mark Karten
KARTEN REAL ESTATE SERVICES LLC
(929) 605-5545
1 in this area
88 Total Sales
620 W Cottage Ln de Ruyter, NY 13052
3
Beds
2
Baths
1,626
Sq Ft
1.37
Acres
Highlights
- Waterfront
- Cape Cod Architecture
- Separate Formal Living Room
- 1.37 Acre Lot
- Main Floor Primary Bedroom
- Private Yard
About This Home
As of November 2024This year-round cape-style lakefront home has beautiful lake views with a large covered front porch. The kitchen is open with natural wood cabinets, Corian countertops, and a front-facing window with views of the lake. A dining room with a sliding door overlooking the lake. The living room design is cozy and comfortable, with a picture window. The Owner's bedroom on the first floor has direct access to the full bathroom with a separate shower and garden tub. The Owners also has direct access to the office. The rooms on the first floor all open to each other to create an easy flow from one to the other. Two second-floor bedrooms and a full bathroom are perfect for hosting guests. A second-floor windowed storage room is large enough that it has been used comfortably as an additional sleeping room. The second floor has comfortably supported 10 people.1600 Sq Ft heated attached floored garage, unheated loft, and an additional 1200 Sq Ft floored pole barn for storage. Key utility features include a dual boiler system that provides heat and hot water to maximize winter living savings, water softener, and an engineered-design septic system.
Last Agent to Sell the Property
Listing by KARTEN REAL ESTATE SERVICES LLC License #10491207334 Listed on: 04/30/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,352
Year Built
- Built in 1998
Lot Details
- 1.37 Acre Lot
- Lot Dimensions are 33x479
- Waterfront
- Property fronts a private road
- Private Yard
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Gravel Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Slab Foundation
- Poured Concrete
- Vinyl Siding
Interior Spaces
- 1,626 Sq Ft Home
- 2-Story Property
- Separate Formal Living Room
- Dining Area
- Home Office
- Workshop
- Storage Room
- Crawl Space
Kitchen
- Electric Oven
- Electric Range
- Range Hood
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Open Patio
- Porch
Schools
- Deruyter High School
Utilities
- Zoned Heating
- Vented Exhaust Fan
- Baseboard Heating
- Hot Water Heating System
- Programmable Thermostat
- Well
- Oil Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
- TV Antenna
Listing and Financial Details
- Tax Lot 4
- Assessor Parcel Number 252489-176-009-0001-004-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2024
Closed on
Nov 5, 2024
Sold by
Finch Steven E and Finch Ellen R
Bought by
Mcvannan Jamie and Mcvannan Joanne
Seller's Agent
Mark Karten
KARTEN REAL ESTATE SERVICES LLC
Buyer's Agent
Non-Member Agent
Non Member Office
List Price
$699,900
Sold Price
$566,500
Premium/Discount to List
-$133,400
-19.06%
Views
791
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,088
Avg. Annual Appreciation
0.73%
Purchase Details
Closed on
Jan 15, 2014
Sold by
Houck Phillilp S
Bought by
Finch Steven
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $566,500 | None Listed On Document | |
| Deed | $12,000 | Mark Levy |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $175,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/21/2024 11/21/24 | Sold | $566,500 | -5.5% | $348 / Sq Ft |
| 10/24/2024 10/24/24 | Pending | -- | -- | -- |
| 07/16/2024 07/16/24 | Price Changed | $599,400 | -7.8% | $369 / Sq Ft |
| 06/04/2024 06/04/24 | Price Changed | $649,900 | -7.1% | $400 / Sq Ft |
| 04/30/2024 04/30/24 | For Sale | $699,900 | -- | $430 / Sq Ft |
Source: Upstate New York Real Estate Information Services (UNYREIS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,041 | $215,000 | $87,500 | $127,500 |
| 2023 | $7,825 | $215,000 | $87,500 | $127,500 |
| 2022 | $7,586 | $215,000 | $87,500 | $127,500 |
| 2021 | $7,375 | $215,000 | $87,500 | $127,500 |
| 2020 | $6,643 | $215,000 | $87,500 | $127,500 |
| 2019 | $6,091 | $205,000 | $87,500 | $117,500 |
| 2018 | $6,091 | $205,000 | $87,500 | $117,500 |
| 2017 | $6,462 | $205,000 | $87,500 | $117,500 |
| 2016 | $6,393 | $205,000 | $87,500 | $117,500 |
| 2015 | -- | $205,000 | $87,500 | $117,500 |
| 2014 | -- | $205,000 | $87,500 | $117,500 |
Source: Public Records
Agents Affiliated with this Home
-
Mark Karten
-
Non-Member Agent
N
Buyer's Agent in 2024
Non-Member Agent
Non Member Office
(607) 432-4331
1 in this area
642 Total Sales
Map
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1534954
APN: 252489-176-009-0001-004-000-0000
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