Seller's Agent in 2026
Claude Gardner
Berkshire Hathaway HomeServices Knight & Gardner Realty
(305) 902-2447
135 in this area
262 Total Sales
620 White St Key West, FL 33040
Old Town NeighborhoodEstimated Value: $794,000 - $811,000
3
Beds
2
Baths
1,421
Sq Ft
$565/Sq Ft
Est. Value
Highlights
- In Ground Pool
- No HOA
- Ceiling Fan
- Key West Architecture
About This Home
As of February 2026This legal duplex offers fantastic potential with two separate units. The front unit is a 2-bedroom, 1-bath home and a rear unit is a 1-bedroom, 1-bath unit. The property features an in-ground pool and is ideally laid out for investment or owner-occupancy with rental income. While some work has been done, the entire property is in need of finishing renovations-- perfect for a buyer ready to customize and maximize value.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Knight & Gardner Realty License #BK612006 Listed on: 05/12/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices Knight & Gardner Realty License #BK612006 Listed on: 05/12/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $7,612
Year Built
- Built in 1933
Lot Details
- 2,340
Parking
- Off-Street Parking
Home Design
- Duplex
- Key West Architecture
- Frame Construction
- Metal Roof
Interior Spaces
- 1,421 Sq Ft Home
- Ceiling Fan
Kitchen
- Oven
- Range
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Utilities
- Cooling System Mounted To A Wall/Window
- Public Hookup Available For Sewer
Additional Features
- In Ground Pool
- 2,340 Sq Ft Lot
Listing and Financial Details
- Assessor Parcel Number 00010200-000000
Community Details
Overview
- No Home Owners Association
- Old Town Unrecord Subdivision
- Rental Restrictions
Pet Policy
- Pets Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 12, 2025
Closed on
Feb 23, 2026
Sold by
Bought by
Seller's Agent
Claude Gardner
Berkshire Hathaway HomeServices Knight & Gardner Realty
Buyer's Agent
Claude Gardner
Berkshire Hathaway HomeServices Knight & Gardner Realty
List Price
$1,199,000
Sold Price
$800,000
Premium/Discount to List
-$399,000
-33.28%
Views
185
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,574
Avg. Annual Appreciation
0.98%
Purchase Details
Closed on
Jul 2, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$711,868
Interest Rate
2.9%
Mortgage Type
FHA
Purchase Details
Closed on
May 1, 2001
Sold by
Bought by
Purchase Details
Closed on
Jan 27, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.9%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 1, 1984
Bought by
Purchase Details
Closed on
Sep 1, 1979
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $800,000 | None Listed On Document | ||
| $725,000 | None Available | ||
| $725,000 | Condella Debbie | ||
| $320,000 | -- | ||
| -- | -- | ||
| $53,000 | -- | ||
| $47,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $711,868 | ||
| Previous Owner | $60,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/24/2026 02/24/26 | Sold | $800,000 | -20.0% | $563 / Sq Ft |
| 01/21/2026 01/21/26 | Pending | -- | -- | -- |
| 11/13/2025 11/13/25 | Price Changed | $999,999 | -9.0% | $704 / Sq Ft |
| 08/26/2025 08/26/25 | Price Changed | $1,099,000 | -1.4% | $773 / Sq Ft |
| 07/24/2025 07/24/25 | Price Changed | $1,115,000 | -0.9% | $785 / Sq Ft |
| 07/08/2025 07/08/25 | Price Changed | $1,125,000 | -2.2% | $792 / Sq Ft |
| 06/11/2025 06/11/25 | Price Changed | $1,150,000 | -4.1% | $809 / Sq Ft |
| 05/12/2025 05/12/25 | For Sale | $1,199,000 | -- | $844 / Sq Ft |
Source: Key West Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,612 | $873,952 | -- | -- |
| 2024 | $6,779 | $849,322 | -- | -- |
| 2023 | $6,779 | $797,338 | $0 | $0 |
| 2022 | $5,981 | $657,409 | $422,660 | $234,749 |
| 2021 | $5,039 | $522,772 | $320,468 | $202,304 |
| 2020 | $4,899 | $467,882 | $293,679 | $174,203 |
| 2019 | $4,559 | $425,540 | $286,734 | $138,806 |
| 2018 | $4,540 | $464,500 | $323,444 | $141,056 |
| 2017 | $4,401 | $465,007 | $0 | $0 |
| 2016 | $4,342 | $447,653 | $0 | $0 |
| 2015 | -- | $389,142 | $0 | $0 |
| 2014 | -- | $289,513 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Claude Gardner
Map
Source: Key West Association of REALTORS®
MLS Number: 614993
APN: 00010200-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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