$800,000
SOLD FEB 24, 2026

620 White St Key West, FL 33040

Old Town Neighborhood
3 Beds
2 Baths
1,421 Sq Ft
2,178 Sq Ft Lot Lot

Sale Details

Date Sold: February 24, 2026

$563 Per Sq Ft

33% Below List Price

254 Days on Market

About This Home

As of February 2026

This legal duplex offers fantastic potential with two separate units. The front unit is a 2-bedroom, 1-bath home and a rear unit is a 1-bedroom, 1-bath unit. The property features an in-ground pool and is ideally laid out for investment or owner-occupancy with rental income. While some work has been done, the entire property is in need of finishing renovations-- perfect for a buyer ready to customize and maximize value.

Last Agent to Sell the Property

Claude Gardner

Berkshire Hathaway HomeServices Knight & Gardner Realty License #BK612006 Listed on: 05/12/2025

Berkshire Hathaway HomeServices Knight & Gardner Realty

Last Buyer's Agent

Claude Gardner

Berkshire Hathaway HomeServices Knight & Gardner Realty License #BK612006 Listed on: 05/12/2025

Berkshire Hathaway HomeServices Knight & Gardner Realty

Property Details

Home Type

Multi-Family

Year Built

1933

Lot Details

2,178 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Duplex
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key West
  • K W Neighborhood: Old Town-N of Truman
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Median
  • State Province: FL
  • Taxes: 7611.66
  • Vehicle Storage: Off Street Parking
  • Year Built: 1933
  • Alternate Key Number: 1010481
  • Building Style: Conch
  • Cooling Heating: Wall/Window Unit(s), Ceiling Fans(s)
  • Lot Sq Ft: 2340.00
  • Pool Info: In Ground
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1421.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dryer
  • Total Bedrooms: 3

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Parcel Number: 00010200-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.05

Rental Info

  • Rentals Allowed: With Restrictions

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2025
Closed on
Feb 23, 2026
Sold by
Vanloon David and Mcconn Knight V
Bought by
Avra Jessica J
Seller's Agent
Claude Gardner
Berkshire Hathaway HomeServices Knight & Gardner Realty
Buyer's Agent
Claude Gardner
Berkshire Hathaway HomeServices Knight & Gardner Realty
List Price
$1,199,000
Sold Price
$800,000
Premium/Discount to List
-$399,000
-33.28%
Views
185

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
150.41%

Purchase Details

Closed on
Jul 2, 2021
Sold by
Jansen Christine E
Bought by
Mcconn Charles Arthur and Knight Nathan Alan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$711,868
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
May 1, 2001
Sold by
Dan A Kramer M and Dan Karem A
Bought by
Jansen Christine E

Purchase Details

Closed on
Jan 27, 2000
Sold by
Kramer Dan A
Bought by
Kramer Dan A and Kramer Karem A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.9%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 1, 1984
Bought by
Jansen Christine E

Purchase Details

Closed on
Sep 1, 1979
Bought by
Jansen Christine E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $800,000 None Listed On Document
Warranty Deed $725,000 None Available
Warranty Deed $725,000 Condella Debbie
Warranty Deed $320,000 --
Quit Claim Deed -- --
Warranty Deed $53,000 --
Deed $47,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $711,868 FHA
Previous Owner $60,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/24/2026 02/24/26 Sold $800,000 -20.0% $563 / Sq Ft
01/21/2026 01/21/26 Pending -- -- --
11/13/2025 11/13/25 Price Changed $999,999 -9.0% $704 / Sq Ft
08/26/2025 08/26/25 Price Changed $1,099,000 -1.4% $773 / Sq Ft
07/24/2025 07/24/25 Price Changed $1,115,000 -0.9% $785 / Sq Ft
07/08/2025 07/08/25 Price Changed $1,125,000 -2.2% $792 / Sq Ft
06/11/2025 06/11/25 Price Changed $1,150,000 -4.1% $809 / Sq Ft
05/12/2025 05/12/25 For Sale $1,199,000 -- $844 / Sq Ft
Source: Key West Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,612 $873,952 -- --
2024 $6,779 $849,322 -- --
2023 $6,779 $797,338 $0 $0
2022 $5,981 $657,409 $422,660 $234,749
2021 $5,039 $522,772 $320,468 $202,304
2020 $4,899 $467,882 $293,679 $174,203
2019 $4,559 $425,540 $286,734 $138,806
2018 $4,540 $464,500 $323,444 $141,056
2017 $4,401 $465,007 $0 $0
2016 $4,342 $447,653 $0 $0
2015 -- $389,142 $0 $0
2014 -- $289,513 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Claude Gardner

    Seller's Agent in 2026

    Claude Gardner

    Berkshire Hathaway HomeServices Knight & Gardner Realty

    (305) 902-2447

    147 in this area

    280 Total Sales

    Claude Gardner
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Map

Source: Key West Association of REALTORS®

MLS Number: 614993

Key West Association of REALTORS®

APN: 00010200-000000

Florida Monroe County Key West 33040 Old Town

620 White St, Key West, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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