$540,000

Estimated payment $3,141/month

Total Views 42,845
3 Beds
2.5 Baths
1,980 Sq Ft
$273 Price per Sq Ft

Highlights

  • Seaplane Permitted
  • Home fronts navigable water
  • Cape Cod Architecture
  • Boat Ramp
  • Fishing Allowed
  • Vaulted Ceiling

About This Home

Lake Living at Its Best! Nestled in the highly sought-after Morgan I neighborhood on the public side of Lake Anna, this beautifully maintained, one-owner home offers the perfect combination of comfort, potential, and location. With over 1,900 finished sq ft above grade, plus an unfinished walk-out basement and an assigned boat slip, this property is a rare opportunity to enjoy everything Lake Anna has to offer—whether as a full-time residence or a weekend escape. Step inside and you’ll find a warm and inviting layout designed for both everyday living and entertaining. The main level features a spacious primary bedroom suite, ideal for those seeking the convenience of first-floor living. Soaring vaulted ceilings enhance the bright and airy living space, and the living and dining areas flow seamlessly into the kitchen, creating a cozy and functional space to relax or gather with family and friends. Upstairs, additional bedrooms and living space offer flexibility for guests, home offices, or playrooms. The unfinished walk-out basement lets your imagination run free—customize it with a rec room, home gym, workshop, or anything else your lifestyle calls for. Enjoy peaceful mornings and stunning sunsets from your deck or patio, and spend your days on the water with your very own assigned boat slip, just a short walk away. The spacious 2-car garage offers plenty of room for lake toys, tools, vehicles, and more. Located just minutes from local marinas, restaurants, breweries, and shops, and part of one of the lake’s most desirable communities, this home offers not only a beautiful place to live, but a lifestyle filled with fun, relaxation, and adventure. Come see why so many people are falling in love with Lake Anna living—your next chapter starts here.

Listing Agent

Mason Walter

(540) 903-4997 masonwsells@gmail.com RE/MAX Distinctive Real Estate, Inc. License #0225268711 Listed on: 05/22/2025

RE/MAX Distinctive Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,235

Year Built

  • Built in 2005

Lot Details

  • 1.15 Acre Lot
  • Home fronts navigable water
  • Property is zoned RR

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Vaulted Ceiling
  • 1 Fireplace
  • Instant Hot Water

Bedrooms and Bathrooms

Basement

  • Walk-Out Basement
  • Rough-In Basement Bathroom
  • Basement Windows

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Powered Boats Permitted

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Propane Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 31
  • Assessor Parcel Number 55C1-31-

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Morgan Poa
  • Morgan I Subdivision

Amenities

  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,235

Year Built

Built in 2005

Lot Details

0

HOA Fees

$28 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Walkout Level, Windows, Rough Bath Plumb
  • Total Sq Ft: 3168
  • Living Area Sq Ft: 1980
  • Price Per Sq Ft: 272.73
  • Above Grade Finished Sq Ft: 1980
  • Below Grade Sq Ft: 1188
  • Total Below Grade Sq Ft: 1188
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Seaplane Permitted, Waterski/Wakeboard, Swimming Allowed, Public Access
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Instant Hot Water, Propane
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 330.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Common Grounds, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: MORGAN POA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 1.15
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 50094.00
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3235.00
  • Assessor Parcel Number: 55C1-31-
  • Tax Lot: 31
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,235 $440,600 $40,400 $400,200
2024 $3,235 $440,600 $40,400 $400,200
2023 $2,886 $374,000 $35,400 $338,600
2022 $2,759 $374,000 $35,400 $338,600
2021 $2,621 $323,800 $35,400 $288,400
2020 $2,621 $323,800 $35,400 $288,400
2019 $2,579 $304,300 $35,400 $268,900
2018 $2,535 $304,300 $35,400 $268,900
2017 $2,315 $272,300 $35,400 $236,900
2016 $2,315 $272,300 $35,400 $236,900
2015 -- $259,300 $35,400 $223,900
2014 -- $259,300 $35,400 $223,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Price Changed $540,000 -3.6% $273 / Sq Ft
07/30/2025 07/30/25 Price Changed $560,000 -3.4% $283 / Sq Ft
07/02/2025 07/02/25 Price Changed $580,000 -2.5% $293 / Sq Ft
05/22/2025 05/22/25 For Sale $595,000 -- $301 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $29,000 --
Source: Public Records

About the Listing Agent

Mason Walter

RE/MAX Distinctive Real Estate, Inc.

(540) 452-9452

Section Image

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Source: Bright MLS

MLS Number: VASP2033306

Bright MLS

APN: 55C-1-31