Seller's Agent in 2024
Mike Casey
BHHS PenFed (actual)
(757) 660-2496
1 in this area
17 Total Sales
6203 Ruth Ln Mineral, VA 23117
Margo Neighborhood
3
Beds
2
Baths
1,404
Sq Ft
1.99
Acres
Highlights
- 10 Feet of Waterfront
- Boat Ramp
- Parking available for a boat
- Seaplane Permitted
- Beach
- Fishing Allowed
About This Home
As of December 2024Welcome to Beautiful Lake Anna!
This charming recently renovated lake Chalet boasts a shared waterfront area just a short stroll down the path, perfect for docking a New Sea Doo Switch, jet skis, or kayaks, plus a deeded, deep water boat slip (#23) in the nearby common area. Located on the public side of Lake Anna, minutes from Hunters Landing and The Cove restaurant by lake or land or a short ride to many local dining, entertainment and shopping options. Luxury vinyl plank flooring installed throughout main level. Kitchen features Quarts countertops, a full subway tile backsplash, garbage disposal, double cabinets under the built in bar for added storage, and all new Samsung appliances. The living room features high vaulted ceilings with floor to ceiling windows inviting in as much of the outdoors as possible. Sit and enjoy the view or cozy up beside the fireplace. Upstairs, you'll find a spacious loft ensuite featuring a walk in closet and custom tiled bathroom with corner seat and niche. Custom touches throughout you'll have to see to appreciate. Immerse yourself in nature sitting by the firepit alongside the adorable creek or wind down on the large low maintenance composite deck. Below there is additional covered outdoor living space or parking for vehicles, boats, or toys with two enclosed areas that have electricity; currently used as storage/workshop but could easily be reconfigured. Move in ready, being sold furnished! Just bring your personal items and start living the lake life.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices PenFed Realty License #0225255579 Listed on: 08/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,660
Year Built
- Built in 1990 | Remodeled in 2022
Lot Details
- 1.99 Acre Lot
- 10 Feet of Waterfront
- Home fronts navigable water
- Landscaped
- No Through Street
- Partially Wooded Lot
- Backs to Trees or Woods
- Property is zoned RR
HOA Fees
- $28 Monthly HOA Fees
Home Design
- Chalet
- Pillar, Post or Pier Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,404 Sq Ft Home
- Property has 1.5 Levels
- Furnished
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- Wood Burning Stove
- Wood Burning Fireplace
- Open Floorplan
Kitchen
- Double Oven
- Electric Oven or Range
- Stove
- Built-In Microwave
- Dishwasher
- Upgraded Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile or Brick
Bedrooms and Bathrooms
- Walk-In Closet
- Bathtub with Shower
Laundry
- Laundry on main level
- Stacked Washer and Dryer
Home Security
- Exterior Cameras
- Flood Lights
Parking
- Driveway
- Parking available for a boat
Accessible Home Design
- Doors are 32 inches wide or more
- More Than Two Accessible Exits
Eco-Friendly Details
- Energy-Efficient Appliances
Outdoor Features
- Seaplane Permitted
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Stream or River on Lot
- Shared Waterfront
- Powered Boats Permitted
- Deck
- Exterior Lighting
- Outdoor Storage
- Playground
- Play Equipment
Schools
- Spotsylvania Middle School
- Spotsylvania High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Well
- Electric Water Heater
- On Site Septic
- Satellite Dish
Listing and Financial Details
- Tax Lot 22
- Assessor Parcel Number 55C1-22-
Community Details
Overview
- Morgan Association
- Morgan I Subdivision
Amenities
- Common Area
Recreation
- Boat Ramp
- Boat Dock
- Beach
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2024
Closed on
Dec 11, 2024
Sold by
Eric And Lauren Duvall Revocable Trust and Duvall Lauren Ashley
Bought by
Guy Christopher and Guy Joelle E
Seller's Agent
Mike Casey
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Carol Strasfeld
Unrepresented Buyer Office
List Price
$530,000
Sold Price
$490,000
Premium/Discount to List
-$40,000
-7.55%
Views
126
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,715
Avg. Annual Appreciation
0.27%
Original Mortgage
$392,000
Outstanding Balance
$389,583
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$101,425
Purchase Details
Closed on
Jan 2, 2024
Sold by
Duvall Eric Andrew and Duvall Lauren Ashley
Bought by
Eric And Lauren Duvall Revocable Trust and Duvall
Purchase Details
Closed on
Jul 23, 2020
Sold by
Casey Donna L
Bought by
Duvall Lauren Ashley and Duvall Eric Andrew
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 1, 2005
Sold by
Schweickhardt Reynolds C
Bought by
Casey Everett D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
5.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 13, 2001
Sold by
Crleton Jill M
Bought by
Schweirkhardt Reynold
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,800
Interest Rate
6.98%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 14, 1998
Sold by
Thomas Robert K
Bought by
Smith Douglas C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
7.11%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $490,000 | Northern Virginia Title | |
| Bargain Sale Deed | $490,000 | Northern Virginia Title | |
| Gift Deed | -- | None Listed On Document | |
| Warranty Deed | $270,592 | Northern Va Title & Escr Inc | |
| Warranty Deed | $270,000 | -- | |
| Deed | $135,000 | -- | |
| Warranty Deed | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $392,000 | New Conventional | |
| Closed | $392,000 | New Conventional | |
| Previous Owner | $243,000 | New Conventional | |
| Previous Owner | $243,000 | New Conventional | |
| Previous Owner | $191,580 | New Conventional | |
| Previous Owner | $216,000 | New Conventional | |
| Previous Owner | $10,800 | Purchase Money Mortgage | |
| Previous Owner | $76,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/11/2024 12/11/24 | Sold | $490,000 | -1.8% | $349 / Sq Ft |
| 10/10/2024 10/10/24 | Pending | -- | -- | -- |
| 09/24/2024 09/24/24 | Price Changed | $499,000 | -5.8% | $355 / Sq Ft |
| 08/01/2024 08/01/24 | For Sale | $530,000 | -- | $377 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,053 | $279,600 | $48,900 | $230,700 |
| 2024 | $2,053 | $279,600 | $48,900 | $230,700 |
| 2023 | $1,737 | $225,100 | $42,800 | $182,300 |
| 2022 | $1,661 | $225,100 | $42,800 | $182,300 |
| 2021 | $1,614 | $199,400 | $42,800 | $156,600 |
| 2020 | $1,379 | $170,400 | $42,800 | $127,600 |
| 2019 | $1,409 | $166,300 | $42,800 | $123,500 |
| 2018 | $1,385 | $166,300 | $42,800 | $123,500 |
| 2017 | $1,312 | $154,400 | $42,800 | $111,600 |
| 2016 | $1,312 | $154,400 | $42,800 | $111,600 |
| 2015 | -- | $151,300 | $42,800 | $108,500 |
| 2014 | -- | $151,300 | $42,800 | $108,500 |
Source: Public Records
Agents Affiliated with this Home
-
Mike Casey
-
Carol Strasfeld
Buyer's Agent in 2024
Carol Strasfeld
Unrepresented Buyer Office
(301) 806-8871
4 in this area
6,603 Total Sales
Map
Source: Bright MLS
MLS Number: VASP2026844
APN: 55C-1-22
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