NOT LISTED FOR SALE

6206 Ruth Ln Mineral, VA 23117

Margo Neighborhood

Estimated Value: $513,964 - $610,000

3 Beds
2.5 Baths
2,474 Sq Ft
$224/Sq Ft Est. Value

Last Sold October 06, 2022

Last sale price $452,000 $183 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $3,195/month

1 Day on Market

Highlights

  • Boat Dock
  • Parking available for a boat
  • Canoe or Kayak Water Access
  • Beach
  • Home fronts navigable water
  • Fishing Allowed

About This Home

As of October 2022

Deeded Boat Slip Included!!! Welcome home to peace and serenity on the public side of Lake Anna. This beautiful home is situated on over two acres of land! Property includes a private, gated common area with a boat ramp, sand beach, pier, picnic area and fire pit. Home was improved in 2018 with new refrigerator, oven, dishwasher, microwave, washer/dryer, backsplash , new well pump, new luxury vinyl plank on the main level, new toilets throughout, and new ceramic tile in upper level bathroom. In 2021, home was improved with a new hot water heater and granite kitchen countertops. The main level owner's suite features a luxury soaking tub, walk in closet as well as a second closet. A bright and beautiful large family room with a wood burning stove and a separate living room. Upper level includes two spacious bedrooms, a separate living area as well as a full bath and plenty of storage. Store all of your toys in the two car garage as well as a metal carport for your boat. Rear yard is partially fenced! This home is a rare find and absolutely stunning! The close proximity to the lake makes it the perfect find.

Last Agent to Sell the Property

Ann-Marie Jewell

(703) 967-4209 ajewellrealtor@gmail.com Lando Massey Real Estate Listed on: 08/12/2022

Last Buyer's Agent

Ann-Marie Jewell

(703) 967-4209 ajewellrealtor@gmail.com Lando Massey Real Estate Listed on: 08/12/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,611

Year Built

  • Built in 2004 | Remodeled in 2018

Lot Details

  • 2.23 Acre Lot
  • Home fronts navigable water
  • Partially Fenced Property
  • Chain Link Fence
  • Extensive Hardscape
  • Cleared Lot
  • Property is in very good condition
  • Property is zoned RR

HOA Fees

  • $9 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Rear-Facing Garage
  • Driveway
  • Parking available for a boat

Home Design

  • Cape Cod Architecture
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,474 Sq Ft Home
  • Property has 1.5 Levels
  • Open Floorplan
  • Chair Railings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Stove
  • Combination Kitchen and Dining Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Powered Boats Permitted
  • Patio
  • Exterior Lighting
  • Porch

Schools

  • Livingston Elementary School
  • Post Oak Middle School
  • Spotsylvania High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • On Site Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 30R
  • Assessor Parcel Number 55C1-30R

Community Details

Overview

  • $5 Other Monthly Fees
  • Morgan 1 HOA
  • Morgan I Subdivision

Recreation

  • Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,611

Year Built

Built in 2004 | Remodeled in 2018

Lot Details

0

HOA Fees

$9 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2022-08-12
  • Federal Flood Zone: No
  • Year Built: 2004
  • Year Renovated: 2018
  • Automatically Close On Close Date: No
  • Remarks Public: Deeded Boat Slip Included!!! Welcome home to peace and serenity on the public side of Lake Anna. This beautiful home is situated on over two acres of land! Property includes a private, gated common area with a boat ramp, sand beach, pier, picnic area and fire pit. Home was improved in 2018 with new refrigerator, oven, dishwasher, microwave, washer/dryer, backsplash , new well pump, new luxury vinyl plank on the main level, new toilets throughout, and new ceramic tile in upper level bathroom. In 2021, home was improved with a new hot water heater and granite kitchen countertops. The main level owner's suite features a luxury soaking tub, walk in closet as well as a second closet. A bright and beautiful large family room with a wood burning stove and a separate living room. Upper level includes two spacious bedrooms, a separate living area as well as a full bath and plenty of storage. Store all of your toys in the two car garage as well as a metal carport for your boat. Rear yard is partially fenced! This home is a rare find and absolutely stunning! The close proximity to the lake makes it the perfect find.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Flooring Type: Ceramic Tile, Carpet, Luxury Vinyl Plank
  • Interior Amenities: Carpet, Ceiling Fan(s), Chair Railings, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Primary Bath(s), Recessed Lighting, Soaking Tub, Walk-In Closet(s), Stove - Wood
  • Wall Ceiling Types: Cathedral Ceilings, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 1.5
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2474
  • Living Area Sq Ft: 2474
  • Price Per Sq Ft: 182.70
  • Above Grade Finished Sq Ft: 2474
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 6206

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Vinyl Siding
  • Exterior Features: Boat Storage, Extensive Hardscape, Exterior Lighting
  • Roof: Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s), Zoned
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 110.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Pier/Dock
  • HOA Name: MORGAN 1
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 60.00
  • Other Fees Frequency: Annually

Schools

  • School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
  • Elementary School: LIVINGSTON
  • Middle School: POST OAK
  • High School: SPOTSYLVANIA
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139429416
  • School District Source: 3rd Party
  • Elementary School: LIVINGSTON
  • High School: SPOTSYLVANIA
  • Middle Or Junior School: POST OAK

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Fencing: Partially, Chain Link
  • Improvement Assessed Value: 312300.00
  • Land Assessed Value: 41700.00
  • Lot Features: Cleared
  • Lot Size Acres: 2.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 97139.00
  • Outdoor Living Structures: Porch(es), Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Pets Allowed: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 16873896
  • Tax Annual Amount: 2611.00
  • Assessor Parcel Number: 55C1-30R
  • Tax Lot: 30R
  • Tax Total Finished Sq Ft: 2474
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 10/06/2022

MLS Schools

  • School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2022
Closed on
Oct 5, 2022
Sold by
Manning Chelsy
Bought by
Jewell Ralph and Jewell Ann-Marie
Seller's Agent
Ann-Marie Jewell
Lando Massey Real Estate
Buyer's Agent
Ann-Marie Jewell
Lando Massey Real Estate
List Price
$469,900
Sold Price
$452,000
Premium/Discount to List
-$17,900
-3.81%
Current Estimated Value
$554,241

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$102,241
Avg. Annual Appreciation
6.91%
Original Mortgage
$339,000
Outstanding Balance
$325,070
Interest Rate
5.55%
Mortgage Type
New Conventional
Estimated Equity
$229,171

Purchase Details

Listed on
Jun 6, 2020
Closed on
Jun 29, 2020
Sold by
Latham William A and Latham Lara N
Bought by
Nutter Brandon and Manning Chelsy
Seller's Agent
Mike Hogan
The Hogan Group Real Estate
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$299,900
Sold Price
$350,000
Premium/Discount to List
$50,100
16.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.98%
Original Mortgage
$343,660
Interest Rate
3.2%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 16, 2016
Closed on
Oct 26, 2016
Sold by
Pettis Vance E and Pettis Christina L
Bought by
Latham William A and Latham Lara N
Seller's Agent
George Isaac
Long & Foster Real Estate, Inc.
Buyer's Agent
John Latham
Latham Realty LLC
List Price
$299,000
Sold Price
$251,000
Premium/Discount to List
-$48,000
-16.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.48%
Original Mortgage
$200,000
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 10, 2005
Sold by
Harsch Michael
Bought by
Pettis Vance E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,120
Interest Rate
5.93%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jewell Ralph $452,000 First American Title
Nutter Brandon $350,000 Attorney
Latham William A $251,000 Johnson Title & Abstract Inc
Pettis Vance E $348,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jewell Ralph $339,000
Previous Owner Nutter Brandon $343,660
Previous Owner Latham William A $200,000
Previous Owner Pettis Vance E $279,120
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/06/2022 10/06/22 Sold $452,000 -3.8% $183 / Sq Ft
08/12/2022 08/12/22 For Sale $469,900 0.0% $190 / Sq Ft
07/30/2022 07/30/22 Price Changed $469,900 +34.3% $190 / Sq Ft
07/02/2020 07/02/20 Sold $350,000 +16.7% $141 / Sq Ft View Prior Sale
06/08/2020 06/08/20 Pending -- -- --
06/06/2020 06/06/20 For Sale $299,900 +19.5% $121 / Sq Ft
10/31/2016 10/31/16 Sold $251,000 -10.4% $101 / Sq Ft View Prior Sale
09/18/2016 09/18/16 Pending -- -- --
08/10/2016 08/10/16 Price Changed $280,000 -3.1% $113 / Sq Ft
05/12/2016 05/12/16 Price Changed $289,000 -3.3% $117 / Sq Ft
01/16/2016 01/16/16 For Sale $299,000 -- $121 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,071 $418,200 $47,600 $370,600
2024 $3,071 $418,200 $47,600 $370,600
2023 $2,732 $354,000 $41,700 $312,300
2022 $2,611 $354,000 $41,700 $312,300
2021 $2,467 $304,800 $41,700 $263,100
2020 $2,450 $302,700 $41,700 $261,000
2019 $2,438 $287,700 $41,700 $246,000
2018 $2,397 $287,700 $41,700 $246,000
2017 $2,196 $258,400 $41,700 $216,700
2016 $2,196 $258,400 $41,700 $216,700
2015 -- $246,100 $41,700 $204,400
2014 -- $246,100 $41,700 $204,400
Source: Public Records

Agents Affiliated with this Home

  • Ann-Marie Jewell

    Seller's Agent in 2022

    Ann-Marie Jewell

    Lando Massey Real Estate

    (703) 967-4209

    4 in this area

    25 Total Sales

    Ann-Marie Jewell
    Section Image
  • Mike Hogan

    Seller's Agent in 2020

    Mike Hogan

    The Hogan Group Real Estate

    (804) 655-0751

    3 in this area

    944 Total Sales

    Mike Hogan
    Section Image

  • N

    Buyer's Agent in 2020

    NON MLS USER MLS

    NON MLS OFFICE

  • G

    Seller's Agent in 2016

    George Isaac

    Long & Foster

    Section Image
  • John Latham

    Buyer's Agent in 2016

    John Latham

    Latham Realty LLC

    (703) 361-6202

    2 Total Sales

    John Latham
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VASP2011760

Bright MLS

APN: 55C-1-30R

Virginia Spotsylvania County Mineral 23117 Margo

6206 Ruth Ln, Mineral, VA

This home is located at 6206 Ruth Ln, Mineral, VA 23117 since 12 August 2022 and is currently estimated at $554,241, approximately $224 per square foot. This property was built in 2004. 6206 Ruth Ln is a home located in Spotsylvania County with nearby schools including Livingston Elementary School, Post Oak Middle School, and Spotsylvania High School.

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