$699,900

621 W Main St Benton Harbor, MI 49022

Estimated payment $4,577/month

Total Views 509
2 Beds
5 Baths
1,578 Sq Ft
$444 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • Deck
  • No HOA
  • Property fronts a channel
  • Wood Flooring
  • Eat-In Kitchen

About This Home

Investor's dream! This active and operating short-term rental sleeps up to 10 guests with 4 bathrooms, offering plenty of space and comfort. Guests will love the stunning views and direct access to the St. Joseph River, perfect for boating, fishing, and relaxing by the water. Beyond its proven rental success, the property includes a versatile warehouse/storefront space—a blank canvas ready to be transformed into a thriving business, additional living quarters, or entertainment space. Ideally located near downtown St. Joseph and Benton Harbor, this property combines income potential with prime convenience. Whether you're seeking an established rental, a business opportunity, or both, this one-of-a-kind riverfront property checks every box.

Listing Agent

Courtney Ertman

Century 21 Affiliated License #6501433950 Listed on: 09/10/2025

Century 21 Affiliated

Co-Listing Agent

The Frazee Team

Century 21 Affiliated License #6502430934

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,172

Year Built

  • Built in 2007

Lot Details

  • 6,518 Sq Ft Lot
  • Property fronts a channel
  • 50 Feet of Waterfront

Parking

  • 5 Car Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Rubber Roof
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,578 Sq Ft Home
  • 3-Story Property
  • Gas Log Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • En-Suite Bathroom
  • 5 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,172

Year Built

Built in 2007

Lot Details

0

Parking

5

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Other
  • Stories: 3
  • Year Built: 2007
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: irregular
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1578.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 10172.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 50.0
  • General Property Info:Fireplace: Yes
  • Substructure:Slab: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Roofing:Metal: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1578.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Center Island, Eat-in Kitchen
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 5
  • Total Bathrooms: 5
  • Basement: Slab
  • LivingArea: 1578.0
  • Window Features: Window Treatments
  • General Property Info:Stories2: 3.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Block, Vinyl Siding
  • List Price: 699900.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Metal, Rubber
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 5.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener
  • Parking Features Garage Door Opener2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 5.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Channel: Yes

Lot Info

  • Lot Size Acres: 0.15
  • Lot Size Area: 0.15
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 6518.0

Tax Info

  • Tax Annual Amount: 10172.0
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,172 $259,800 $0 $0
2024 $9,785 $253,400 $0 $0
2023 $7,827 $154,500 $0 $0
2022 $6,832 $162,000 $0 $0
2021 $8,600 $160,700 $25,600 $135,100
2020 $8,494 $162,000 $0 $0
2019 $8,343 $155,100 $0 $0
2018 $5,911 $154,000 $0 $0
2017 $5,796 $168,400 $0 $0
2016 $5,682 $166,700 $0 $0
2015 $5,669 $148,800 $0 $0
2014 $5,276 $148,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 For Sale $699,900 +137.3% $444 / Sq Ft
11/08/2018 11/08/18 Sold $295,000 0.0% $190 / Sq Ft
10/17/2018 10/17/18 For Sale $295,000 -- $190 / Sq Ft
10/15/2018 10/15/18 Pending -- -- --
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Foreclosure Deed -- --
Warranty Deed $550,000 National Title Agency
Warranty Deed $295,000 First American Title
Warranty Deed $295,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $440,000 New Conventional
Previous Owner $160,000 Credit Line Revolving
Previous Owner $216,500 Commercial
Source: Public Records

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25046361

Southwestern Michigan Association of REALTORS®

APN: 11-54-0805-0004-05-0