$874,900
SOLD APR 28, 2025

6232 County Road 95 Elberta, AL 36530

3 Beds
2.5 Baths
2,359 Sq Ft
0.3 Acres

Recently Sold

$371 Per Sq Ft

3% Below List Price

2 Days on Market

Highlights

  • Property Fronts a Bay or Harbor
  • Main Floor Primary Bedroom
  • Cottage
  • Elberta Elementary School Rated A-
  • No HOA
  • Double Pane Windows

About This Home

As of April 2025

Welcome to Josephine! This 3 bedroom, 2.5 bath home sits at the end of old Co Rd 95 just past Pirate's Cove. Breathtaking views of Arnica Bay! Home is direct bay front (75X180) and is adjacent to a lot owned by the State of Alabama offering sweeping, unobstructed views to the west! Kitchen offers stainless appliance package, granite counters and tile flooring. Primary bedroom is on main floor, 2 bedrooms and full bath upstairs. Metal roof, storage shed and ample deck space for entertaining. Wood burning fireplace. Generator with 100 gallon, submerged propane tank. Buyer to verify all information during due diligence.

Last Agent to Sell the Property

Mark Frenette

Delta Realty LLC Brokerage Phone: 251-937-6789 Listed on: 03/27/2025

Last Buyer's Agent

Matt Franklin

Delta Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,617

Year Built

  • Built in 1992

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 75 x 180
  • Property Fronts a Bay or Harbor

Home Design

  • Cottage
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,359 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Living Room with Fireplace
  • Property Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom

Outdoor Features

  • Outdoor Storage

Schools

  • Elberta Elementary School
  • Elberta Middle School
  • Elberta High School

Utilities

  • Central Heating and Cooling System
  • Power Generator
  • Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 26 / 26
  • Assessor Parcel Number 6207260000038.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,617

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Type: Residential
  • View: Direct Bay Front
  • Parcel Number: 6207260000038.000
  • Year Built: 1992
  • Property Sub-Type: Cottage
  • ResoCommunityFeatures: None
  • ResoLotFeatures: Less than 1 acre, Waterfront
  • Lot Size Acres: 0.299
  • Water Body Name: Arnica Bay
  • Attribution Contact: Main: 251-937-6789
  • Co List Office Phone: 251-937-6789
  • Ownership: Whole/Full
  • MLS Status: Closed
  • Subdivision Name: Pirates Cove
  • Architectural Style: Cottage
  • ResoBuildingAreaSource: Assessor
  • Carport Y N: No
  • Reso Fireplace Features: Living Room, Wood Burning
  • Reso Interior Features: Ceiling Fan(s)
  • Unit Levels: Two
  • Living Area: 2359
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Resale
  • Reso Window Features: Double Pane Windows
  • Financial Info Electric: Total Electric, Baldwin EMC, Generator Built In
  • ResoBuildingAreaSource: Assessor
  • BK20_LFD_BoatFacilities_4: None
  • Kitchen Level: Main
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Electric Range, Refrigerator, Electric Water Heater
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • ResoLivingAreaSource: Assessor
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Second
  • Room Bedroom2 Level: Second
  • Master Bedroom Features: 1st Floor Primary
  • Master Bathroom Features: Double Vanity

Exterior Features

  • Roof: Metal
  • Waterfront: Yes
  • View: Yes
  • Waterfront Features: Bay Front - Building
  • Home Warranty: No
  • Construction Type: Wood Siding, Wood Frame
  • Other Structures: Storage

Garage/Parking

  • Attached Garage: No
  • Attached Garage: No
  • Parking Features: None

Utilities

  • Utilities: Propane
  • Cooling: Central Electric (Cool), Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • HeatingYN: Yes
  • Sewer: Septic Tank
  • Water Source: Public, Perdido Bay Water
  • Gas: Gas-Propane

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Elberta Middle

Lot Info

  • Lot Dimensions: 75 x 180
  • Lot Size Sq Ft: 13024.44
  • ResoLotSizeUnits: Square Feet
  • Number Of Lots: 1
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 1616.72
  • Tax Block: 26
  • Tax Lot: 26

MLS Schools

  • Elementary School: Elberta Elementary
  • HighSchool: Elberta High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Apr 28, 2025
Sold by
Charles G Dukes And Donna Sue Revocable and Dukes Charles G
Bought by
Stewart Todd F and Stewart Carla M
Seller's Agent
Mark Frenette
Delta Realty LLC
Buyer's Agent
Matt Franklin
Delta Realty LLC
List Price
$899,900
Sold Price
$874,900
Premium/Discount to List
-$25,000
-2.78%
Views
77
Current Estimated Value
$892,682

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,782
Avg. Annual Appreciation
3.14%
Original Mortgage
$699,920
Outstanding Balance
$697,441
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$195,241

Purchase Details

Closed on
Nov 28, 2016
Sold by
Dukes Charles G and Dukes Donna Sue
Bought by
Dukes Charles G and The Charles G Dukes And Donna
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $874,900 None Listed On Document
Warranty Deed $397,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $699,920 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/28/2025 04/28/25 Sold $874,900 -2.8% $371 / Sq Ft
03/29/2025 03/29/25 Pending -- -- --
03/27/2025 03/27/25 For Sale $899,900 -- $381 / Sq Ft
Source: Baldwin REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,259 $59,420 $36,300 $23,120
2023 $1,222 $57,740 $32,740 $25,000
2022 $1,063 $50,320 $0 $0
2021 $802 $39,460 $0 $0
2020 $971 $46,040 $0 $0
2019 $992 $47,000 $0 $0
2018 $907 $43,060 $0 $0
2017 $1,151 $41,120 $0 $0
2016 $1,112 $39,700 $0 $0
2015 -- $39,860 $0 $0
2014 -- $38,560 $0 $0
2013 -- $38,560 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Baldwin REALTORS®

MLS Number: 376132

Baldwin REALTORS®

APN: 62-07-26-0-000-038.000