Seller's Agent in 2025
Steve Ploetz
Realty ONE Group Pacific
(760) 525-5917
5 in this area
230 Total Sales
625 Lomas de Oro Ct Encinitas, CA 92024
Central Encinitas NeighborhoodEstimated Value: $3,277,000 - $3,478,000
4
Beds
3.5
Baths
3,198
Sq Ft
$1,044/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Panoramic View
- Main Floor Primary Bedroom
- Olivenhain Pioneer Elementary Rated A
- 0.93 Acre Lot
- Private Yard
About This Home
As of November 2025One of a kind resort-style living in this exceptional estate perfectly situated on a nearly acre lot in the highly desirable community of Olivenhain. This exquisite 4 bedroom, 3.5 bathroom home boasts 3,198 square feet of living space blending sophistication and comfort with elegant design. Inside, expansive living spaces are bathed in natural light, featuring refined finishes, high ceilings, and seamless indoor-outdoor flow. The chef’s kitchen, serene primary suite, and beautifully appointed guest rooms offer comfort and style at every turn. This luxurious residence features energy-efficient solar power and a sparkling pool surrounded by lush landscaping creating your own private sanctuary for entertaining or relaxation. Enjoy the rural lifestyle known for its charm and elegance while still being close to dining, shopping, award winning schools, the beaches, freeways and everything the Encinitas lifestyle has to offer. Don't miss this rare opportunity to own this extraordinary custom residence in one of San Diego's most desirable communities. Your dream home awaits!
Last Agent to Sell the Property
Realty ONE Group Pacific Brokerage Email: steve@ploetzteam.com License #01723732 Listed on: 10/23/2025
Co-Listed By
Realty One Group Pacific Brokerage Email: steve@ploetzteam.com License #00857298
Last Buyer's Agent
America Romero
Crystal Estates License #01302919
Home Details
Home Type
- Single Family
Year Built
- Built in 1980
Lot Details
- 40,510 Sq Ft Lot
- Cul-De-Sac
- Rural Setting
- Landscaped
- Private Yard
- Lawn
- Garden
- Back and Front Yard
- Property is zoned R-1:Single Family Residential
Parking
- 3 Car Garage
Property Views
- Panoramic
- City Lights
- Woods
- Hills
- Pool
- Neighborhood
Home Design
- Entry on the 1st floor
Interior Spaces
- 3,198 Sq Ft Home
- 2-Story Property
- Entryway
- Family Room
- Living Room with Fireplace
- Laundry Room
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Jack-and-Jill Bathroom
Outdoor Features
- In Ground Pool
- Rain Gutters
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Tax Tract Number 5639
- Assessor Parcel Number 2653554200
- $1,778 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- No Home Owners Association
- Foothills
Recreation
- Park
- Horse Trails
- Hiking Trails
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2025
Closed on
Oct 31, 2025
Sold by
Bought by
Seller's Agent
Steve Ploetz
Realty ONE Group Pacific
Buyer's Agent
America Romero
Crystal Estates
List Price
$3,250,000
Sold Price
$3,225,000
Premium/Discount to List
-$25,000
-0.77%
Views
73
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,879
Avg. Annual Appreciation
6.83%
Original Mortgage
$950,000
Outstanding Balance
$947,328
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$2,392,551
Purchase Details
Closed on
Dec 26, 2022
Sold by
Bought by
Purchase Details
Closed on
Jan 9, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,352,000
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Jan 21, 2015
Closed on
Mar 2, 2015
Sold by
Bought by
Seller's Agent
Susie Nancarrow
Nancarrow Realty Group
Buyer's Agent
Out of Area Agent
Out of Area Office
List Price
$1,565,094
Sold Price
$1,565,094
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%
Original Mortgage
$1,252,000
Interest Rate
3.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Dec 22, 2009
Sold by
Bought by
Purchase Details
Closed on
Feb 24, 2006
Sold by
Bought by
Purchase Details
Closed on
Sep 1, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$700,000
Interest Rate
4.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 30, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$432,000
Interest Rate
7.12%
Purchase Details
Closed on
Aug 24, 1984
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $3,225,000 | Fidelity National Title | ||
| -- | None Listed On Document | ||
| -- | Lawyers Title | ||
| $1,650,000 | Chicago Title Company | ||
| -- | None Available | ||
| -- | None Available | ||
| $1,635,000 | California Title Company | ||
| $540,000 | Fidelity National Title Co | ||
| $308,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $950,000 | ||
| Previous Owner | $1,352,000 | ||
| Previous Owner | $1,252,000 | ||
| Previous Owner | $700,000 | ||
| Previous Owner | $432,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | $3,225,000 | -0.8% | $1,008 / Sq Ft | |
| 10/27/2025 10/27/25 | Pending | -- | -- | -- | |
| 10/23/2025 10/23/25 | For Sale | $3,250,000 | +107.7% | $1,016 / Sq Ft | |
| 04/09/2015 04/09/15 | Sold | $1,565,094 | 0.0% | $489 / Sq Ft | View Prior Sale |
| 02/23/2015 02/23/15 | Pending | -- | -- | -- | |
| 01/21/2015 01/21/15 | For Sale | $1,565,094 | -- | $489 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $21,213 | $1,880,998 | $1,201,846 | $679,152 |
| 2024 | $21,213 | $1,844,117 | $1,178,281 | $665,836 |
| 2023 | $20,768 | $1,772,510 | $1,132,528 | $639,982 |
| 2022 | $20,389 | $1,772,510 | $1,132,528 | $639,982 |
| 2021 | $20,153 | $1,737,756 | $1,110,322 | $627,434 |
| 2020 | $18,220 | $1,719,939 | $1,098,938 | $621,001 |
| 2019 | $17,840 | $1,686,216 | $1,077,391 | $608,825 |
| 2018 | $17,484 | $1,653,154 | $1,056,266 | $596,888 |
| 2017 | $17,166 | $1,620,740 | $1,035,555 | $585,185 |
| 2016 | $16,608 | $1,588,961 | $1,015,250 | $573,711 |
| 2015 | $12,552 | $1,200,000 | $670,000 | $530,000 |
| 2014 | $12,552 | $1,200,000 | $670,000 | $530,000 |
Source: Public Records
Agents Affiliated with this Home
-
Steve Ploetz
-
Linda Bernstein
Seller Co-Listing Agent in 2025
Linda Bernstein
Realty One Group Pacific
(858) 245-6711
2 in this area
30 Total Sales
-
A
Buyer's Agent in 2025
America Romero
Crystal Estates
-
Neda Nourani
Buyer's Agent in 2025
Neda Nourani
Compass
(760) 822-7154
44 in this area
200 Total Sales
-
Haleh Nourani
Buyer Co-Listing Agent in 2025
Haleh Nourani
Compass
(760) 822-2002
9 in this area
28 Total Sales
-
S
Seller's Agent in 2015
Susie Nancarrow
Nancarrow Realty Group
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2510200
APN: 265-355-42
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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