NOT LISTED FOR SALE

625 Oak St Elgin, IL 60123

Southwest Elgin Neighborhood

Estimated Value: $295,000 - $313,496

3 Beds
3 Baths
1,698 Sq Ft
$181/Sq Ft Est. Value

Sale Details

Date Sold: August 14, 2018

Last sale price $195,000 $115 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $2,169 / mo

20 Days on Market

Highlights

  • Vaulted Ceiling
  • Stainless Steel Appliances
  • Skylights
  • Main Floor Bedroom
  • Detached Garage
  • Galley Kitchen

About This Home

As of August 2018

Stunning 3 bed 2.1 bath home in Elgin with modern finishes and classic charm. This home is awash in natural light and includes original pine floors, recessed lighting, and elegant archways with custom trim work throughout the main floor. The family room features a gorgeous wood-burning fireplace surrounding by a wood mantelpiece and custom built-in bar area with wall of wood and cabinetry for additional storage. Galley kitchen boasts modern cabinetry with gleaming white counters and stainless steel appliances. Adjacent, separate dining room is spacious and perfect for entertaining. The upstairs features cathedral ceilings and tons of closet space. The loft area that is bright and airy with 3 skylights and has ample space for a living room. Updates include new light fixtures throughout main floor, new barn-style door and hardware leading upstairs, and fresh paint. Partially finished basement with 3 additional rooms for storage. Detached 2-car garage. Book a private showing today!

Last Agent to Sell the Property

Allen Lau

Redfin Corporation Listed on: 06/14/2018

Last Buyer's Agent

Nick Hall

Coldwell Banker Realty License #475174717

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built | Renovated

  • 1934 | 2012

Lot Details

  • 6,534

Parking

  • Detached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Frame Construction
  • Concrete Siding
  • Cedar

Interior Spaces

  • Dry Bar
  • Vaulted Ceiling
  • Skylights
  • Wood Burning Fireplace

Kitchen

  • Galley Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Soaking Tub
  • Separate Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Rough-In Basement Bathroom

Utilities

  • Central Air
  • One Cooling System Mounted To A Wall/Window
  • Baseboard Heating
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $2,000 Seller Concession

Home Details

Home Type

Single Family

Year Built | Renovated

1934 | 2012

Lot Details

6,534 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Recent Rehab: Yes
  • Age: 81-90 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Rehab Year: 2012
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1934
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1934
  • Year Renovated: 2012

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Bar-Dry, 1st Floor Bedroom, 1st Floor Full Bath
  • Number Of Rooms: 6
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Freezer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, CO Detectors
  • Fireplace Details: Wood Burning
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Partially Finished, Bathroom Rough-In
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Soaking Tub
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 13X13, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X8, On Level: Main Level, Flooring: Ceramic Tile
  • Kitchen Type: Eating Area-Table Space, Galley, Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X11, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 17X14, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1698
  • Dining Room Type: Separate
  • Family Room: Dimensions: 17X14, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Cedar, Frame, Concrete
  • Acreage: 0.15

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: 200+ Amp Service
  • Air Conditioner: Central Air, 1 (Window/Wall Unit)
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Baseboard

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 127 X 52
  • Parcel Identification Number: 0623179001

Tax Info

  • Taxes: 4179.88

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2018
Closed on
Aug 14, 2018
Sold by
Bought by
Seller's Agent
Allen Lau
Redfin Corporation
Buyer's Agent
Nick Hall
Coldwell Banker Realty
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%
Current Estimated Value
$307,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112,124
Avg. Annual Appreciation
6.00%
Original Mortgage
$195,000
Outstanding Balance
$164,931
Interest Rate
4.12%
Mortgage Type
VA
Estimated Equity
$142,193

Purchase Details

Listed on
May 31, 2015
Closed on
Aug 13, 2015
Sold by
Bought by
Seller's Agent
Brian Knott
RE/MAX Horizon
Buyer's Agent
Jill Van Riet
Compass
List Price
$157,900
Sold Price
$154,000
Premium/Discount to List
-$3,900
-2.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.19%
Original Mortgage
$151,210
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 10, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,065
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 6, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,002
Interest Rate
3.9%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 4, 2011
Sold by
Bought by

Purchase Details

Closed on
Jan 28, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,416
Interest Rate
5.78%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
7.05%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$195,000 Attorneys Title Guaranty Fun
$154,000 Chicago Title Insurance Co
-- Old Republic National Title
-- Stewart Title Company
-- None Available
$183,000 Chicago Title Insurance Comp
$129,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $195,000
Previous Owner $151,210
Previous Owner $120,065
Previous Owner $92,002
Previous Owner $180,416
Previous Owner $95,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2018 08/14/18 Sold $195,000 -2.5% $115 / Sq Ft
07/04/2018 07/04/18 Pending -- -- --
07/02/2018 07/02/18 For Sale $199,900 0.0% $118 / Sq Ft
06/17/2018 06/17/18 Pending -- -- --
06/14/2018 06/14/18 For Sale $199,900 +29.8% $118 / Sq Ft
08/14/2015 08/14/15 Sold $154,000 -2.5% $91 / Sq Ft View Prior Sale
06/18/2015 06/18/15 Pending -- -- --
05/31/2015 05/31/15 For Sale $157,900 -- $93 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,053 $83,637 $14,313 $69,324
2023 $5,759 $75,560 $12,931 $62,629
2022 $5,454 $68,898 $11,791 $57,107
2021 $5,212 $64,415 $11,024 $53,391
2020 $5,061 $61,494 $10,524 $50,970
2019 $4,911 $58,577 $10,025 $48,552
2018 $4,501 $51,528 $9,444 $42,084
2017 $4,393 $48,712 $8,928 $39,784
2016 $4,180 $45,192 $8,283 $36,909
2015 -- $41,422 $7,592 $33,830
2014 -- $40,910 $7,498 $33,412
2013 -- $41,989 $7,696 $34,293
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2018

    Allen Lau

    Redfin Corporation

    Section Image

  • N

    Buyer's Agent in 2018

    Nick Hall

    Coldwell Banker Realty

    (815) 520-4519

    82 Total Sales

    Nick Hall
    Section Image
  • Brian Knott

    Seller's Agent in 2015

    Brian Knott

    RE/MAX

    (847) 269-9870

    2 in this area

    158 Total Sales

    Brian Knott
    Section Image
  • Jill Van Riet

    Buyer's Agent in 2015

    Jill Van Riet

    Compass

    (224) 772-4086

    34 Total Sales

    Jill Van Riet
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09984007

Midwest Real Estate Data (MRED)

APN: 06-23-179-001

Illinois Kane County Elgin 60123 Southwest Elgin

625 Oak St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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