$349,900
SOLD OCT 15, 2024

626 Otter Creek Rd Edgewood, MD 21040

4 Beds
2.5 Baths
1,944 Sq Ft
7,781 Sq Ft Lot

Recently Sold

$180 Per Sq Ft

5% Below List Price

38 Days on Market

Highlights

  • Colonial Architecture
  • Traditional Floor Plan
  • Wood Flooring
  • Deck
  • Backs to Trees or Woods
  • 2 Car Direct Access Garage

About This Home

As of July 2025

Major Price Reduction that reflect the need for repairs and updates. Schedule an appointment today to see this spacious home waiting for the new owners finishing touches in Otter Creek. Step into the foyer that leads to a living room and dining room. The kitchen opens up to a large family room with a built-in fireplace for entertaining family and guest. The upper level features 4 nice size bedrooms including the primary suite with a private bath and spacious closet. The lower level offers plenty of space to add rooms. Do not forget to check out the nice backyard with a shed. Property is being sold strictly AS-IS. Ideal for cash buyers, private funding or rehab loans. Seller is motivated!

Last Agent to Sell the Property

Tonia Johnson

Taylor Properties License #532708 Listed on: 07/20/2024

Taylor Properties

Last Buyer's Agent

Christina Reyes

Advance Realty, Inc. License #RSR005828

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,796

Year Built

  • Built in 1999

Lot Details

  • 7,781 Sq Ft Lot
  • Back Yard Fenced
  • Landscaped
  • Backs to Trees or Woods
  • Property is zoned R3

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Fireplace With Glass Doors
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Dining Area
  • Wood Flooring
  • Storm Doors

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Sump Pump

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • Built by NVR, INC
  • Otter Creek Landing Subdivision

Listing and Financial Details

  • Tax Lot 167
  • Assessor Parcel Number 1301303104

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,796

Year Built

Built in 1999

Lot Details

0

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1999
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Major Price Reduction that reflect the need for repairs and updates. Schedule an appointment today to see this spacious home waiting for the new owners finishing touches in Otter Creek. Step into the foyer that leads to a living room and dining room. The kitchen opens up to a large family room with a built-in fireplace for entertaining family and guest. The upper level features 4 nice size bedrooms including the primary suite with a private bath and spacious closet. The lower level offers plenty of space to add rooms. Do not forget to check out the nice backyard with a shed. Property is being sold strictly AS-IS. Ideal for cash buyers, private funding or rehab loans. Seller is motivated!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Washer
  • Interior Amenities: Family Room Off Kitchen, Kitchen - Country, Kitchen - Island, Dining Area, Primary Bath(s), Wood Floors, Floor Plan - Traditional
  • Fireplace Features: Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Sump Pump, Full, Fully Finished
  • Total Sq Ft: 2916
  • Living Area Sq Ft: 1944
  • Price Per Sq Ft: 179.99
  • Above Grade Finished Sq Ft: 1944
  • Below Grade Sq Ft: 972
  • Total Below Grade Sq Ft: 972
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 626

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 54.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Rear
  • Land Use Code: R
  • Lot Features: Backs To Trees, Landscaping
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7781.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: R3
  • In City Limits: No

Building Info

  • Builder Name: NVR, INC

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2796.00
  • Assessor Parcel Number: 1301303104
  • Tax Lot: 167
  • Tax Total Finished Sq Ft: 1944
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 10/15/2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2025
Closed on
Jul 31, 2025
Sold by
Williams Katie and Tennant Katie
Bought by
Haberkam Mary Olivia and Haberkam Christopher Edward
Seller's Agent
Manny Reyes
Advance Realty, Inc.
Buyer's Agent
Anna Czech
Samson Properties
List Price
$449,000
Sold Price
$447,500
Premium/Discount to List
-$1,500
-0.33%
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.58%
Original Mortgage
$439,394
Outstanding Balance
$439,394
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$6,054

Purchase Details

Listed on
Jul 20, 2024
Closed on
Oct 15, 2024
Sold by
Cade Mina A and Wright Mina A
Bought by
Williams Katie and Tennant Kevin
Seller's Agent
Tonia Johnson
Taylor Properties
Buyer's Agent
Christina Reyes
Advance Realty, Inc.
List Price
$369,900
Sold Price
$349,900
Premium/Discount to List
-$20,000
-5.41%
Views
128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.54%
Original Mortgage
$377,839
Interest Rate
6.09%
Mortgage Type
FHA

Purchase Details

Closed on
May 15, 2009
Sold by
Alex Er Michael W
Bought by
Wright Mina A

Purchase Details

Closed on
Oct 20, 1999
Sold by
Nvr Inc
Bought by
Alexander Michael W and Alexander Kimberly M

Purchase Details

Closed on
Aug 24, 1999
Sold by
Otter Creek L L C
Bought by
Nvr Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $447,500 First American Title
Deed $349,900 First American Title
Deed $349,900 First American Title
Deed $290,000 --
Deed $158,750 --
Deed $37,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $439,394 FHA
Previous Owner $377,839 FHA
Previous Owner $266,762 FHA
Previous Owner $284,747 FHA
Previous Owner $50,000 Credit Line Revolving
Previous Owner $194,000 Stand Alone Refi Refinance Of Original Loan
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $447,500 0.0% $230 / Sq Ft
06/29/2025 06/29/25 Pending -- -- --
06/27/2025 06/27/25 Price Changed $447,500 -0.3% $230 / Sq Ft
06/25/2025 06/25/25 Price Changed $448,900 0.0% $231 / Sq Ft
06/17/2025 06/17/25 For Sale $449,000 +28.3% $231 / Sq Ft
10/15/2024 10/15/24 Sold $349,900 0.0% $180 / Sq Ft
08/27/2024 08/27/24 Pending -- -- --
08/06/2024 08/06/24 Price Changed $349,900 -5.4% $180 / Sq Ft
07/20/2024 07/20/24 For Sale $369,900 -- $190 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,943 $295,233 $0 $0
2024 $2,943 $275,867 $0 $0
2023 $2,796 $256,500 $79,800 $176,700
2022 $2,691 $246,867 $0 $0
2021 $2,627 $237,233 $0 $0
2020 $2,627 $227,600 $79,800 $147,800
2019 $2,615 $226,633 $0 $0
2018 $2,581 $225,667 $0 $0
2017 $2,570 $224,700 $0 $0
2016 $140 $223,567 $0 $0
2015 $3,063 $222,433 $0 $0
2014 $3,063 $221,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2033886

Bright MLS

APN: 01-303104