NOT LISTED FOR SALE

627 Downing Ave Waterloo, IA 50701

Estimated Value: $51,000 - $62,608

2 Beds
1 Bath
651 Sq Ft
$88/Sq Ft Est. Value

Sale Details

Date Sold: March 20, 2026

Last sale price $51,250 $79 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $425 / mo

72 Days on Market

About This Home

As of March 2026

Welcome to this affordable and well-located 2-bedroom, 1-bathroom home, offering comfort, convenience, and excellent potential for both owner-occupants and investors alike. Situated in a central location close to schools, parks, shopping, and major routes, this property delivers everyday ease at a price that’s hard to find. Whether you’re looking for a budget-friendly home or a reliable investment opportunity, this property checks all the boxes.

Last Agent to Sell the Property

Mike Taylor

Lockard Realty Company License #S40482 Listed on: 12/12/2025

Last Buyer's Agent

Steven Jordan

Oakridge Real Estate License #B63146000

Oakridge Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1929

Lot Details

  • 21,384 Sq Ft Lot
  • Lot Dimensions are 72.00 x 297.00
  • Property is zoned A-1

Parking

  • 1 Car Garage

Home Design

  • Block Foundation
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 651 Sq Ft Home
  • Ceiling Fan

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Fred Becker Elementary School
  • Central Intermediate
  • East High School

Listing and Financial Details

  • Assessor Parcel Number 891327151009

Home Details

Home Type

Single Family

Year Built

Built in 1929

Lot Details

0.49 Acres

Listing Details

  • Parcel Number: 891327151009
  • Year Built: 1929
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.49
  • Road Surface Type: Other
  • Co List Office Phone: 319-277-8000
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 651
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • BelowGradeArea: 651

Exterior Features

  • Construction Type: Wood Siding

Garage/Parking

  • Parking Features: 1 Stall

Utilities

  • Cooling: Ceiling Fan(s)
  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Fred Becker Elementary
  • High School: East High
  • Middle Or Junior School: Central Intermediate

Lot Info

  • Zoning: A-1
  • Lot Dimensions: 72.00 x 297.00
  • Lot Size Sq Ft: 21384
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 1387.33

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 12, 2025
Closed on
Mar 19, 2026
Sold by
Bought by
Seller's Agent
Mike Taylor
Lockard Realty Company
Buyer's Agent
Steven Jordan
Oakridge Real Estate
List Price
$64,900
Sold Price
$51,250
Premium/Discount to List
-$13,650
-21.03%
Views
41
Current Estimated Value
$57,536

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,286
Avg. Annual Appreciation
47.06%
Original Mortgage
$293,830
Outstanding Balance
$293,830
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
-$236,294
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$205,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $293,830
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 Sold $51,250 -14.4% $79 / Sq Ft
02/22/2026 02/22/26 Pending -- -- --
12/30/2025 12/30/25 Price Changed $59,900 -7.7% $92 / Sq Ft
12/12/2025 12/12/25 For Sale $64,900 -- $100 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,388 $72,510 $28,080 $44,430
2024 $1,388 $63,950 $28,080 $35,870
2023 $1,210 $63,950 $28,080 $35,870
2022 $1,178 $55,120 $28,080 $27,040
2021 $1,004 $55,120 $28,080 $27,040
2020 $988 $44,320 $17,280 $27,040
2019 $988 $44,320 $17,280 $27,040
2018 $988 $44,320 $17,280 $27,040
2017 $1,018 $44,320 $17,280 $27,040
2016 $1,006 $44,320 $17,280 $27,040
2015 $1,006 $44,320 $17,280 $27,040
2014 $1,024 $44,320 $17,280 $27,040
Source: Public Records

Agents Affiliated with this Home

  • Mike Taylor

    Seller's Agent in 2026

    Mike Taylor

    Lockard Realty Company

    (319) 239-3659

    159 Total Sales

    Mike Taylor
    Section Image
  • Steven Jordan

    Buyer's Agent in 2026

    Steven Jordan

    Oakridge Real Estate

    (319) 883-9169

    36 Total Sales

    Steven Jordan
    Section Image
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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20255914

Northeast Iowa Regional Board of REALTORS®

APN: 8913-27-151-009

Iowa Black Hawk County Waterloo 50701

627 Downing Ave, Waterloo, IA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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