Seller's Agent in 2020
Cathy Cooley
Howard Hanna Capital, Inc.
(518) 331-8525
4 in this area
352 Total Sales
627 Western Ave Albany, NY 12203
Melrose NeighborhoodEstimated Value: $278,000 - $373,000
4
Beds
1.5
Baths
1,890
Sq Ft
$179/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Full Attic
- Stone Countertops
- Wood Flooring
- Corner Lot
- No HOA
About This Home
As of December 2020**This home with it’s beautiful curb appeal faces Winthrop Avenue** (but is on the corner of Western) Welcome to a quintessential Albany Residence that oozes charm at every turn! Plus, it boasts updates galore in every room. As you tour this spacious home one will truly enjoy the living room w/wood burning fireplace, office/study, large dining room, completely redone granite kitchen w/stainless steel appliances & hardwood floors throughout. The upstairs boasts 4 bedrooms, a full bath & a walk up attic w/a cedar closet & incredible storage space. Updates include Electrical 2012, HW 2011, Roof & Boiler 2008 and much more. Plus, there is an attached garage & lovely fenced flat yard and patio. For convenience, this special home is located minutes from area hospitals, shops & restaurants. Excellent Condition
Last Agent to Sell the Property
Howard Hanna Capital, Inc. License #30CO0751188 Listed on: 10/20/2020
Last Buyer's Agent
Adam Shelmerdine
Berkshire Hathaway Home Services Blake
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,536
Year Built
- Built in 1928
Lot Details
- 5,663 Sq Ft Lot
- Lot Dimensions are 50 x 112
- Fenced
- Landscaped
- Corner Lot
- Level Lot
- Property is zoned Single Residence
Parking
- 1 Car Attached Garage
- Off-Street Parking
Home Design
- Colonial Architecture
- Clapboard
- Asphalt
Interior Spaces
- 1,890 Sq Ft Home
- Built-In Features
- Paddle Fans
- Wood Burning Fireplace
- Blinds
- Living Room with Fireplace
- Full Attic
- Home Security System
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Ceramic Tile in Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Patio
- Exterior Lighting
- Shed
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Radiant Heating System
- Hot Water Heating System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 47 / 1
- Assessor Parcel Number 010100 64.50-1-47
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 20, 2020
Closed on
Dec 7, 2020
Sold by
Ragule Lacey M and Raible Lacey M
Bought by
Filkins Eric and Hawkins Elizabeth
Seller's Agent
Cathy Cooley
Howard Hanna Capital, Inc.
Buyer's Agent
Adam Shelmerdine
Berkshire Hathaway Home Services Blake
List Price
$279,900
Sold Price
$279,900
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,076
Avg. Annual Appreciation
4.14%
Original Mortgage
$250,511
Outstanding Balance
$224,055
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$114,921
Purchase Details
Listed on
Oct 20, 2020
Closed on
Nov 15, 2020
Sold by
Kremer Sara J and Kremer Joel N
Bought by
Raible William E and Raible Lacey Marie
Seller's Agent
Cathy Cooley
Howard Hanna Capital, Inc.
Buyer's Agent
Adam Shelmerdine
Berkshire Hathaway Home Services Blake
List Price
$279,900
Sold Price
$279,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,511
Outstanding Balance
$224,055
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$114,921
Purchase Details
Listed on
Feb 9, 2012
Closed on
May 31, 2012
Sold by
Brys Edward J and Brys Tammy L
Bought by
Ragule Lacey M
Seller's Agent
Sandy Speranza
Howard Hanna
Buyer's Agent
Dorance K. Wilber
Charles J. Wilson Realty, Inc.
List Price
$264,900
Sold Price
$225,000
Premium/Discount to List
-$39,900
-15.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.59%
Original Mortgage
$213,750
Interest Rate
3.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 12, 2002
Sold by
Gordinier Martin and Gordinier Christine
Bought by
Viglucci Risa
Purchase Details
Closed on
May 29, 1997
Sold by
Desbiens Leo
Bought by
Gordinier Martin and Schoonbeek Christine
Purchase Details
Closed on
Dec 13, 1996
Sold by
Bridgeford Pamela J
Bought by
Desbiens Leo P and Desbiens Robert A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Filkins Eric | $280,000 | None Available | |
| Raible William E | $744,000 | None Available | |
| Ragule Lacey M | $230,000 | None Available | |
| Viglucci Risa | $137,750 | Risa Viglucci | |
| Gordinier Martin | $124,500 | -- | |
| Desbiens Leo P | $60,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Hawkins Elizabeth | $20,000 | |
| Open | Filkins Eric | $250,511 | |
| Previous Owner | Ragule Lacey M | $213,750 | |
| Previous Owner | Brys Edward J | $58,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/07/2020 12/07/20 | Sold | $279,900 | 0.0% | $148 / Sq Ft |
| 10/24/2020 10/24/20 | Pending | -- | -- | -- |
| 10/20/2020 10/20/20 | For Sale | $279,900 | +24.4% | $148 / Sq Ft |
| 05/31/2012 05/31/12 | Sold | $225,000 | -15.1% | $118 / Sq Ft |
| 04/17/2012 04/17/12 | Pending | -- | -- | -- |
| 02/09/2012 02/09/12 | For Sale | $264,900 | -- | $139 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,723 | $329,000 | $65,800 | $263,200 |
| 2023 | $8,959 | $225,000 | $45,000 | $180,000 |
| 2022 | $8,762 | $225,000 | $45,000 | $180,000 |
| 2021 | $8,742 | $225,000 | $45,000 | $180,000 |
| 2020 | $7,899 | $225,000 | $45,000 | $180,000 |
| 2019 | $7,658 | $225,000 | $45,000 | $180,000 |
| 2018 | $7,907 | $225,000 | $45,000 | $180,000 |
| 2017 | $3,266 | $225,000 | $45,000 | $180,000 |
| 2016 | $7,674 | $225,000 | $45,000 | $180,000 |
| 2015 | $7,613 | $225,000 | $46,700 | $178,300 |
| 2014 | -- | $225,000 | $46,700 | $178,300 |
Source: Public Records
Agents Affiliated with this Home
-
Cathy Cooley
-
A
Buyer's Agent in 2020
Adam Shelmerdine
Berkshire Hathaway Home Services Blake
-
S
Seller's Agent in 2012
Sandy Speranza
Howard Hanna
-
D
Buyer's Agent in 2012
Dorance K. Wilber
Charles J. Wilson Realty, Inc.
-
K
Buyer's Agent in 2012
Kelly Stamas
Howard Hanna Capital Inc
Map
Source: Global MLS
MLS Number: 202031243
APN: 010100-064-050-0001-047-000-0000
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