NOT LISTED FOR SALE

628 Lincolnway E Mishawaka, IN 46544

Estimated Value: $156,000 - $176,429

3 Beds
1 Bath
1,018 Sq Ft
$160/Sq Ft Est. Value

Last Sold February 09, 2023

Last sale price $145,000 $142 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $1,092/month

51 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Ranch Style House
  • Formal Dining Room
  • 66 Feet of Waterfront
  • Whirlpool Bathtub
  • 2-minute walk to Bingham Park

About This Home

As of February 2023

Back on the market through no fault of the seller! This is your rare 2nd chance to own waterfront property on the St. Joseph River near Downtown Mishawaka, Merrifield Park, the Mishawaka River Walk, Central Park, & more for under $150,000 (& it appraised for at least $153k in December)! This house offers 3 bedrooms, a bathroom that was recently updated from top to bottom, & a garage. You'll love the recent updates to the kitchen (appliances included), and the new vinyl plank floors installed throughout most of the main level just last year. Walking out onto the newly-replaced back deck, you'll overlook the backyard leading to the stunning view of the river. The basement includes washer & dryer hook-up, an Energy Star® rated tankless water heater, a water softener, a newer sump pump with battery backup, an EZ Breathe air purifier/dehumidifier, a door & steps that lead to the backyard, and plenty of extra storage space! Owner had EverDry mold remediation & waterproofing done in the basement in 2020, and a warranty is available through EverDry if the next homeowner pays to renew coverage after closing. Last year's property taxes with the standard homestead & supplemental deductions would have been only $1000. With some paint & cosmetic updates, you can make this affordable waterfront house your own private oasis! Don't miss out on this opportunity, and schedule a showing today! AGENTS SEE REMARKS

Last Agent to Sell the Property

Jennifer Schmitt

The Home Source Group Listed on: 11/23/2022

Last Buyer's Agent

Brianna Merz

Weichert Rltrs-J.Dunfee&Assoc.

Weichert Rltrs-J.Dunfee&Assoc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,052

Year Built

  • Built in 1906

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 66x166
  • 66 Feet of Waterfront
  • River Front

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • Ceiling Fan
  • Formal Dining Room
  • Water Views
  • Storm Doors
  • Disposal
  • Washer and Electric Dryer Hookup

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bidet
  • Whirlpool Bathtub
  • Bathtub with Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump

Schools

  • Beiger Elementary School
  • John Young Middle School
  • Mishawaka High School

Utilities

  • Forced Air Heating and Cooling System
  • The river is a source of water for the property
  • ENERGY STAR Qualified Water Heater

Additional Features

  • Deeded Waterfront Access Rights
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 71-09-15-176-004.000-023

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,052

Year Built

Built in 1906

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1906
  • Age: 117
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 7
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: 66 FT W END OF FARM LOT 14 FARM LOTS 15 37 3E
  • Parcel Number ID: 71-09-15-176-004.000-023
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Deck Open, Disposal, Dryer Hook Up Electric, Garage Door Opener, Jet Tub, Near Walking Trail, Storm Doors, Tub/Shower Combination, Bidet, Formal Dining Room, Sump Pump, Washer Hook-Up
  • Improvmnts In Last5 Yrs: Yes
  • Location: City/Town/Suburb, Near Walking Trail
  • Sp Lp Percent: 97.32
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1886
  • Total Finished Sq Ft: 1018
  • Above Grade Finished Sq Ft: 1018
  • Below Grade Sq Ft: 868
  • Price Per Sq Ft: 142.44
  • Basement: Yes
  • Basement Foundation: Full Basement, Unfinished, Outside Entrance
  • Flooring: Carpet, Vinyl
  • Kitchen: Dimensions: 9x14, On Level: Main
  • Dining Room: Dimensions: 16x11, On Level: Main
  • Family Room: Dimensions: 9x15, On Level: Main
  • Bedroom 1: Dimensions: 15x11, On Level: Main
  • Bedroom 2: Dimensions: 11x9, On Level: Main
  • Bedroom 3: Dimensions: 10x8, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 868

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Water Features: Deeded
  • Water Frontage: 66
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 22x14
  • Garage Sq Ft: 308
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Mishawaka Utility
  • Gas Company: NIPSCO
  • Water Company: Mishawaka Utility
  • Water Type: River

Schools

  • School District: School City of Mishawaka
  • Elementary School: Beiger
  • Middle School: John Young
  • High School: Mishawaka
  • Elementary School: Beiger

Lot Info

  • Lot Description: Waterfront, 0-2.9999, Water View, Waterfront-Medium Bank
  • Lot Dimensions: 66X166
  • Estimated Lot Sq Ft: 10956
  • Estimated Lot Size Acres: 0.25

Green Features

  • Energy Efficient: Water Heater
  • Energy Efficient Windows/Doors: Storm Doors

Tax Info

  • Annual Taxes: 2052
  • Exemptions: Mortgage, Vet

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Mishawaka
  • Middle School: John Young
  • School District: School City of Mishawaka

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 23, 2022
Closed on
Feb 8, 2023
Sold by
Perez Rosa V
Bought by
Creekside Properties Llc
Seller's Agent
Jennifer Schmitt
The Home Source Group
Buyer's Agent
Brianna Merz
Weichert Rltrs-J.Dunfee&Assoc.
List Price
$149,000
Sold Price
$145,000
Premium/Discount to List
-$4,000
-2.68%
Views
125
Current Estimated Value
$163,107

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,107
Avg. Annual Appreciation
4.56%
Original Mortgage
$108,750
Outstanding Balance
$105,393
Interest Rate
6.42%
Mortgage Type
New Conventional
Estimated Equity
$57,714

Purchase Details

Listed on
Nov 23, 2022
Closed on
Feb 3, 2023
Sold by
Perez Rosa V
Bought by
Creekside Properties Llc
Seller's Agent
Jennifer Schmitt
The Home Source Group
Buyer's Agent
Brianna Merz
Weichert Rltrs-J.Dunfee&Assoc.
List Price
$149,000
Sold Price
$145,000
Premium/Discount to List
-$4,000
-2.68%
Views
125

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,750
Outstanding Balance
$105,393
Interest Rate
6.42%
Mortgage Type
New Conventional
Estimated Equity
$57,714

Purchase Details

Listed on
Jun 26, 2015
Closed on
Oct 23, 2015
Sold by
Mead Tia S and Kalavity Tia S
Bought by
Perez Rosa V
Seller's Agent
Jason Kaser
Kaser Realty, LLC
Buyer's Agent
Jan McGregor
Freedom Realty Partners
List Price
$79,000
Sold Price
$73,000
Premium/Discount to List
-$6,000
-7.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.83%
Original Mortgage
$65,700
Interest Rate
3.91%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Creekside Properties Llc -- Metropolitan Title
Creekside Properties Llc -- Metropolitan Title
Perez Rosa V -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Creekside Properties Llc $108,750
Closed Creekside Properties Llc $108,750
Previous Owner Perez Rosa V $65,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/09/2023 02/09/23 Sold $145,000 -2.7% $142 / Sq Ft
01/13/2023 01/13/23 Pending -- -- --
01/05/2023 01/05/23 For Sale $149,000 0.0% $146 / Sq Ft
11/29/2022 11/29/22 Pending -- -- --
11/23/2022 11/23/22 For Sale $149,000 +104.1% $146 / Sq Ft
10/16/2015 10/16/15 Sold $73,000 -7.6% $84 / Sq Ft
07/30/2015 07/30/15 Pending -- -- --
06/26/2015 06/26/15 For Sale $79,000 -- $91 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,725 $125,100 $37,800 $87,300
2023 $2,725 $116,100 $37,800 $78,300
2022 $2,634 $114,800 $37,800 $77,000
2021 $2,052 $89,600 $19,300 $70,300
2020 $918 $86,800 $18,000 $68,800
2019 $848 $83,300 $17,300 $66,000
2018 $574 $67,900 $13,600 $54,300
2017 $599 $67,100 $13,600 $53,500
2016 $570 $67,100 $13,600 $53,500
2014 $676 $78,300 $21,800 $56,500
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2023

    Jennifer Schmitt

    The Home Source Group

    Section Image
  • Brianna Merz

    Buyer's Agent in 2023

    Brianna Merz

    Weichert Rltrs-J.Dunfee&Assoc.

    (574) 310-9883

    28 in this area

    101 Total Sales

    Brianna Merz
    Section Image
  • Jason Kaser

    Seller's Agent in 2015

    Jason Kaser

    Kaser Realty, LLC

    (574) 656-9088

    22 in this area

    379 Total Sales

    Jason Kaser
    Section Image

  • J

    Buyer's Agent in 2015

    Jan McGregor

    Freedom Realty Partners

    (574) 532-2078

    9 in this area

    20 Total Sales

    Jan McGregor
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202247877

Indiana Regional MLS

APN: 71-09-15-176-004.000-023

Indiana St Joseph County Mishawaka 46544

628 Lincolnway E, Mishawaka, IN

This home is located at 628 Lincolnway E, Mishawaka, IN 46544 since 23 November 2022 and is currently estimated at $163,107, approximately $160 per square foot. This property was built in 1906. 628 Lincolnway E is a home located in St. Joseph County with nearby schools including Beiger Elementary School, John J. Young Middle School, and Mishawaka High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes