$399,000
SOLD MAR 6, 2025

628 N 4th St Berthoud, CO 80513

2 Beds
1 Bath
988 Sq Ft
7,000 Sq Ft Lot

Recently Sold

$404 Per Sq Ft

105 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Forced Air Heating System
  • Berthoud Elementary School Rated A-
  • 1 Car Detached Garage
  • 1-Story Property

About This Home

As of March 2025

Welcome to 648 4th Street, a delightful property nestled in the quaint and vibrant Old Town Berthoud. This cozy 2-bedroom, 1-bathroom home offers a perfect blend of character and potential, ideal for anyone seeking small-town charm with room to grow.Situated just steps from Fickle Park, this property provides easy access to peaceful green spaces and community events. Inside, you'll find a welcoming layout that feels like home, with ample natural light throughout. The large lot offers endless possibilities, whether you're dreaming of adding additional living space, creating a lush garden, or building the backyard oasis of your dreams. Best of all, there's no HOA, giving you the freedom to make this property truly your own.This is a fantastic opportunity to put down roots in a sought-after location, close to Berthoud's historic downtown shops, eateries, and cultural activities. Don't miss your chance to make this charming property your own!

Last Agent to Sell the Property

Beth Shields

Coldwell Banker Realty-NOCO Listed on: 11/21/2024

Coldwell Banker Realty-NOCO

Last Buyer's Agent

Deborah Manderscheid

RE/MAX Alliance-Loveland

RE/MAX Alliance-Loveland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,333

Year Built

  • Built in 1898

Parking

  • 1 Car Detached Garage

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 988 Sq Ft Home
  • 1-Story Property
  • Window Treatments
  • Wood Flooring

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Berthoud Elementary School
  • Turner Middle School
  • Berthoud High School

Additional Features

  • 7,000 Sq Ft Lot
  • Mineral Rights Excluded
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Berthoud Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0482218

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,333

Year Built

Built in 1898

Lot Details

0

Parking

1

Listing Details

  • Year Built: 1898
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.16
  • Subdivision Name: Berthoud
  • Above Grade Finished Sq Ft: 988
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 988
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Has Basement: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 988
  • Window Features: Window Coverings
  • IRESDS_HasFamilyRoom: No
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 108
  • Master Bedroom Master Bedroom Width: 14
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Wood Floor
  • Master Bedroom Features: Wood Floor
  • Room Kitchen Features: Wood Floor
  • Room Kitchen Area: 156
  • Room Master Bedroom Area: 224
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Lot Features: Mineral Rights Excluded
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • IRESDS_Garage Sq Ft: 280
  • IRESDS_GarageType: Detached

Utilities

  • Heating: Forced Air
  • Utilities: Natural Gas Available
  • Heating Yn: Yes
  • Water Source: City Water, Town of Berthoud
  • Gas Company: Natural Gas

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: No

Schools

  • Elementary School: Berthoud
  • HighSchool: Berthoud
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Turner

Lot Info

  • Zoning: res
  • Lot Size Sq Ft: 7000
  • Parcel #: R0482218
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2332.84

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 21, 2024
Closed on
Feb 26, 2025
Sold by
Tannahill Richard Robert
Bought by
Mcgovern Chad W and Mcgovern Susan D
Seller's Agent
Beth Shields
Coldwell Banker Realty-NOCO
Buyer's Agent
Deborah Manderscheid
RE/MAX Alliance-Loveland
List Price
$399,000
Sold Price
$399,000
Views
152
Current Estimated Value
$403,376

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,376
Avg. Annual Appreciation
2.00%
Original Mortgage
$200,000
Outstanding Balance
$199,177
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$204,199

Purchase Details

Closed on
Dec 21, 2007
Sold by
Johnson Monty Wayne
Bought by
Tannahill Richard Robert

Purchase Details

Closed on
Sep 20, 2006
Sold by
Bar Double U Llc
Bought by
Johnson Monty Wayne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,300
Interest Rate
8.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 10, 2006
Sold by
Johnson Monty Wayne
Bought by
Bar Double U Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,900
Interest Rate
7.87%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 28, 2006
Sold by
Lutsch Andrew J and Lutsch Cille B
Bought by
Johnson Monty Wayne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,900
Interest Rate
7.87%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 3, 2003
Sold by
Lutsch Andrew J and Lutsch Cillie B
Bought by
Lutsch Andrew J and Lutsch Cille B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,600
Interest Rate
6.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 15, 1999
Sold by
Remmerde Jason and Remmerde Cari
Bought by
Lutsch Andrew J and Lutsch Cille B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,210
Interest Rate
7.39%

Purchase Details

Closed on
Aug 1, 1994
Sold by
Rodriguez Hector
Bought by
Remmerde Jason

Purchase Details

Closed on
Oct 1, 1992
Sold by
Smallwood Nadine D
Bought by
Rodriguez Hector
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $399,000 None Listed On Document
Warranty Deed $138,000 Land Title Guarantee Company
Quit Claim Deed -- Land Title Guarantee Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $139,000 Land Title Guarantee Company
Interfamily Deed Transfer -- Stewart Title
Warranty Deed $116,900 Land Title
Warranty Deed $63,500 --
Warranty Deed $54,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $39,000 Unknown
Previous Owner $157,300 Purchase Money Mortgage
Previous Owner $106,900 Fannie Mae Freddie Mac
Previous Owner $25,100 Stand Alone Second
Previous Owner $10,000 Credit Line Revolving
Previous Owner $130,600 Purchase Money Mortgage
Previous Owner $105,210 No Value Available
Previous Owner $36,000 Credit Line Revolving
Previous Owner $11,000 Stand Alone Second
Previous Owner $3,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2025 03/06/25 Sold $399,000 0.0% $404 / Sq Ft
11/21/2024 11/21/24 For Sale $399,000 -- $404 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,408 $28,730 $2,814 $25,916
2024 $2,323 $28,730 $2,814 $25,916
2022 $1,713 $17,862 $2,919 $14,943
2021 $1,761 $18,376 $3,003 $15,373
2020 $1,851 $19,312 $3,003 $16,309
2019 $1,799 $19,312 $3,003 $16,309
2018 $1,264 $12,866 $3,024 $9,842
2017 $1,115 $12,866 $3,024 $9,842
2016 $1,044 $11,685 $3,343 $8,342
2015 $1,039 $11,680 $3,340 $8,340
2014 $953 $10,240 $2,390 $7,850
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1022646

IRES MLS

APN: 94144-44-016