Seller's Agent in 2026
Melissa Martin
Century 21 New Millennium
(540) 270-1909
55 Total Sales
628 River Rd Madison, VA 22727
3
Beds
2.5
Baths
2,186
Sq Ft
335,412
Sq Ft Lot
Highlights
- Stream or River on Lot
- Wood Flooring
- Formal Dining Room
- Raised Ranch Architecture
- No HOA
- Circular Driveway
About This Home
As of March 2026This home has an assumable loan option with an interest rate of 2.75%! Reach out today to see if you qualify!
Discover this private single-story home set on 7.69 wooded acres with abundant wildlife and a river easement in highly desirable Madison County. This 3-bedroom, 2.5-bath residence offers the perfect blend of comfort and nature.
Step inside to an open floor plan featuring beautiful hardwood floors and new exterior doors throughout, creating a fresh and welcoming feel. The property is thoughtfully equipped with modern conveniences, including an RV hookup with propane and sewage dump, and a hot tub hookup—perfect for those who love to entertain or enjoy the outdoors and wired for a generator!
The land offers unmatched privacy while still being close to town, making it an ideal setting for a full-time residence, vacation retreat, or investment property. Whether you enjoy watching wildlife, exploring the outdoors, or relaxing in a peaceful environment, this property has it all.
Recently replaced - Electrical, and all Exterior doors just last month - Well pump, Water heater and humidifier all in 2024
Last Agent to Sell the Property
(703) 753-7910 esther.camarotte@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 7037537910 Listed on: 10/01/2025
Co-Listed By
(703) 753-7910 esther.camarotte@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 7037537910
Last Buyer's Agent
(844) 552-7444 datacorrect@brightmls.com Non Subscribing Office License #0225194075
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,640
Year Built
- Built in 1999
Lot Details
- 7.7 Acre Lot
- Property is in very good condition
- Property is zoned A1
Home Design
- Raised Ranch Architecture
- Rambler Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- 2,186 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- Family Room Off Kitchen
- Formal Dining Room
- Open Floorplan
- Basement Fills Entire Space Under The House
- Stacked Electric Washer and Dryer
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Parking
- Circular Driveway
- Gravel Driveway
- Off-Street Parking
Outdoor Features
- Stream or River on Lot
Utilities
- Central Air
- Heat Pump System
- Propane
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
- On Site Septic
Community Details
- No Home Owners Association
- Madison Subdivision
Listing and Financial Details
- Tax Lot 95
- Assessor Parcel Number 40 95
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 24, 2020
Closed on
Jun 30, 2020
Sold by
Schenck Marcus David and Schenck Lisa Ward
Bought by
Scott Randy
Seller's Agent
Julie Holbrook
NEST REALTY GROUP
Buyer's Agent
WALTER KEY
LONG & FOSTER - CHARLOTTESVILLE
List Price
$389,000
Sold Price
$376,000
Premium/Discount to List
-$13,000
-3.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.52%
Original Mortgage
$383,818
Outstanding Balance
$340,225
Interest Rate
3.2%
Mortgage Type
VA
Estimated Equity
$199,167
Purchase Details
Closed on
Jun 4, 2008
Sold by
Schenck Lisa Ward and Richardson Lisa Ward
Bought by
Schenck Marcus David and Schenck Lisa Ward
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$327,600
Interest Rate
6.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 2, 2005
Sold by
Pumphrey Andrew Joseph and Pumphrey Celene Rose
Bought by
Richardson Lisa Ward
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$327,600
Interest Rate
5%
Mortgage Type
Assumption
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $376,000 | Old Republic National Title | |
| Gift Deed | -- | None Available | |
| Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $383,818 | VA | |
| Previous Owner | $327,600 | New Conventional | |
| Previous Owner | $327,600 | Assumption |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/20/2026 03/20/26 | Sold | $530,000 | -2.8% | $242 / Sq Ft | |
| 02/18/2026 02/18/26 | Pending | -- | -- | -- | |
| 12/29/2025 12/29/25 | Price Changed | $545,000 | -5.2% | $249 / Sq Ft | |
| 12/13/2025 12/13/25 | Price Changed | $575,000 | -3.4% | $263 / Sq Ft | |
| 11/17/2025 11/17/25 | Price Changed | $595,000 | -0.8% | $272 / Sq Ft | |
| 10/01/2025 10/01/25 | For Sale | $599,999 | +59.6% | $274 / Sq Ft | |
| 07/02/2020 07/02/20 | Sold | $376,000 | +1.6% | $172 / Sq Ft | View Prior Sale |
| 05/19/2020 05/19/20 | Pending | -- | -- | -- | |
| 05/11/2020 05/11/20 | Price Changed | $369,900 | -1.3% | $169 / Sq Ft | |
| 04/10/2020 04/10/20 | Price Changed | $374,900 | -3.6% | $172 / Sq Ft | |
| 01/24/2020 01/24/20 | For Sale | $389,000 | -- | $178 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,624 | $514,600 | $127,300 | $387,300 |
| 2024 | $2,640 | $356,800 | $129,000 | $227,800 |
| 2023 | $2,640 | $356,800 | $129,000 | $227,800 |
| 2022 | $2,640 | $356,800 | $129,000 | $227,800 |
| 2021 | $2,640 | $356,800 | $129,000 | $227,800 |
| 2020 | $2,533 | $356,800 | $129,000 | $227,800 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Martin
-
Kaley Martin
K
Seller Co-Listing Agent in 2026
Kaley Martin
Century 21 New Millennium
(540) 407-4195
4 Total Sales
-
datacorrect BrightMLS
d
Buyer's Agent in 2026
datacorrect BrightMLS
Non Subscribing Office
-
Julie Holbrook
Seller's Agent in 2020
Julie Holbrook
NEST REALTY GROUP
(434) 989-4415
94 Total Sales
-
W
Buyer's Agent in 2020
WALTER KEY
LONG & FOSTER - CHARLOTTESVILLE
Map
Source: Bright MLS
MLS Number: VAMA2002438
APN: 40-95
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