$545,000
PENDING

628 River Rd Madison, VA 22727

Estimated payment $3,056/month

Total Views 50,815
3 Beds
2.5 Baths
2,186 Sq Ft
$249 Price per Sq Ft

Highlights

  • Stream or River on Lot
  • Wood Flooring
  • Formal Dining Room
  • Raised Ranch Architecture
  • No HOA
  • Circular Driveway

About This Home

This home has an assumable loan option with an interest rate of 2.75%! Reach out today to see if you qualify!
Discover this private single-story home set on 7.69 wooded acres with abundant wildlife and a river easement in highly desirable Madison County. This 3-bedroom, 2.5-bath residence offers the perfect blend of comfort and nature.
Step inside to an open floor plan featuring beautiful hardwood floors and new exterior doors throughout, creating a fresh and welcoming feel. The property is thoughtfully equipped with modern conveniences, including an RV hookup with propane and sewage dump, and a hot tub hookup—perfect for those who love to entertain or enjoy the outdoors and wired for a generator!
The land offers unmatched privacy while still being close to town, making it an ideal setting for a full-time residence, vacation retreat, or investment property. Whether you enjoy watching wildlife, exploring the outdoors, or relaxing in a peaceful environment, this property has it all.
Recently replaced - Electrical, and all Exterior doors just last month - Well pump, Water heater and humidifier all in 2024

Listing Agent

Melissa Martin

(703) 753-7910 esther.camarotte@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 7037537910 Listed on: 10/01/2025

CENTURY 21 New Millennium

Co-Listing Agent

Kaley Martin

(703) 753-7910 esther.camarotte@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 7037537910

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,640

Year Built

  • Built in 1999

Lot Details

  • 7.7 Acre Lot
  • Property is in very good condition
  • Property is zoned A1

Home Design

  • Raised Ranch Architecture
  • Rambler Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 2,186 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Family Room Off Kitchen
  • Formal Dining Room
  • Open Floorplan
  • Basement Fills Entire Space Under The House
  • Stacked Electric Washer and Dryer

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Parking

  • Circular Driveway
  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Stream or River on Lot

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • On Site Septic

Community Details

  • No Home Owners Association
  • Madison Subdivision

Listing and Financial Details

  • Tax Lot 95
  • Assessor Parcel Number 40 95

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,640

Year Built

Built in 1999

Lot Details

7.7 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler, Raised Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 10/1/2025 12:00:00 AM
  • Year Built: 1999
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Refrigerator, Stove, Washer, Washer/Dryer Stacked, Water Heater, Water Conditioner - Owned
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Water Treat System, Wood Floors
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 2186
  • Living Area Sq Ft: 2186
  • Price Per Sq Ft: 249.31
  • Above Grade Finished Sq Ft: 2186
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Circular Driveway, Gravel Driveway
  • Type Of Parking: Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Propane, Electric Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 7.70
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 335281.00
  • Property Condition: Very Good
  • Zoning: A1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2640.00
  • Assessor Parcel Number: 40 95
  • Tax Lot: 95
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: MADISON COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,624 $514,600 $127,300 $387,300
2024 $2,640 $356,800 $129,000 $227,800
2023 $2,640 $356,800 $129,000 $227,800
2022 $2,640 $356,800 $129,000 $227,800
2021 $2,640 $356,800 $129,000 $227,800
2020 $2,533 $356,800 $129,000 $227,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/18/2026 02/18/26 Pending -- -- --
12/29/2025 12/29/25 Price Changed $545,000 -5.2% $249 / Sq Ft
12/13/2025 12/13/25 Price Changed $575,000 -3.4% $263 / Sq Ft
11/17/2025 11/17/25 Price Changed $595,000 -0.8% $272 / Sq Ft
10/01/2025 10/01/25 For Sale $599,999 +59.6% $274 / Sq Ft
07/02/2020 07/02/20 Sold $376,000 +1.6% $172 / Sq Ft View Prior Sale
05/19/2020 05/19/20 Pending -- -- --
05/11/2020 05/11/20 Price Changed $369,900 -1.3% $169 / Sq Ft
04/10/2020 04/10/20 Price Changed $374,900 -3.6% $172 / Sq Ft
01/24/2020 01/24/20 For Sale $389,000 -- $178 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $376,000 Old Republic National Title
Gift Deed -- None Available
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $383,818 VA
Previous Owner $327,600 New Conventional
Previous Owner $327,600 Assumption
Source: Public Records

About the Listing Agent

Melissa Martin

CENTURY 21 New Millennium

(540) 730-2187

Section Image

Active and successful in our community, I'm a great first choice for all of your real estate needs. I am passionate about the industry because I enjoy helping people find the home of their dreams. Backed by the brand power of Century 21 New Millennium, there are many reasons clients trust me: honest communication & unsurpassed dedication to my clients come to mind first. Century 21 is a global leader in real estate technology and the marketplace, and as a Century 21 NM agent, I am able to

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Source: Bright MLS

MLS Number: VAMA2002438

Bright MLS

APN: 40-95

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