NOT LISTED FOR SALE

63 Cardinal Ln White Stone, VA 22578

Estimated Value: $467,000 - $526,000

2 Beds
2 Baths
1,552 Sq Ft
$322/Sq Ft Est. Value

Last Sold August 31, 2023

Last sale price $450,000 $290 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,823/month

72 Days on Market

Highlights

  • Water Views
  • Home fronts navigable water
  • Deck
  • Docks
  • Home fronts a creek
  • Wood Flooring

About This Home

As of August 2023

Great getaway or retirement home, and ideal setting for short term rental on a very private 1.5 acre lot with no HOA! Handsome cottage tucked away in Poplar Neck and off Tabbs Creek features 2 generous bedrooms, 2 full baths, 1.5 car attached garage. Private yard with beautiful flower gardens, decorative fencing, and a circular driveway. The cottage has been updated over the years and features hardwood floors in living areas and bedrooms, tile in bathrooms, new windows, new HVAC and newer architectural roof. Updated kitchen with stainless appliances, upgraded cabinets and a cozy breakfast nook café style! Inviting DR overlooks the gardens and has plenty of natural light. LR w/waterfront views and French doors to deck. Primary bedrm w/walk-in and renovated bath. Second bedrm is located near the hall bath and leads to the office. Renovated hall bath w/walk-in spa tub, upgraded counter and lighting. Plenty of cabinets/counter space in laundry/mud rm by the garage. Spacious deck off LR w/water views. Easy stroll down to your dock and only a short boat ride to Fleets Bay. Two oversized sheds and a large dog kennel. Come enjoy the serene and relaxing lifestyle this home has to offer!

Last Agent to Sell the Property

Linda Caron

Bragg & Company License #0225101198 Listed on: 05/09/2023

Co-Listed By

Bo Bragg

Bragg & Company License #0225188659

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $929

Year Built

  • Built in 1963

Lot Details

  • 1.5 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Wood Fence
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Zoning described as R1

Parking

  • 1.5 Car Attached Garage
  • Workshop in Garage
  • Circular Driveway

Home Design

  • Cottage
  • Bungalow
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,552 Sq Ft Home
  • 1-Story Property
  • Recessed Lighting
  • French Doors
  • Separate Formal Living Room
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Gas Cooktop
  • Down Draft Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Mooring
  • Docks
  • Dock Available
  • Deck
  • Shed
  • Breezeway

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heat Pump System
  • Shared Well
  • Septic Tank

Listing and Financial Details

  • Exclusions: Shed by house
  • Tax Lot 35-53
  • Assessor Parcel Number 35-53D

Home Details

Home Type

Single Family

Est. Annual Taxes

$929

Year Built

Built in 1963

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1963
  • Property Attached Yn: No
  • Lot Size Acres: 1.5
  • Water Body Name: Tabbs Creek
  • Co List Office Mls Id: cbra.147
  • Co List Office Phone: (804) 435-2299
  • Exclusions: Shed by house
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Ceramic Tile, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Down Draft, Dryer, Dishwasher, Gas Cooking, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: French Doors
  • Fireplace: No
  • Interior Amenities: Bedroom on Main Level, Breakfast Area, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Jetted Tub, Laminate Counters, Main Level Primary, Recessed Lighting, Walk-In Closet(s)
  • Living Area: 1552.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Cleared, Landscaped, Waterfront, Level
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Navigable Water, Waterfront
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Aluminum Siding, Block
  • Exterior Features: Deck, Dock, Storage, Shed, Breezeway
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.5
  • Parking Features: Attached, Circular Driveway, Garage, Two Spaces, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Topography: Level
  • Parcel Number: 35-53D
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 929.0
  • Tax Lot: 35-53

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2023
Closed on
Aug 28, 2023
Sold by
Klee Stuart F and Fary Georgie L
Bought by
Stermer Beverly A and Sharrer Diane V
Seller's Agent
Linda Caron
Bragg & Company
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$459,000
Sold Price
$450,000
Premium/Discount to List
-$9,000
-1.96%
Views
102
Current Estimated Value
$499,851

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,851
Avg. Annual Appreciation
6.10%
Original Mortgage
$382,500
Outstanding Balance
$375,109
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$131,772
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stermer Beverly A $450,000 Ideal Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stermer Beverly A $382,500
Previous Owner Lee Stuart F $220,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2023 08/31/23 Sold $450,000 -2.0% $290 / Sq Ft
07/21/2023 07/21/23 Pending -- -- --
06/29/2023 06/29/23 For Sale $459,000 +2.0% $296 / Sq Ft
06/06/2023 06/06/23 Off Market $450,000 -- --
05/25/2023 05/25/23 Pending -- -- --
05/15/2023 05/15/23 Price Changed $459,000 -7.3% $296 / Sq Ft
05/09/2023 05/09/23 For Sale $495,000 -- $319 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,263 $229,600 $54,500 $175,100
2023 $929 $147,400 $54,500 $92,900
2022 $929 $147,400 $54,500 $92,900
2021 $929 $147,400 $54,500 $92,900
2020 $929 $147,400 $54,500 $92,900
2019 $929 $147,400 $54,500 $92,900
2018 $965 $163,600 $52,500 $111,100
2017 $965 $163,600 $52,500 $111,100
2016 -- $163,600 $52,500 $111,100
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2311172

Chesapeake Bay & Rivers Association of REALTORS®

APN: 35-53D