NOT LISTED FOR SALE

Estimated Value: $327,000 - $394,000

4 Beds
2 Baths
1,466 Sq Ft
$244/Sq Ft Est. Value

Last Sold December 27, 2021

Last sale price $295,000 $201 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $2,141/month

5 Days on Market

Highlights

  • Deck
  • No HOA
  • Living Room
  • Traditional Floor Plan
  • Bathtub with Shower
  • Laundry Room

About This Home

As of December 2021

Open House Saturday, November 20, 12-2PM. Many folks have been spreading the word about how great it is to live on Rumsey Island in Joppatowne. It's true! It's really a unique area. It's part of one of the first planned unit developments. Leo Panitz, the developer of the area back in the '60s had a grand vision of a perfect community with retail, open space, recreation, schools, and a mix of housing near the Gunpowder River, Canal-ways were built on the island for recreational activities and Rumsey Island is now a beloved community where many folks are original owners or very long term residents because it's so awesome to live here. And this house is so close to the water, in the wintertime, when the trees are bare, the owner says she can see some of the waterways from her house! And when you take walks in the community you can see the waterways as well. People say living near the water and in this community is like living on vacation all year round!! Come see for yourself what a great community it is that people are talking about. There is a non mandatory community association you can join too. They have many community events and dinners. Also since covid started, numerous bands have been playing on the water at various people's residences for the community to enjoy music by the water. There is a marina nearby that offers: gasoline and pumps outs for your boat, community events, and they have been renting out kayaks and paddle boards during the summertime. Rumsey Island is a very desirable development where they have a few community social media sites where folks band together, share and look out for one another. Now about this great house in Rumsey Island!!! Don't miss out on this single-family home with a deep rear fully fenced backyard. The kitchen offers granite counters and all appliances convey, and there is access to the rear yard with a small deck from the kitchen. Separate laundry room off of the kitchen too, Enjoy the dining and living room open floor plan. Upper level has two bedrooms. It used to be a 3 bedroom home upstairs, but 2 bedrooms were converted to one large bedroom but could be easily converted bake if so desired by the buyer. A wall or slider door could be added easily. The lower level has a large bedroom, large built-in closets, and a full bath, currently being used as the primary bedroom. Enjoy the Family room on the lower level that boasts of brand new carpeting and beautiful laminate flooring. And stay warm with the pellet stove that is surrounded by an awesome stone block wall. Sellers to offer a 1-year home warranty too! Now is your chance! Interest rates are still really low too! Don't miss out on this great opportunity.

Last Agent to Sell the Property

Debbie Rettberg

Northrop Realty License #528953 Listed on: 10/29/2021

Northrop Realty

Last Buyer's Agent

Esther Greer

EXP Realty, LLC License #667788

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,341

Year Built

  • Built in 1975

Lot Details

  • 8,050 Sq Ft Lot
  • Back Yard Fenced
  • Landscaped
  • Property is in good condition
  • Property is zoned R3

Home Design

  • Split Foyer
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Self Contained Fireplace Unit Or Insert
  • Family Room
  • Living Room
  • Dining Room
  • Basement with some natural light
  • Storm Doors

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • On-Street Parking

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 24
  • Assessor Parcel Number 1301146742

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,341

Year Built

Built in 1975

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-10-30
  • Year Built: 1975
  • Automatically Close On Close Date: No
  • Remarks Public: Open House Saturday, November 20, 12-2PM. Many folks have been spreading the word about how great it is to live on Rumsey Island in Joppatowne. It's true! It's really a unique area. It's part of one of the first planned unit developments. Leo Panitz, the developer of the area back in the '60s had a grand vision of a perfect community with retail, open space, recreation, schools, and a mix of housing near the Gunpowder River, Canal-ways were built on the island for recreational activities and Rumsey Island is now a beloved community where many folks are original owners or very long term residents because it's so awesome to live here. And this house is so close to the water, in the wintertime, when the trees are bare, the owner says she can see some of the waterways from her house! And when you take walks in the community you can see the waterways as well. People say living near the water and in this community is like living on vacation all year round!! Come see for yourself what a great community it is that people are talking about. There is a non mandatory community association you can join too. They have many community events and dinners. Also since covid started, numerous bands have been playing on the water at various people's residences for the community to enjoy music by the water. There is a marina nearby that offers: gasoline and pumps outs for your boat, community events, and they have been renting out kayaks and paddle boards during the summertime. Rumsey Island is a very desirable development where they have a few community social media sites where folks band together, share and look out for one another. Now about this great house in Rumsey Island!!! Don't miss out on this single-family home with a deep rear fully fenced backyard. The kitchen offers granite counters and all appliances convey, and there is access to the rear yard with a small deck from the kitchen. Separate laundry room off of the kitchen too, Enjoy the dining and living room open floor plan. Upper level has two bedrooms. It used to be a 3 bedroom home upstairs, but 2 bedrooms were converted to one large bedroom but could be easily converted bake if so desired by the buyer. A wall or slider door could be added easily. The lower level has a large bedroom, large built-in closets, and a full bath, currently being used as the primary bedroom. Enjoy the Family room on the lower level that boasts of brand new carpeting and beautiful laminate flooring. And stay warm with the pellet stove that is surrounded by an awesome stone block wall. Sellers to offer a 1-year home warranty too! Now is your chance! Interest rates are still really low too! Don't miss out on this great opportunity.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Refrigerator, Stove, Washer
  • Flooring Type: Ceramic Tile, Laminated, Carpet
  • Interior Amenities: Carpet, Floor Plan - Traditional, Tub Shower
  • Fireplace Features: Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter, Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Daylight, Partial
  • Laundry Type: Main Floor
  • Total Sq Ft: 1932
  • Living Area Sq Ft: 1466
  • Price Per Sq Ft: 297.10
  • Above Grade Finished Sq Ft: 966
  • Below Grade Finished Sq Ft: 500
  • Below Grade Sq Ft: 466
  • Total Below Grade Sq Ft: 966
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 63

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Rear
  • Improvement Assessed Value: 121000.00
  • Land Assessed Value: 81900.00
  • Land Use Code: 110
  • Lot Features: Landscaping
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8050.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Good
  • Year Assessed: 2021
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 5449259
  • Tax Annual Amount: 2341.00
  • Assessor Parcel Number: 1301146742
  • Tax Lot: 24
  • Tax Total Finished Sq Ft: 1466
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 12/27/2021

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2021
Closed on
Dec 23, 2021
Sold by
Jason Deyo
Bought by
Moore Robert L
Seller's Agent
Debbie Rettberg
Northrop Realty
Buyer's Agent
Esther Greer
EXP Realty, LLC
List Price
$287,000
Sold Price
$295,000
Premium/Discount to List
$8,000
2.79%
Current Estimated Value
$357,334

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,334
Avg. Annual Appreciation
5.85%
Original Mortgage
$14,750
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 26, 2009
Sold by
Neville Danny L
Bought by
Deyo Jason and Deyo Sara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,750
Interest Rate
4.92%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 22, 2004
Sold by
Neville Danny L
Bought by
Neville Danny L and Neville Debbie A

Purchase Details

Closed on
Aug 17, 1994
Sold by
Hodges J B
Bought by
Neville Danny L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
8.61%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Deyo Jason $204,500 --
Neville Danny L -- --
Neville Danny L $114,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Deyo Jason $205,000
Closed Deyo Jason $4,123
Closed Deyo Jason $19,000
Closed Deyo Jason $194,886
Closed Deyo Jason $200,750
Previous Owner Neville Danny L $75,000
Previous Owner Neville Debbie A $56,000
Previous Owner Neville Danny L $211,132
Previous Owner Neville Danny L $91,000
Closed Deyo Jason --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/27/2021 12/27/21 Sold $295,000 +2.8% $201 / Sq Ft
11/20/2021 11/20/21 Pending -- -- --
11/14/2021 11/14/21 For Sale $287,000 -2.7% $196 / Sq Ft
10/29/2021 10/29/21 Off Market $295,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,944 $270,100 $81,900 $188,200
2023 $2,700 $247,700 $0 $0
2022 $2,456 $225,300 $0 $0
2021 $4,768 $202,900 $81,900 $121,000
2020 $2,341 $202,900 $81,900 $121,000
2019 $2,341 $202,900 $81,900 $121,000
2018 $2,501 $216,700 $91,600 $125,100
2017 $2,310 $216,700 $0 $0
2016 -- $201,967 $0 $0
2015 $2,287 $194,600 $0 $0
2014 $2,287 $194,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2000181

Bright MLS

APN: 01-146742