$480,000

630 Palo Alto Ct Lusby, MD 20657

Estimated payment $2,917/month

Total Views 21,142
3 Beds
3.5 Baths
3,000 Sq Ft
$160 Price per Sq Ft

Highlights

  • 25 Feet of Waterfront
  • Golf Course Community
  • Lake View
  • Beach
  • Fishing Allowed
  • 1.4 Acre Lot

About This Home

BEAUTIFUL LAKE FRONT HOME!!! SELLER IS OFFERING $3000 BUYERS CLOSING HELP WITH AN ACCEPTABLE OFFER VA ASSUMABLE LOAN 3.625%TO QUALIFIED BUYERS Convenient location to Patuxent River NAS main gate with an approximate 35 minute commute! Only a short walk thru the woods to the Lake, this 1.4 acre property offers endless opportunities, serenity & privacy! Perfect for cookouts & get togethers! Looks Amazing with FRESH PAINT & NEW CARPET!!! New Stainless Steel Kitchen Appliances have just arrived!!! Home Features a Cozy Front Porch * Main Level Features: Entrance Foyer with Hardwood Flooring & Crown Molding - Living Room with Hardwood Flooring, Crown Molding, Fireplace & Built-In - Dining Room with Chair Rail Molding, LVT Flooring & French Door to Deck – Kitchen with Oak Cabinets, Built-in-Desk, Pantry, Newer Deep Sink & Garden Window - Laundry Room with Washer and Dryer, Built-in Shelves, Separate Sink - Powder Room * Upstairs you have 3 Bedrooms which includes the Primary Bedroom with a Walk-in-Closet & Primary Bathroom with a Large Jetted Tub, Ceramic Tile, Double Sink & Separate Shower - Hall Bath * In the Lower Level you have a Spacious Rec Room with Ceramic Tile Flooring and a small Wet Bar/Kitchenette with Cabinets, Sink, Refrigerator & separate Freezer (which could be used as a 4th bedroom if needed) - Safe Room/Den -Full Bath with Shower - Patio Door to Hardscape Patio & Side Yard * Deck * One Car Garage with Pull Down Stairs to Attic * Nicely Landscaped with lots of beautiful flowers & flowering trees * Generac hookup in Garage with a Portable Generator as-is * Also has been updated with a New: Garage Door, Roof with 50 year shingles, Leaf Gutters with transferrable warranty, 80 Gallon Hot Water Heater/2years, Crown Molding, HVAC/3 years ** On Lake Lariat you can enjoy Fishing, Swimming, Boating, Canoeing, Kayaking! Not far from Solomons Island, Patuxent River, Chesapeake Bay, Shopping & More!

Listing Agent

Debbie Balderson

O'Brien Realty ERA Powered License #325853 Listed on: 07/14/2025

O'Brien Realty ERA Powered

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,730

Year Built

  • Built in 2002 | Remodeled in 2025

Lot Details

  • 1.4 Acre Lot
  • 25 Feet of Waterfront
  • Home fronts navigable water
  • Partially Wooded Lot
  • Front Yard
  • Property is in very good condition

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Farmhouse Style Home
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Den
  • Recreation Room
  • Lake Views

Kitchen

  • Country Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Range Hood
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Side Basement Entry
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • Lake Privileges
  • Deck
  • Shed
  • Rain Gutters
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Propane
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 56
  • Assessor Parcel Number 0501158643

Community Details

Overview

  • Poacre HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Beach
  • Golf Course Community
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,730

Year Built

Built in 2002 | Remodeled in 2025

Lot Details

0

HOA Fees

$49 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Farmhouse/National Folk
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 7/14/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2002
  • Year Renovated: 2025
  • Building Winterized: No
  • Remarks Public: BEAUTIFUL LAKE FRONT HOME!!! ☆☆SELLER IS OFFERING $3000 BUYERS CLOSING HELP WITH AN ACCEPTABLE OFFER ☆☆VA ASSUMABLE LOAN 3.625%TO QUALIFIED BUYERS ☆☆ Convenient location to Patuxent River NAS main gate with an approximate 35 minute commute! Only a short walk thru the woods to the Lake, this 1.4 acre property offers endless opportunities, serenity & privacy! Perfect for cookouts & get togethers! Looks Amazing with FRESH PAINT & NEW CARPET!!! New Stainless Steel Kitchen Appliances have just arrived!!! Home Features a Cozy Front Porch * Main Level Features: Entrance Foyer with Hardwood Flooring & Crown Molding - Living Room with Hardwood Flooring, Crown Molding, Fireplace & Built-In - Dining Room with Chair Rail Molding, LVT Flooring & French Door to Deck – Kitchen with Oak Cabinets, Built-in-Desk, Pantry, Newer Deep Sink & Garden Window - Laundry Room with Washer and Dryer, Built-in Shelves, Separate Sink - Powder Room * Upstairs you have 3 Bedrooms which includes the Primary Bedroom with a Walk-in-Closet & Primary Bathroom with a Large Jetted Tub, Ceramic Tile, Double Sink & Separate Shower - Hall Bath * In the Lower Level you have a Spacious Rec Room with Ceramic Tile Flooring and a small Wet Bar/Kitchenette with Cabinets, Sink, Refrigerator & separate Freezer (which could be used as a 4th bedroom if needed) - Safe Room/Den -Full Bath with Shower - Patio Door to Hardscape Patio & Side Yard * Deck * One Car Garage with Pull Down Stairs to Attic * Nicely Landscaped with lots of beautiful flowers & flowering trees * Generac hookup in Garage with a Portable Generator as-is * Also has been updated with a New: Garage Door, Roof with 50 year shingles, Leaf Gutters with transferrable warranty, 80 Gallon Hot Water Heater/2years, Crown Molding, HVAC/3 years ** On Lake Lariat you can enjoy Fishing, Swimming, Boating, Canoeing, Kayaking! Not far from Solomons Island, Patuxent River, Chesapeake Bay, Shopping & More!
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Icemaker, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Dryer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Breakfast Area, Kitchen - Country, Window Treatments, Floor Plan - Traditional, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Floor Plan - Open, Pantry, Walk-In Closet(s), Wet/Dry Bar, Wood Floors
  • Fireplace Features: Equipment, Fireplace - Glass Doors, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Den, Laundry, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Daylight, Partial, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Side Entrance, Walkout Level, Windows
  • Laundry Type: Main Floor, Has Laundry, Dryer In Unit, Hookup, Washer In Unit
  • Total Sq Ft: 3000
  • Living Area Sq Ft: 3000
  • Price Per Sq Ft: 228.57
  • Above Grade Finished Sq Ft: 2100
  • Below Grade Finished Sq Ft: 900
  • Total Below Grade Sq Ft: 900
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 630

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Gutter System
  • Roof: Asphalt, Shingle
  • Spa: No
  • View: Water, Lake
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE LARIAT
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 25

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available, Electric Available, Propane, Water Available
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 585.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Club House, Golf Course, Lake, Water/Lake Privileges
  • HOA Name: POACRE
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Fishing Available, Front Yard, Partly Wooded
  • Lot Size Acres: 1.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 60984.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3730.00
  • Assessor Parcel Number: 0501158643
  • Tax Lot: 56
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,747 $336,033 $0 $0
2024 $3,747 $307,667 $0 $0
2023 $3,056 $279,300 $72,200 $207,100
2022 $3,244 $271,200 $0 $0
2021 $3,082 $263,100 $0 $0
2020 $3,082 $255,000 $72,200 $182,800
2019 $3,070 $252,933 $0 $0
2018 $3,011 $250,867 $0 $0
2017 $3,023 $248,800 $0 $0
2016 -- $244,133 $0 $0
2015 $3,208 $239,467 $0 $0
2014 $3,208 $234,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 Price Changed $480,000 -4.0% $160 / Sq Ft
07/14/2025 07/14/25 For Sale $499,900 -- $167 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $210,000 --
Deed $167,388 --
Deed $10,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $369,497 VA
Closed $350,000 Unknown
Closed $78,000 Stand Alone Second
Closed $79,411 Unknown
Closed $257,400 Adjustable Rate Mortgage/ARM
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2021372

Bright MLS

APN: 01-158643