$131,000

630 W Patapsco Ave Baltimore, MD 21225

Cherry Hill Neighborhood

Estimated payment $867/month

Total Views 36,768
3 Beds
1.5 Baths
1,276 Sq Ft
$103 Price per Sq Ft

Highlights

  • Hot Property
  • No HOA
  • Radiator
  • Traditional Architecture
  • Central Air

About This Home

Renter-to-Owner Advantage
Swap every rent check for equity—your payment stays the same.

Estimated Mortgage (5% down on $131K @ 6.5% 30 yr):

Loan: $124,450 → P&I ≈ $785 / mo

Taxes ( $1,100 / yr): $92 / mo

Insurance ( $800 / yr): $67 / mo

Total PITI ≈ $944 / mo vs. $1,300 rent → $356 / mo savings

Year 1 Equity Build:

Principal Pay-down: ≈ $1,300

3% Market Appreciation: ≈ $3,930

Total Wealth Gain: ∼ $5,230

Rent Credit Option: Apply the current tenant’s $1,300/month lease toward your mortgage or down payment.

Enjoy 3 bedrooms, a private rear yard, updated kitchen, hardwood floors and a walkable Brooklyn block near schools, parks and commuter routes. At $131,000, this is where affordability meets long-term wealth building.

Unlock a solid brick rowhome at $131,000 with a month-to-month tenant paying $1,300 / mo and rental comps at $1,400–$1,600 / mo.

Gross Annual Rent (current):

$1,300 × 12 = $15,600

Yield: 15,600 / 131,000 ≈ 11.9%

Pro Forma with $1,500 / mo rents:

$1,500 × 12 = $18,000 → Yield ≈ 13.7%

Expenses (est. 40% of gross rent):

Current rent: 15,600 × 0.40 = $6,240 / yr

NOI: 15,600 – 6,240 = $9,360 / yr → Cap Rate: 9,360 / 131,000 ≈ 7.1%

With $1,500/mo: NOI ≈ 10,800 → Cap Rate ≈ 8.2%

Debt Service & Cash-on-Cash (75% LTV @ 6.5% – 30 yr):

Loan: $98,250 → P&I ≈ $621 / mo → $7,452 / yr

Annual Cash Flow: 9,360 – 7,452 = $1,908 → CoC ≈ 5.8%

Fresh paint, new flooring, modern fixtures and a low-maintenance brick exterior keep upfront cap-ex minimal. No HOA, low taxes, plus on-street parking. Minutes to transit (Route 40 bus, Light Rail), CCBC, shops and eateries ensure steady demand.

Listing Agent

Victor Brocato

(443) 218-2008 vic@lnf.com Long & Foster Real Estate, Inc. License #681008 Listed on: 08/27/2025

Long & Foster Real Estate, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,088

Year Built

  • Built in 1927

Lot Details

  • 1,459 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • Property has 3 Levels
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Air
  • Radiator
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Brooklyn Subdivision

Listing and Financial Details

  • Tax Lot 030A
  • Assessor Parcel Number 0325067077 030A

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,088

Year Built

Built in 1927

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/30/2025 12:00:00 AM
  • Year Built: 1927
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 1500
  • Living Area Sq Ft: 1276
  • Price Per Sq Ft: 124.52
  • Above Grade Finished Sq Ft: 1052
  • Below Grade Finished Sq Ft: 224
  • Below Grade Sq Ft: 224
  • Total Below Grade Sq Ft: 448
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.03
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1459.00
  • Zoning: C-2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2088.00
  • Assessor Parcel Number: 0325067077 030A
  • Tax Lot: 030A
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/27/2025 08/27/25 For Sale $131,000 -- $103 / Sq Ft
Source: Bright MLS

About the Listing Agent

Victor Brocato
Victor Brocato

Long & Foster Real Estate, Inc.

(301) 900-3963

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View Victor's Profile

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Source: Bright MLS

MLS Number: MDBA2181246

Bright MLS
Maryland Baltimore City County Baltimore 21225 Cherry Hill

630 W Patapsco Ave, Baltimore, MD

This home is located at 630 W Patapsco Ave, Baltimore, MD 21225 and is currently priced at $131,000, approximately $102 per square foot. This property was built in 1927. 630 W Patapsco Ave is a home located in Baltimore City with nearby schools including Lakeland Elementary/Middle School, Booker T. Washington Middle School, and Benjamin Franklin High School.

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Victor Brocato
Victor Brocato
Listing Agent Section Image
Long & Foster Real Estate, Inc.
(301) 900-3963