$250,000
SOLD NOV 7, 2025

630 W Troy St Ferndale, MI 48220

3 Beds
1 Bath
1,078 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$232 Per Sq Ft

18 Days on Market

Highlights

  • Ground Level Unit
  • Covered Patio or Porch
  • Bungalow
  • No HOA
  • 1.5 Car Detached Garage
  • Forced Air Heating System

About This Home

As of November 2025

Welcome to this classic 1,078 sq ft brick bungalow is full of character and potential. A bright living room with a cozy fireplace sets the stage, while two bedrooms, a full bath and a quaint kitchen offer a great space for your personal updates. The upstairs bedroom is Huge and ready to make your own. Outside, the fenced yard is ideal for pets, gardening or even entertaining and the detached 1½ car garage provides extra storage or workshop space. All of this in a sought-after Ferndale location, close to downtown dining, shopping, and nightlife.

Last Agent to Sell the Property

Thomas Harding Ii

Prime + Property License #6501381013 Listed on: 09/26/2025

Prime + Property

Co-Listed By

Kristine Harding

Prime + Property License #6501442915

Last Buyer's Agent

Paul Holmes

KW Showcase Realty License #6501383064

KW Showcase Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1948

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 46x114.6

Parking

  • 1.5 Car Detached Garage

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Poured Concrete
  • Asphalt Roof

Interior Spaces

  • 1,078 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Unfinished Basement

Kitchen

  • Free-Standing Gas Oven
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Additional Features

  • Covered Patio or Porch
  • Ground Level Unit

Community Details

  • No Home Owners Association
  • Hawthorne Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2534101003
  • $3,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,518

Year Built

Built in 1948

Lot Details

5,227 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Architecture Style: Bungalow
  • Architecture Level: 2 Story
  • Year Built: 1948
  • State Equalized Value: 126600.0000
  • Entry Location: Ground Level
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Circuit Breakers
  • Fireplace: Yes
  • Fireplace Locations: Living Room
  • Total Bedrooms: 3
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Yes
  • Basement Type: Unfinished
  • Kitchen Appliances: Disposal, Dryer, Free-Standing Gas Oven, Free-Standing Refrigerator, Washer
  • Total Sq Ft: 1078

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Brick
  • Foundation Materials: Poured
  • Porch Type: Porch - Covered, Porch, Covered
  • Road Frontage Type: Paved

Garage/Parking

  • Garage Size: 1.5 Car
  • Garage Features: Detached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Lot Size Area: 0.12
  • Lot Dimensions: 46X114.6
  • Parcel Number: 2534101003

Tax Info

  • Tax Amount Summer: 4385.0000
  • Tax Amount Winter: 133.0000
  • Total Tax: 4518.0000
  • Taxable Value: 63080.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Oct 31, 2025
Sold by
Fong Ywen Ying and Fong Eugene
Bought by
Copeland Neil and White Stephanie
Seller's Agent
Thomas Harding Ii
Prime + Property
Buyer's Agent
Paul Holmes
KW Showcase Realty
List Price
$249,900
Sold Price
$250,000
Premium/Discount to List
$100
0.04%
Views
47
Current Estimated Value
$249,847

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$153
Avg. Annual Appreciation
-0.16%
Original Mortgage
$200,000
Outstanding Balance
$199,433
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$50,414

Purchase Details

Closed on
Nov 29, 2023
Sold by
Fong Ywen Ying
Bought by
Fong Ywen Ying and Fong Eugene
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $250,000 0.0% $232 / Sq Ft
10/14/2025 10/14/25 Pending -- -- --
09/26/2025 09/26/25 For Sale $249,900 0.0% $232 / Sq Ft
07/27/2020 07/27/20 Rented $1,400 0.0% --
07/02/2020 07/02/20 Under Contract -- -- --
06/29/2020 06/29/20 For Rent $1,400 0.0% --
07/03/2018 07/03/18 Rented $1,400 0.0% --
06/13/2018 06/13/18 Under Contract -- -- --
05/24/2018 05/24/18 For Rent $1,400 +14.3% --
08/18/2014 08/18/14 Rented $1,225 0.0% --
08/18/2014 08/18/14 Under Contract -- -- --
07/23/2014 07/23/14 For Rent $1,225 -- --
Source: Realcomp

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,519 $131,110 $0 $0
2024 $4,385 $126,600 $0 $0
2023 $4,238 $116,940 $0 $0
2022 $4,201 $105,980 $0 $0
2021 $4,187 $94,460 $0 $0
2020 $4,008 $87,010 $0 $0
2019 $4,038 $76,620 $0 $0
2018 $4,027 $73,740 $0 $0
2017 $3,968 $71,980 $0 $0
2016 $3,923 $67,360 $0 $0
2015 -- $63,100 $0 $0
2014 -- $54,340 $0 $0
2011 -- $58,380 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20251040360

Realcomp

APN: 25-34-101-003

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