Seller's Agent in 2025
Bobby Schneider
Ken Perry Realty
(859) 609-1082
2 in this area
103 Total Sales
630 Willow St Elsmere, KY 41018
3
Beds
1.5
Baths
898
Sq Ft
7,500
Sq Ft Lot
Highlights
- Deck
- No HOA
- Living Room
- Traditional Architecture
- Fireplace
- 1-Story Property
About This Home
As of September 2025Move in ready with fresh paint and modern upgrades throughout. Inside, you'll find brand new flooring and a sleek, contemporary kitchen equipped with all-new appliances perfect for everyday living and entertaining.
Step outside to a large, private backyard complete with a spacious deck ideal for relaxing, hosting guests, or enjoying outdoor meals. This move-in ready gem combines modern convenience with classic charmdon't miss your chance to call it home!
Last Agent to Sell the Property
Ken Perry Realty License #215657 Listed on: 08/06/2025
Home Details
Home Type
- Single Family
Parking
- Driveway
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 898 Sq Ft Home
- 1-Story Property
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
Kitchen
- Electric Oven
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Schools
- Miles Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Deck
- 7,500 Sq Ft Lot
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 003-40-07-020.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 6, 2025
Closed on
Sep 10, 2025
Sold by
Schneider Group Rai Llc
Bought by
Ginn Alyson M
Seller's Agent
Bobby Schneider
Ken Perry Realty
Buyer's Agent
A to Z Team
eXp Realty, LLC
List Price
$215,000
Sold Price
$215,000
Views
27
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$631
Avg. Annual Appreciation
-0.91%
Original Mortgage
$193,500
Outstanding Balance
$193,500
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$20,869
Purchase Details
Closed on
Mar 31, 2025
Sold by
Kite Beverly Frances and Heath Hannah Marie
Bought by
Schneider Group Rai Llc
Purchase Details
Closed on
Apr 4, 2013
Sold by
Secretary Of Housing & Urban Development
Bought by
Heath Paula D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,458
Interest Rate
3.57%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 22, 2012
Sold by
Barker Adrian B and Barker Sonia J
Bought by
The Secretary Of Housing & Urban Develop
Purchase Details
Closed on
Mar 29, 2004
Sold by
Harris Linda and Harris Eugene
Bought by
Barker Adrian B and Barker Sonia J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,263
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $215,000 | Northwest Title | |
| Warranty Deed | $92,000 | None Listed On Document | |
| Deed | $34,940 | Regional First Title Group L | |
| Commissioners Deed | $95,994 | None Available | |
| Deed | $94,000 | Kentucky Land Title Agency |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $193,500 | New Conventional | |
| Previous Owner | $32,458 | FHA | |
| Previous Owner | $93,263 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/10/2025 09/10/25 | Sold | $215,000 | 0.0% | $239 / Sq Ft |
| 08/10/2025 08/10/25 | Pending | -- | -- | -- |
| 08/06/2025 08/06/25 | For Sale | $215,000 | -- | $239 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,657 | $109,100 | $20,000 | $89,100 |
| 2024 | $1,675 | $109,100 | $20,000 | $89,100 |
| 2023 | $1,635 | $109,100 | $20,000 | $89,100 |
| 2022 | $1,140 | $66,000 | $10,000 | $56,000 |
| 2021 | $1,154 | $66,000 | $10,000 | $56,000 |
| 2020 | $1,147 | $66,000 | $10,000 | $56,000 |
| 2019 | $1,132 | $66,000 | $10,000 | $56,000 |
| 2018 | $1,056 | $60,000 | $10,000 | $50,000 |
| 2017 | $958 | $60,000 | $10,000 | $50,000 |
| 2015 | $658 | $34,900 | $10,000 | $24,900 |
| 2014 | $643 | $34,900 | $10,000 | $24,900 |
Source: Public Records
Agents Affiliated with this Home
-
Bobby Schneider
-
David Schneider
Seller Co-Listing Agent in 2025
David Schneider
Ken Perry Realty
(859) 743-8890
2 in this area
104 Total Sales
-
A to Z Team
A
Buyer's Agent in 2025
A to Z Team
eXp Realty, LLC
(859) 466-0140
3 in this area
80 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 635076
APN: 003-40-07-020.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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