NOT LISTED FOR SALE

Estimated Value: $554,263 - $603,000

4 Beds
2.5 Baths
3,087 Sq Ft
$188/Sq Ft Est. Value

Last Sold September 22, 2021

Last sale price $450,000 $146 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $4,067/month

11 Days on Market

Highlights

  • Property is near a park
  • Traditional Architecture
  • <<bathWithWhirlpoolToken>>
  • Vaulted Ceiling
  • Wood Flooring
  • Full Attic

About This Home

As of September 2021

This home is STUNNING and has BRAND NEW central air! The minute you walk in the door you will know this one is special. Beautiful hardwood floors greet you in the 2-story foyer. There is a formal living room and dining room, with gorgeous trim and a scalloped ceiling. The 1st floor office is the perfect place to work or study, overlooking the backyard.The family room is fantastic, 2-story with a brick fireplace, complete with gas logs .The kitchen features maple cabinets, granite and all SS appliances that stay, plus a new sliding glass door. A convenient 1st floor laundry room is right around the corner. The staircase going upstairs has the most beautiful wrought-iron! Upstairs you will find 4 large bedrooms including a large master suite with a deep walk-in closet, tray ceiling and luxury bath. The bath features a Jacuzzi tub, dual sinks and a separate shower. The basement is full and unfinished, with lots of storage, plumbed for a bath and just waiting for your ideas. But wait until you see the yard...INCREDIBLE, backing to the cornfields for privacy behind, fully fenced-in with an in-ground sprinkler system, and boasts loads of perennials and mature trees! A brick paver patio completes the yard and will be the perfect place for entertaining. 5 minutes to I-88, bike and walking trails and great shopping.

Last Agent to Sell the Property

Jennifer Bennett

RE/MAX All Pro - St Charles License #475136789 Listed on: 07/22/2021

RE/MAX All Pro - St Charles

Last Buyer's Agent

Chris Yonke

Exit Realty Redefined License #475145645

Exit Realty Redefined

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,466

Year Built

  • Built in 2007

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 80x178

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,087 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Wood Flooring
  • Full Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • <<bathWithWhirlpoolToken>>
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Community Details

  • Of Record Association, Phone Number (630) 000-0000
  • The Reserves Subdivision
  • Property managed by of record

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,466

Year Built

Built in 2007

Lot Details

0

HOA Fees

$15 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: The Reserves
  • Year Built: 2007
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Laundry
  • LivingArea: 3087
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3087
  • Basement Description: Unfinished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Full

Exterior Features

  • ExteriorFeatures: Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 450000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 45
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Curbs, Sidewalks
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: of record
  • Management Contact Name: of record
  • Management Phone: 630-000-0000
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 129

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.33
  • Lot Dimensions: 80X178
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9466.22
  • Tax Year: 2019
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2021
Closed on
Sep 9, 2021
Sold by
Finch Jeffrey F and Finch Toni G
Bought by
Ciway James M and Ciway Pamela A
Seller's Agent
Jennifer Bennett
RE/MAX All Pro - St Charles
Buyer's Agent
Chris Yonke
Exit Realty Redefined
List Price
$450,000
Sold Price
$450,000
Current Estimated Value
$580,566

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,566
Avg. Annual Appreciation
6.23%
Original Mortgage
$360,000
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2006
Sold by
Mccue Builders Inc
Bought by
Finch Jeffrey F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,000
Interest Rate
6.24%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ciway James M $450,000 First American Title
Finch Jeffrey F $445,000 Law Title Insurance Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ciway James M $360,000
Previous Owner Finch Jeffrey F $298,000
Previous Owner Finch Jeffrey F $240,000
Previous Owner Finch Jeffrey F $111,000
Previous Owner Finch Jeffrey F $245,000
Previous Owner Mc Cue Builders Inc $351,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/22/2021 09/22/21 Sold $450,000 0.0% $146 / Sq Ft
08/03/2021 08/03/21 Pending -- -- --
07/22/2021 07/22/21 For Sale $450,000 -- $146 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,147 $122,171 $13,412 $108,759
2022 $9,912 $117,455 $12,309 $105,146
2021 $9,234 $112,418 $11,781 $100,637
2020 $9,163 $109,783 $11,505 $98,278
2019 $9,466 $108,171 $11,336 $96,835
2018 $10,283 $113,448 $11,336 $102,112
2017 $10,450 $112,158 $11,207 $100,951
2016 $10,986 $114,386 $10,911 $103,475
2015 -- $108,931 $10,485 $98,446
2014 -- $108,328 $11,666 $96,662
2013 -- $108,328 $11,666 $96,662
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11164372

Midwest Real Estate Data (MRED)

APN: 11-36-427-006