NOT LISTED FOR SALE

631 Chapel Terrace Havre de Grace, MD 21078

Estimated Value: $308,000 - $366,000

3 Beds
1.5 Baths
1,812 Sq Ft
$189/Sq Ft Est. Value

Last Sold September 12, 2024

Last sale price $320,000 $177 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,964/month

8 Days on Market

Highlights

  • Recreation Room
  • Backs to Trees or Woods
  • Main Floor Bedroom
  • Rambler Architecture
  • Wood Flooring
  • Garden View

About This Home

As of September 2024

Welcome to 631 Chapel Terrace, an updated all brick rancher situated on a quiet street in Havre de Grace. You'll find tons of updates, including new chimney liner (2024); new heating system (2022); and roof (2018). The majority of the main level has hardwood floors (refinished 2024) along with fresh paint. There are three bedrooms with new ceiling fans and closets with lighting. The full bathroom in the main level was renovated (2021) with a stall shower and grab bars. There are pull-down stairs to access the attic. The lower level is also finished with a huge family room and half bathroom. You'll find separate laundry as well as a bonus room - perfect for storage. There are stairs to the huge screened porch with vaulted ceiling. The level rear yard has two sheds with electric.

Last Agent to Sell the Property

Laura Snyder

(410) 375-5779 laurasnyderhomes@gmail.com American Premier Realty, LLC License #615729 Listed on: 08/09/2024

American Premier Realty, LLC

Last Buyer's Agent

Jennifer Whittington

(443) 397-0451 jenw@lnf.com Long & Foster Real Estate, Inc. License #0225250061

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,983

Year Built

  • Built in 1961

Lot Details

  • 8,125 Sq Ft Lot
  • Chain Link Fence
  • Backs to Trees or Woods
  • Back and Front Yard
  • Property is in very good condition
  • Property is zoned R2

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Built-In Features
  • Ceiling Fan
  • Replacement Windows
  • Sliding Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Garden Views
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Gas Oven or Range
  • Extra Refrigerator or Freezer
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-in Shower

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Shelving

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Off-Street Parking

Accessible Home Design

  • Grab Bars

Outdoor Features

  • Enclosed Patio or Porch
  • Shed

Schools

  • Meadowvale Elementary School
  • Havre De Grace Middle School
  • Havre De Grace High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Chapel Terrace Subdivision

Listing and Financial Details

  • Tax Lot 15
  • Assessor Parcel Number 1306016952

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,983

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Grab Bars Mod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-08-09
  • Federal Flood Zone: No
  • Year Built: 1961
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Washer, Oven/Range - Gas, Refrigerator, Extra Refrigerator/Freezer, Exhaust Fan
  • Flooring Type: Hardwood, Ceramic Tile
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Eat-In, Kitchen - Table Space, Bathroom - Stall Shower, Wood Floors, Attic, Pantry
  • Window Features: Replacement
  • Fireplace: No
  • Door Features: Storm, Sliding Glass
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Recreation Room, Half Bath
  • Basement: Yes
  • Basement Type: Full, Partially Finished, Outside Entrance, Shelving
  • Laundry Type: Lower Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2012
  • Living Area Sq Ft: 1812
  • Price Per Sq Ft: 312.50
  • Above Grade Finished Sq Ft: 1008
  • Below Grade Finished Sq Ft: 804
  • Below Grade Sq Ft: 200
  • Total Below Grade Sq Ft: 1004
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Secure Storage
  • Roof: Architectural Shingle
  • Spa: No
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas Available
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public
  • Internet Services: DSL

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: MEADOWVALE
  • High School: HAVRE DE GRACE
  • Middle Or Junior School: HAVRE DE GRACE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Front Yard, Rear Yard, Backs To Trees
  • Lot Size Acres: 0.19
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8125.00
  • Outdoor Living Structures: Enclosed, Porch(es), Patio(s)
  • Property Condition: Very Good
  • Zoning: R2
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2983.00
  • Assessor Parcel Number: 1306016952
  • Tax Lot: 15
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 9, 2024
Closed on
Sep 12, 2024
Sold by
Miller Ralima K and Miller Michael T
Bought by
Samuels Brien
Seller's Agent
Laura Snyder
American Premier Realty, LLC
Buyer's Agent
Jennifer Whittington
Long & Foster Real Estate, Inc.
List Price
$315,000
Sold Price
$320,000
Premium/Discount to List
$5,000
1.59%
Views
39
Current Estimated Value
$343,361

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,361
Avg. Annual Appreciation
5.85%

Purchase Details

Closed on
Feb 2, 1995
Sold by
Dimauro Biaggio
Bought by
Miller Herbert T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,750
Interest Rate
9.13%

Purchase Details

Closed on
Aug 2, 1988
Sold by
Ervin Crawford Leroy
Bought by
Dimauro Biaggio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,000
Interest Rate
10.49%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Samuels Brien $320,000 None Listed On Document
Samuels Brien $320,000 None Listed On Document
Miller Herbert T $105,000 --
Dimauro Biaggio $81,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Miller Herbert T $99,750
Previous Owner Dimauro Biaggio $71,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2024 09/12/24 Sold $320,000 +1.6% $177 / Sq Ft
08/18/2024 08/18/24 Pending -- -- --
08/09/2024 08/09/24 For Sale $315,000 -- $174 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,891 $233,300 $0 $0
2024 $1,891 $198,400 $70,300 $128,100
2023 -- $196,500 $0 $0
2022 $2,121 $194,600 $0 $0
2021 $1,931 $192,700 $70,300 $122,400
2020 $1,931 $192,000 $0 $0
2019 $1,924 $191,300 $0 $0
2018 $0 $190,600 $80,300 $110,300
2017 $2,994 $190,600 $0 $0
2016 -- $190,600 $0 $0
2015 -- $193,100 $0 $0
2014 -- $193,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2034512

Bright MLS

APN: 06-016952