NOT LISTED FOR SALE

631 E 4th St Mishawaka, IN 46544

Estimated Value: $183,000 - $204,000

3 Beds
1.5 Baths
2,178 Sq Ft
$90/Sq Ft Est. Value

Last Sold June 30, 2023

Last sale price $176,000 $81 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $1,178/month

14 Days on Market

Highlights

  • Formal Dining Room
  • Forced Air Heating and Cooling System
  • 3-minute walk to Bingham Park
  • 2 Car Detached Garage
  • Level Lot

About This Home

As of June 2023

Well kept and spacious home located in Mishawaka and close to downtown. Enjoy the enclosed front porch or the fenced back yard that leads to a 2 stall detached garage. Step inside the front door, you will notice the tall ceilings and beautiful hard wood floors and trim which runs throughout the home. The rooms throughout the home are very spacious! The basement is partially finished and ready for you to make it your own. Home is being sold "AS IS"

Last Agent to Sell the Property

Kathy McMillan

Berkshire Hathaway HomeServices Elkhart Listed on: 05/19/2023

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Scott Hope

American Dream Team Real Estate Brokers

American Dream Team Real Estate Brokers

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,402

Year Built

  • Built in 1923

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 54x118
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • Formal Dining Room

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Location

  • Suburban Location

Schools

  • Beiger Elementary School
  • John Young Middle School
  • Mishawaka High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Ward Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-09-15-179-001.000-023

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,402

Year Built

Built in 1923

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1923
  • Age: 100
  • Style: Two Story
  • Total Number of Rooms: 10
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: Lot 4 & 5 Eberhart & Wards Sub Of Lot C Strong 1st Add
  • Parcel Number ID: 71-09-15-179-001.000-023
  • Platted: Yes
  • Amenities: Formal Dining Room
  • Location: City/Town/Suburb
  • Sp Lp Percent: 102.03
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2618
  • Total Finished Sq Ft: 2178
  • Above Grade Finished Sq Ft: 1778
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 440
  • Price Per Sq Ft: 98.99
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished
  • Basement Material: Block
  • Bedroom 1: Dimensions: 19x11, On Level: Upper
  • Bedroom 2: Dimensions: 14x13, On Level: Upper
  • Bedroom 3: Dimensions: 14x13, On Level: Upper
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 840

Exterior Features

  • Exterior: Aluminum, Brick
  • Outbuilding1: None
  • Fence: Chain Link

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 21x22
  • Garage Sq Ft: 462
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • School District: School City of Mishawaka
  • Elementary School: Beiger
  • Middle School: John Young
  • High School: Mishawaka
  • Elementary School: Beiger

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 54x118
  • Estimated Lot Sq Ft: 6534
  • Estimated Lot Size Acres: 0.15

Tax Info

  • Annual Taxes: 1402
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Mishawaka
  • Middle School: John Young
  • School District: School City of Mishawaka

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2023
Closed on
Jul 14, 2023
Sold by
Grange Reene L
Bought by
Ferris Jarrod and Adams Denelle
Seller's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Scott Hope
American Dream Team Real Estate Brokers
List Price
$172,500
Sold Price
$176,000
Premium/Discount to List
$3,500
2.03%
Views
98
Current Estimated Value
$195,739

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,739
Avg. Annual Appreciation
4.84%
Original Mortgage
$10,560
Interest Rate
0.7%

Purchase Details

Listed on
May 19, 2023
Closed on
Jun 30, 2023
Sold by
Grange Reene L
Bought by
Ferris Jarrod and Adams Denelle
Seller's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Scott Hope
American Dream Team Real Estate Brokers
List Price
$172,500
Sold Price
$176,000
Premium/Discount to List
$3,500
2.03%
Views
98

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,560
Interest Rate
0.7%

Purchase Details

Listed on
May 19, 2023
Closed on
May 11, 2023
Sold by
Grange Reene L and Grange John
Bought by
Grange Reene L
Seller's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Scott Hope
American Dream Team Real Estate Brokers
List Price
$172,500
Sold Price
$176,000
Premium/Discount to List
$3,500
2.03%
Views
98

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,720
Interest Rate
6.71%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 19, 2023
Closed on
May 2, 2023
Sold by
Grange Reene L and Grange John
Bought by
Grange Reene L
Seller's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Scott Hope
American Dream Team Real Estate Brokers
List Price
$172,500
Sold Price
$176,000
Premium/Discount to List
$3,500
2.03%
Views
98

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,720
Interest Rate
6.71%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 26, 2022
Closed on
Oct 12, 2022
Sold by
Wright Chelsey
Bought by
Grange Reene L and Grange John
Seller's Agent
Tara Northam
Berkshire Hathaway HomeServices Northern Indiana Real Estate
Buyer's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
List Price
$162,900
Sold Price
$165,000
Premium/Discount to List
$2,100
1.29%
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.99%
Original Mortgage
$156,750
Interest Rate
5.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 27, 2020
Sold by
Tracey White
Bought by
White Tracey and White Katharine

Purchase Details

Closed on
Jul 21, 2020
Sold by
White Tracey
Bought by
White Tracey and White Katharine

Purchase Details

Closed on
Jan 21, 2020
Sold by
White Tracey and White Katharine
Bought by
Wright Chelsey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,160
Interest Rate
2.67%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 7, 2014
Closed on
Dec 19, 2014
Sold by
Hums Lawrence H and Hums Rachel J
Bought by
White Tracey
Seller's Agent
Kathy White
Berkshire Hathaway HomeServices Northern Indiana Real Estate
Buyer's Agent
Daniel Weaver
C21 Affiliated
List Price
$80,000
Sold Price
$82,200
Premium/Discount to List
$2,200
2.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$80,711
Interest Rate
4.37%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ferris Jarrod -- Title Resource Agency
Ferris Jarrod -- Title Resource Agency
Grange Reene L -- None Listed On Document
Grange Reene L -- None Listed On Document
Grange Reene L -- Fidelity National Title
White Tracey -- Wrona Katy
White Tracey -- Wrona Katy
Wright Chelsey -- Fidelity National Title
White Tracey -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Ferris Jarrod $10,560
Open Ferris Jarrod $170,720
Closed Ferris Jarrod $170,720
Previous Owner Grange Reene L $156,750
Previous Owner Wright Chelsey $124,160
Previous Owner White Tracey $80,711
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2023 06/30/23 Sold $176,000 +2.0% $81 / Sq Ft
06/02/2023 06/02/23 Pending -- -- --
05/19/2023 05/19/23 For Sale $172,500 +4.5% $79 / Sq Ft
09/30/2022 09/30/22 Sold $165,000 +1.3% $93 / Sq Ft
08/26/2022 08/26/22 For Sale $162,900 +27.3% $92 / Sq Ft
01/21/2021 01/21/21 Sold $128,000 0.0% $72 / Sq Ft
12/21/2020 12/21/20 Pending -- -- --
12/18/2020 12/18/20 For Sale $128,000 +55.7% $72 / Sq Ft
12/19/2014 12/19/14 Sold $82,200 +2.8% $38 / Sq Ft
11/17/2014 11/17/14 Pending -- -- --
10/07/2014 10/07/14 For Sale $80,000 -- $37 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,681 $162,800 $27,400 $135,400
2023 $1,681 $147,400 $27,500 $119,900
2022 $1,694 $147,400 $27,500 $119,900
2021 $1,402 $123,100 $13,600 $109,500
2020 $1,247 $110,300 $12,700 $97,600
2019 $1,197 $105,900 $12,200 $93,700
2018 $829 $82,200 $10,000 $72,200
2017 $843 $80,900 $10,000 $70,900
2016 $803 $80,900 $10,000 $70,900
2014 $827 $80,100 $10,000 $70,100
2013 $2,341 $83,400 $10,000 $73,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202316426

Indiana Regional MLS

APN: 71-09-15-179-001.000-023