NOT LISTED FOR SALE

631 E Clearwater Dr Layton, UT 84041

Estimated Value: $413,000 - $433,000

4 Beds
4 Baths
2,252 Sq Ft
$188/Sq Ft Est. Value

About This Home

This home is located at 631 E Clearwater Dr, Layton, UT 84041 and is currently estimated at $422,502, approximately $187 per square foot. 631 E Clearwater Dr is a home located in Davis County with nearby schools including Creekside Elementary School, Fairfield Junior High School, and Davis High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 25, 2025
Sold by
Benson Jennifer and Bertagnole Jennifer
Bought by
Spongberg Scott C and Spongberg Jennifer R
Current Estimated Value
$422,502

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$339,200
Outstanding Balance
$339,200
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$83,302

Purchase Details

Closed on
Jan 22, 2024
Sold by
Sirstins Debra
Bought by
Bertagnole Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
7.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 14, 2008
Sold by
Fraley Lance A
Bought by
Starke Debra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,827
Interest Rate
5.87%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 15, 2005
Sold by
Smedley Tricia
Bought by
Fraley Lance A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
5.76%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 8, 2003
Sold by
Terraventure Development Ltd
Bought by
Smedley Tricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,800
Interest Rate
5.71%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spongberg Scott C -- Us Title
Bertagnole Jennifer -- First American Title Insurance
Starke Debra -- Bonneville Superior Title
Fraley Lance A -- Bonneville Title Company
Smedley Tricia -- Backman Stewart Title Servic
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spongberg Scott C $339,200
Previous Owner Bertagnole Jennifer $305,000
Previous Owner Starke Debra $186,258
Previous Owner Starke Debra $195,827
Previous Owner Fraley Lance A $154,000
Previous Owner Smedley Tricia $124,800
Closed Smedley Tricia $23,307
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,810 $191,400 $52,250 $139,150
2023 $1,937 $361,000 $91,000 $270,000
2022 $2,059 $208,450 $45,650 $162,800
2021 $1,881 $284,000 $69,000 $215,000
2020 $1,775 $257,000 $51,000 $206,000
2019 $1,763 $250,000 $49,000 $201,000
2018 $1,517 $216,000 $49,000 $167,000
2016 $1,333 $97,900 $26,950 $70,950
2015 $1,254 $87,450 $26,950 $60,500
2014 $1,419 $101,143 $18,333 $82,810
2013 -- $102,553 $17,325 $85,228
Source: Public Records

Map

Utah Davis County Layton 84041

631 E Clearwater Dr, Layton, UT

This home is located at 631 E Clearwater Dr, Layton, UT 84041 and is currently estimated at $422,502, approximately $187 per square foot. 631 E Clearwater Dr is a home located in Davis County with nearby schools including Creekside Elementary School, Fairfield Junior High School, and Davis High School.

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