NOT LISTED FOR SALE

631 Lakeshore Cove Dr Fort Oglethorpe, GA 30742

Estimated Value: $406,823 - $450,000

4 Beds
2.5 Baths
2,309 Sq Ft
$188/Sq Ft Est. Value

Last Sold January 14, 2022

Last sale price $355,000 $154 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,785/month

Highlights

  • River Access
  • Gated Community
  • Open Floorplan
  • Heritage Middle School Rated A-
  • Waterfront
  • Clubhouse

About This Home

As of January 2022

This beautiful four bedroom home is located in the gated community of Lakeshore Cove subdivision, This home has four bedrooms, 2 1/2 bathrooms, a living room, dining room, kitchen and bonus room. The master is on the main level with a huge walk-in closet, double vanity, separate jetted tub and shower. Upstairs there are 3 good sized bedrooms, a full bathroom, bonus room and a walk-out attic with tons of storage. Back deck and flat lot.

Last Agent to Sell the Property

Michael Lee

Keller Williams Realty Listed on: 12/09/2021

Last Buyer's Agent

Michael Lee

Keller Williams Realty Listed on: 12/09/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,861

Year Built

  • Built in 2006

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 90x100
  • Waterfront
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $39 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 2,309 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Insulated Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Den with Fireplace
  • Bonus Room
  • Basement
  • Crawl Space
  • Walk-In Attic

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • River Access
  • Deck
  • Covered patio or porch

Schools

  • Battlefield Elementary School
  • Lakeview Middle School
  • Lakeview-Ft. Oglethorpe High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 0004a-023

Community Details

Overview

  • Lakeshore Cove Subdivision

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,861

Year Built

Built in 2006

Lot Details

0

HOA Fees

$39 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Lot Size: 90X100
  • Subdivision Name: Lakeshore Cove
  • Directions: From I-75 S, take exit 353 toward Rossville/Ft Oglethorpe. Turn right onto GA-146 W/Cloud Springs Rd, left onto Mineral Ave then continue onto Fort Town Dr. Turn right onto Battlefield Pkwy, left onto Lake Shore Dr, left onto Lakeshore Cove Dr. The home will be on the left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2309.0
  • New Construction: No
  • Year Built: 2006
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 0004a-023
  • Location Tax and Legal Elementary School: Battlefield Elementary
  • Location Tax and Legal Middle Or Junior School2: Lakeview Middle
  • Location Tax and Legal High School: Lakeview-Ft. Oglethorpe
  • Location Tax and Legal:Tax Annual Amount: 2861.11
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: Yes
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.21
  • General Property Information Lot Size Square Feet2: 9147.6
  • General Property Information Lot Size Dimensions: 90X100
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Security Features:Smoke Detector(s): Yes
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Interior Features Breakfast Nook: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Foundation Details Stone2: Yes
  • Special Features: None

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Lot Features: Level, Split Possible
  • View: No
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: Yes
  • Construction Type: Brick, Fiber Cement, Other
  • Foundation Details: Brick/Mortar, Stone
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Window Features:Insulated Windows: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Gated Community, Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks
  • Senior Community: No
  • Association Fee: 465.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 465.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Battlefield Elementary
  • High School: Lakeview-Ft. Oglethorpe
  • Middle Or Junior School: Lakeview Middle

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Additional Parcels: No
  • Parcel #: 0004a-023
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2861.11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2021
Closed on
Jan 14, 2022
Sold by
Layne Thomas
Bought by
Hancock Derrick and Hancock Erin
Seller's Agent
Michael Lee
Keller Williams Realty
Buyer's Agent
Michael Lee
Keller Williams Realty
List Price
$374,900
Sold Price
$355,000
Premium/Discount to List
-$19,900
-5.31%
Current Estimated Value
$432,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$77,941
Avg. Annual Appreciation
5.83%
Original Mortgage
$284,000
Outstanding Balance
$264,735
Interest Rate
3.22%
Mortgage Type
Cash
Estimated Equity
$168,206

Purchase Details

Listed on
Jan 6, 2021
Closed on
Feb 23, 2021
Sold by
Carter Ruth A
Bought by
Layne Thomas and Layne Jymea
Seller's Agent
Jake Kellerhals
Keller Williams Realty
Buyer's Agent
Michael Lee
Keller Williams Realty
List Price
$299,900
Sold Price
$298,597
Premium/Discount to List
-$1,303
-0.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.46%
Original Mortgage
$293,092
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 27, 2018
Sold by
Cloud Ronald Matthew
Bought by
Carter Ruth A and Carter Teri

Purchase Details

Closed on
Apr 21, 2009
Sold by
Pratt & Associates Llc
Bought by
Cloud Ronald Matthew and Cloud Kelly D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
4.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 7, 2007
Sold by
Not Provided
Bought by
Cloud Ronald Matthew and Cloud Kelly D

Purchase Details

Closed on
Apr 17, 2006
Sold by
Not Provided
Bought by
Cloud Ronald Matthew and Cloud Kelly D
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hancock Derrick $355,000 --
Layne Thomas $298,597 --
Carter Ruth A $251,400 --
Cloud Ronald Matthew -- --
Cloud Ronald Matthew $235,000 --
Cloud Ronald Matthew $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hancock Derrick $284,000
Previous Owner Layne Thomas G $293,092
Previous Owner Carter Ruth A $202,671
Previous Owner Cloud Ronald M $215,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/14/2022 01/14/22 Sold $355,000 0.0% $154 / Sq Ft
01/14/2022 01/14/22 Sold $355,000 -5.3% $154 / Sq Ft
12/09/2021 12/09/21 Pending -- -- --
12/09/2021 12/09/21 For Sale $374,900 0.0% $162 / Sq Ft
12/09/2021 12/09/21 Pending -- -- --
11/11/2021 11/11/21 For Sale $374,900 +25.6% $162 / Sq Ft
02/23/2021 02/23/21 Sold $298,597 0.0% $129 / Sq Ft
02/23/2021 02/23/21 Sold $298,597 -0.4% $129 / Sq Ft
01/25/2021 01/25/21 Pending -- -- --
01/25/2021 01/25/21 Pending -- -- --
01/06/2021 01/06/21 For Sale $299,900 0.0% $130 / Sq Ft
12/10/2020 12/10/20 For Sale $299,900 -- $130 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,250 $161,536 $16,000 $145,536
2023 $3,819 $135,948 $16,000 $119,948
2022 $3,060 $108,941 $16,000 $92,941
2021 $2,207 $108,941 $16,000 $92,941
2020 $2,861 $96,898 $16,000 $80,898
2019 $2,115 $93,858 $12,960 $80,898
2018 $2,680 $85,528 $12,960 $72,568
2017 $2,561 $85,421 $12,960 $72,461
2016 $2,555 $81,675 $12,960 $68,715
2015 -- $81,675 $12,960 $68,715
2014 -- $81,675 $12,960 $68,715
2013 -- $81,674 $12,960 $68,714
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1346106

Greater Chattanooga REALTORS®

APN: 0004A-023