Leanne Smits
Real Estate One-Royal Oak
(947) 282-9638
65 Total Sales
3 in Ferndale
$252K - $401K Price Range
631 Spencer St Ferndale, MI 48220
Ferndale AreaEstimated Value: $202,618
3
Beds
1
Bath
1,137
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- No HOA
- 2 Car Detached Garage
- Forced Air Heating System
- Covered Patio or Porch
- Bungalow
- Gas Fireplace
About This Home
As of January 2026GREAT STARTER OR INVESTMENT HOME !!! Spacious 3 Bedroom, 1 Full Bath Home. Generous Living Room w/Hardwood Floor, Natural Fireplace w/Brick Hearth & Built-In Shelving. Remodeled Kitchen w/White Shaker Cabinets, Quartz Countertop, New Faucet & Vinyl Flooring. Generously Sized Dining Room w/New Vinyl Floors & Door Wall to Fenced Back Yard. Upstairs Features 3 Bedrooms w/Hardwood Floors. Full Bathroom w/Ceramic Tile. Full Basement w/Laundry & Plenty of Storage Area. 2 Car Detached Garage. Great Location, Minutes to I-75, Detroit Zoo, Detroit Golf Club, Beaumont Hospital, Shopping & Restaurants. If you are looking for your First Home, with payments less than rent, this is it! (Taxes will be LOWER with Owner-Occupant.)
Last Agent to Sell the Property
Arterra Realty Michigan LLC License #6501304368 Listed on: 10/31/2024
Last Buyer's Agent
Arterra Realty Michigan LLC License #6501304368 Listed on: 10/31/2024
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Home Details
Home Type
- Single Family
Year Built
- Built in 1926
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 35x119x35x119
- Back Yard Fenced
Parking
- 2 Car Detached Garage
Home Design
- Bungalow
- Block Foundation
- Asphalt Roof
Interior Spaces
- 1,137 Sq Ft Home
- 2-Story Property
- Gas Fireplace
- Unfinished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Additional Features
- Covered Patio or Porch
- Ground Level
Community Details
- No Home Owners Association
- Hugo Scherer's Sub Subdivision
Listing and Financial Details
- Assessor Parcel Number 2535306049
- Seller Concessions Offered
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 31, 2024
Closed on
Jan 20, 2026
Sold by
Bought by
Seller's Agent
Haig Istamboulian
Arterra Realty Michigan LLC
Buyer's Agent
Haig Istamboulian
Arterra Realty Michigan LLC
List Price
$189,900
Sold Price
$181,000
Premium/Discount to List
-$8,900
-4.69%
Views
188
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,618
Avg. Annual Appreciation
23.72%
Original Mortgage
$162,900
Outstanding Balance
$162,115
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$40,503
Purchase Details
Closed on
Feb 28, 2022
Sold by
Bought by
Purchase Details
Closed on
Jun 28, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$4,207,000
Interest Rate
3.94%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Apr 19, 2015
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,950,000
Interest Rate
3.64%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Apr 23, 2012
Closed on
Jun 25, 2012
Sold by
Bought by
Seller's Agent
Michael Frank
Frank Real Estate Inc
List Price
$30,000
Sold Price
$27,100
Premium/Discount to List
-$2,900
-9.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.35%
Purchase Details
Closed on
Mar 8, 2011
Sold by
Bought by
Purchase Details
Closed on
May 4, 2010
Sold by
Bought by
Purchase Details
Closed on
Mar 14, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,196
Interest Rate
5.89%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 15, 1999
Sold by
Bought by
Purchase Details
Closed on
Feb 15, 1998
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ferndale, MI
-
Leanne Smits
-
David Petrouleas
David Petrouleas
Responds QuicklyEXP Realty Shelby Twp
(313) 992-1544
61 Total Sales
1 in Ferndale
$280,500 Price
-
Timothy Tripon
Timothy Tripon
Community Choice Realty Inc
(947) 218-7245
48 Total Sales
1 in Ferndale
$269,000 Price
-
Ray Ashley
Ray Ashley
Coldwell Banker Town & Country
(810) 775-4839
55 Total Sales
2 in Ferndale
$115K - $175K Price Range
-
Eric Jurmo
Eric Jurmo
KW Platinum
(586) 666-6303
251 Total Sales
4 in Ferndale
$197K - $250K Price Range
-
Jennifer Hemstrom
Jennifer Hemstrom
Thrive Realty Company
(947) 224-7983
231 Total Sales
8 in Ferndale
$170K - $310K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $181,000 | Sterling Title Agency | ||
| -- | None Listed On Document | ||
| -- | None Available | ||
| -- | None Available | ||
| $27,100 | None Available | ||
| -- | None Available | ||
| $122,637 | None Available | ||
| -- | Devon Title Agency | ||
| $49,396 | -- | ||
| $49,396 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $162,900 | ||
| Previous Owner | $4,207,000 | ||
| Previous Owner | $4,207,000 | ||
| Previous Owner | $1,950,000 | ||
| Previous Owner | $7,922 | ||
| Previous Owner | $118,196 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/20/2026 01/20/26 | Sold | $181,000 | -4.7% | $159 / Sq Ft | |
| 01/19/2026 01/19/26 | Pending | -- | -- | -- | |
| 11/14/2025 11/14/25 | For Sale | $189,900 | 0.0% | $167 / Sq Ft | |
| 04/07/2025 04/07/25 | Pending | -- | -- | -- | |
| 11/21/2024 11/21/24 | Price Changed | $189,900 | -2.6% | $167 / Sq Ft | |
| 11/08/2024 11/08/24 | Price Changed | $194,900 | -2.5% | $171 / Sq Ft | |
| 10/31/2024 10/31/24 | For Sale | $199,900 | +637.6% | $176 / Sq Ft | |
| 07/03/2012 07/03/12 | Sold | $27,100 | -9.7% | $24 / Sq Ft | View Prior Sale |
| 06/01/2012 06/01/12 | Pending | -- | -- | -- | |
| 04/23/2012 04/23/12 | For Sale | $30,000 | -- | $26 / Sq Ft |
Source: Realcomp
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,889 | $112,610 | $0 | $0 |
| 2024 | $5,792 | $109,770 | $0 | $0 |
| 2023 | $6,864 | $103,090 | $0 | $0 |
| 2022 | $5,445 | $91,260 | $0 | $0 |
| 2021 | $5,251 | $85,730 | $0 | $0 |
| 2020 | $5,025 | $78,650 | $0 | $0 |
| 2019 | $5,063 | $72,720 | $0 | $0 |
| 2018 | $5,049 | $66,900 | $0 | $0 |
| 2017 | $4,975 | $66,850 | $0 | $0 |
| 2016 | $5,120 | $64,320 | $0 | $0 |
| 2015 | -- | $59,170 | $0 | $0 |
| 2014 | -- | $51,260 | $0 | $0 |
| 2011 | -- | $41,870 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Haig Istamboulian
Seller's Agent in 2026
Haig Istamboulian
Arterra Realty Michigan LLC
(248) 379-6547
251 Total Sales
-
M
Seller's Agent in 2012
Michael Frank
Frank Real Estate Inc
Map
Source: Realcomp
MLS Number: 20240075430
APN: 25-35-306-049
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX provided courtesy of Realcomp II Ltd. via Ten-X and MLS
Copyright 2026 Realcomp II Ltd. Shareholders
IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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