NOT LISTED FOR SALE

632 Clove Rd Cobleskill, NY 12043

Estimated Value: $219,000 - $481,113

4 Beds
2 Baths
2,900 Sq Ft
$123/Sq Ft Est. Value

Sale Details

Date Sold: August 17, 2023

Last sale price $420,000 $145 Per Sq Ft

Est. 15% decrease in value since last sale

Current estimated payment $2,351 / mo

25 Days on Market

Highlights

  • 55.8 Acre Lot
  • Farmhouse Style Home
  • 10 Car Detached Garage
  • Wood Flooring
  • 1 Fireplace
  • Country Kitchen

About This Home

As of August 2023

Surrounded by over 55 acres of tranquil countryside, this move-in ready circa 1875 4-bedroom, 2-bath Farmhouse is waiting for you to call it home. The house features an open floor plan, spacious living room with original wood floors and cozy wood stove, formal dining room, and beautifully updated kitchen. The outbuildings offer 40'x72' clear span pole barn with 14' ceiling heights, two story barn with first floor run in and second floor drive in hay mow, a 2-bay garage with workshop and heated rec room/office. Perfect hobby farm located on a quiet country road. A must see!

Last Agent to Sell the Property

Matthew Loder

Listing by Country Boy Realty License #10311204132 Listed on: 06/01/2023

Last Buyer's Agent

NON MLS

Listing by Syracuse Non-MLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,464

Year Built

  • Built in 1875

Lot Details

  • 55.8 Acre Lot
  • Lot Dimensions are 315x878

Parking

  • 10 Car Detached Garage
  • Dirt Driveway

Home Design

  • Farmhouse Style Home
  • Stone Foundation
  • Stone

Interior Spaces

  • 2,900 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Family Room
  • Partially Finished Basement

Kitchen

  • Country Kitchen
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Farming

  • Agricultural

Utilities

  • Heating System Uses Oil
  • Heating System Uses Wood
  • Baseboard Heating
  • Hot Water Heating System
  • Well
  • Oil Water Heater
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 54.-3-29.121

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,464

Year Built

Built in 1875

Lot Details

55.8 Acres

Parking

10

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1875
  • Lot Features: Agricultural
  • Directions: From Cobleskill, take N Grand St to NY-10 N about 4.5 miles, turn left on Clove Rd, property will be on the left
  • Architectural Style: Farmhouse
  • Flooring: Carpet, Hardwood, Tile, Varies
  • Garage Yn: Yes
  • Interior Features: Country Kitchen
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave, Oil Water Heater, Refrigerator, Washer
  • Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 55.8
  • Waterfront: No
  • Construction Type: Other, Stone, See Remarks
  • Exterior Features: Dirt Driveway
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 10.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Oil, Wood, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: High Speed Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Parcel Number: 54.-3-29.121
  • Lot Dimensions: 315X878
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7464.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2023
Closed on
Aug 15, 2023
Sold by
Mayott Joseph R and Mayott Lincoln E
Bought by
Cascio Ksusha
Seller's Agent
Matthew Loder
Country Boy Realty
Buyer's Agent
NON MLS
Syracuse Non-MLS
List Price
$429,900
Sold Price
$420,000
Premium/Discount to List
-$9,900
-2.3%
Views
61
Current Estimated Value
$355,528

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$64,472
Avg. Annual Appreciation
-6.05%
Original Mortgage
$320,000
Outstanding Balance
$310,475
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$45,053

Purchase Details

Closed on
Aug 3, 2009
Sold by
Nilligan James P and Nilligan Denise
Bought by
Testa Paul J and Testa Deborah A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,464
Interest Rate
5.28%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 12, 2003
Sold by
Clayton Benjamin Karen
Bought by
Nelligan James
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cascio Ksusha -- None Listed On Document
Testa Paul J $140,000 Sciocchetti & Assoc
Nelligan James $155,000 Frederick Xlander
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cascio Ksusha $320,000
Previous Owner Testa Paul J $137,464
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/17/2023 08/17/23 Sold $420,000 -2.3% $145 / Sq Ft
06/26/2023 06/26/23 Pending -- -- --
06/01/2023 06/01/23 For Sale $429,900 -- $148 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,746 $112,100 $22,000 $90,100
2024 $5,746 $112,100 $22,000 $90,100
2023 $5,686 $112,100 $22,000 $90,100
2022 $5,614 $112,100 $22,000 $90,100
2021 $5,559 $112,100 $22,000 $90,100
2020 $4,944 $112,100 $22,000 $90,100
2019 $4,656 $112,100 $22,000 $90,100
2018 $4,656 $112,100 $22,000 $90,100
2017 $4,314 $112,100 $22,000 $90,100
2016 $4,324 $112,100 $22,000 $90,100
2015 -- $112,100 $22,000 $90,100
2014 -- $112,100 $22,000 $90,100
Source: Public Records

Agents Affiliated with this Home

  • Matthew Loder

    Seller's Agent in 2023

    Matthew Loder

    Country Boy Realty

    (518) 378-1235

    33 in this area

    564 Total Sales

    Matthew Loder
    Section Image

  • N

    Buyer's Agent in 2023

    NON MLS

    Syracuse Non-MLS

See All Agents

Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1475999

Otsego-Delaware Board of REALTORS®

APN: 434400-054-000-0003-029-121-0000

New York Schoharie County Cobleskill 12043

632 Clove Rd, Cobleskill, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Otsego-Delaware Board of REALTORS® The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Homes.com, LLC are marked with the IDX logo and include the Listing Broker’s Firm Name.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Homes.com, LLC shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.