$118,000
SOLD AUG 15, 2025

632 Laurel St Ludlow, KY 41016

1 Bed
1 Bath
665 Sq Ft
2,994 Sq Ft Lot

Recently Sold

$177 Per Sq Ft

31% Above List Price

6 Days on Market

Highlights

  • Property is near public transit
  • No HOA
  • Cottage
  • Wood Flooring
  • Neighborhood Views
  • Wood Frame Window

About This Home

As of August 2025

Love the Lud? Then hurry & take a look at this cozy little 3 room home-great rental or starter home! * Needs some work but is in move in condition!* Home has original hardwood floors and woodwork with classic french doors* Bedroom has a walkin closet* Bath room has title flooring ,tub with shower* Kitchen includes stove, refrigerator and free standing wood cabinet-plenty of food storage space* Basement with block glass windows has laundry area with plently of storage area and also an area that could be finished for future use* Walkout backdoor to large flat backyard with off street parking pad* Located in a very convenient area-! walkable neighborhood to local businesses & park!

Last Agent to Sell the Property

Robin Donovan

Coldwell Banker Realty FM License #188720 Listed on: 07/22/2025

Coldwell Banker Realty FM

Last Buyer's Agent

Jimita Tucker

Huff Realty - Florence License #296285

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,430

Year Built

  • Built in 1920

Lot Details

  • 2,994 Sq Ft Lot
  • Lot Dimensions are 25 x 120
  • Wood Fence
  • Chain Link Fence
  • Level Lot
  • Cleared Lot

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 665 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Ceiling Fan
  • Non-Functioning Fireplace
  • Brick Fireplace
  • Wood Frame Window
  • Living Room
  • Neighborhood Views

Kitchen

  • Eat-In Country Kitchen
  • Gas Range

Flooring

  • Wood
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • Walk-In Closet
  • 1 Full Bathroom
  • Bathtub with Shower

Unfinished Basement

  • Laundry in Basement
  • Basement Windows

Parking

  • On-Street Parking
  • Off-Street Parking

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Porch
  • Property is near public transit

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-34-02-024.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,430

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1920
  • Lot Size: 25 x 120
  • Road Frontage Type: City Street
  • Ownership: Consumer
  • Directions: North on Dixie Hwy in Ft Wright,turn left on Sleepy Hollow Rd. , Straight on Deverill,Right on Laurel St
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 25 x 120
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.0687
  • General Property Description:Living Area: 665.0
  • General Property Description:Lot Size Square Feet: 2994.0
  • Structure Type:House: Yes
  • Miscellaneous Home Warranty: No
  • Location Tax Legal Info:Tax ID: 026-34-02-024.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Fencing:Chain Link: Yes
  • Cooling:Window Unit(s): Yes
  • Architecture:Cottage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen, Ceiling Fan(s), Natural Woodwork
  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Gas Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace Features: Brick, Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 665.0
  • Window Features: Wood Frames
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Unfinished2: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Glass Block Windows: Yes
  • Fireplace Features:Brick3: Yes

Exterior Features

  • View: Neighborhood
  • Fencing: Chain Link, Wood
  • Roof: Shingle
  • Lot Features: Cleared, Level, Near Public Transit
  • View: Yes
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 2994.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2025
Closed on
Aug 15, 2025
Sold by
Royer Penny L
Bought by
Gregory Tanya
Seller's Agent
Robin Donovan
Coldwell Banker Realty FM
Buyer's Agent
Jimita Tucker
Huff Realty - Florence
List Price
$89,900
Sold Price
$118,000
Premium/Discount to List
$28,100
31.26%
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-34.18%

Purchase Details

Closed on
Dec 23, 2011
Sold by
Walters Joel W and Veon Jennifer
Bought by
Royer Penny L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,529
Interest Rate
4.06%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 12, 2002
Sold by
Williams Keith E
Bought by
Walters Loretta J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,038
Interest Rate
7.16%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $118,000 American Homeland Title
Deed $58,000 360 American Title Svcs Llc
Deed $52,450 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $56,529 FHA
Previous Owner $52,038 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/15/2025 08/15/25 Sold $118,000 +31.3% $177 / Sq Ft
07/28/2025 07/28/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $89,900 -- $135 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,430 $110,000 $10,000 $100,000
2023 $1,416 $110,000 $10,000 $100,000
2022 $1,451 $110,000 $10,000 $100,000
2021 $882 $58,000 $10,000 $48,000
2020 $879 $58,000 $10,000 $48,000
2019 $874 $58,000 $10,000 $48,000
2018 $869 $58,000 $10,000 $48,000
2017 $858 $58,000 $10,000 $48,000
2015 $813 $58,000 $10,000 $48,000
2014 $782 $58,000 $10,000 $48,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634592

Northern Kentucky Multiple Listing Service

APN: 026-34-02-024.00