NOT LISTED FOR SALE

632 Ruth Cir Belvidere, IL 61008

Estimated Value: $190,000 - $209,000

3 Beds
1.5 Baths
960 Sq Ft
$207/Sq Ft Est. Value

Last Sold March 24, 2020

Last sale price $121,000 $126 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $1,389/month

69 Days on Market

Highlights

  • Wooded Lot
  • Fenced Yard
  • Forced Air Heating and Cooling System
  • Ranch Style House
  • Shed

About This Home

As of March 2020

Updated kitchen with granite sink and all quartz countertops. Newer appliances and five burner gas stove. Gorgeous LVT flooring all throughout living room and kitchen. Main level bathroom also updated. Shower has lifetime warranty. Windows are updated, roof is six years old. Basement bathroom needs to have a shower put in to become full bath. Plumbing is already there.

Last Agent to Sell the Property

John Sweeney

Gambino Realtors License #475171236 Listed on: 11/26/2019

Gambino Realtors

Last Buyer's Agent

NON-NWIAR Member

NorthWest Illinois Alliance of REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,685

Year Built

  • Built in 1977

Lot Details

  • 8,712 Sq Ft Lot
  • Fenced Yard
  • Wooded Lot

Home Design

  • Ranch Style House
  • Shingle Roof
  • Siding

Kitchen

  • Stove
  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • 2 Car Garage
  • Driveway

Outdoor Features

  • Shed

Schools

  • Washington Elementary School
  • Belvidere Jr High Middle School
  • Belvidere High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,685

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Type: Wooded
  • Additional Room 5: Bonus, Dimensions: 15x11.5, On Level: Lower
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Sump Pump, Washer
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 960
  • Estimated Below Grade Finished Sq Ft: 700
  • Exemptions: Owner
  • Front: 66
  • General Features: Garden Shed, L.L. Finished Space, Main Floor Master, Fenced Yard
  • Grid: B6
  • Legal Description: 35-44-3 WASHINGTON HGTS SUB PLAT 4 LT 54 632 RUTH CIR
  • Lot Acreage: 0.2
  • Lvt Date: 11/26/2019
  • Number of Main Level Full Bathrooms: 1
  • Number of Lower Level Half Bathrooms: 1
  • Rear: 130
  • Side 1: 66
  • Side 2: 130
  • Stove Range Fuel: Gas
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 110192
  • Elementary School: Washington Elementary
  • Garage Type Driveway: Detached
  • Pertinent Facts: Updated kitchen with granite sink and all quartz countertops. Newer appliances and five burner gas stove. Gorgeous LVT flooring all throughout living room and kitchen. Main level bathroom also updated. Shower has lifetime warranty. Windows are updated, roof is six years old. Basement bathroom needs to have a shower put in to become full bath. Plumbing is already there.
  • L O1 Brokerage Number: 478003863
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 12x10, On Level: Main
  • Bedroom 2: Dimensions: 12.5x9, On Level: Main
  • Bedroom 3: Dimensions: 10.5x9, On Level: Main
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 16x11, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 16x11
  • Recreation Room: Yes, On Level: Lower, Dimensions: 24x22.5
  • Total Bathrooms: 1.5
  • Basement: Yes

Exterior Features

  • Exterior: Siding
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Schools

  • School District: Belvidere 100
  • Elementary School: Washington Elementary
  • Middle School: Belvidere Jr High
  • High School: Belvidere High

Building Info

  • Year Built: 1977

Tax Info

  • Year: 2018
  • Taxes: 2685

MLS Schools

  • HighSchool: Belvidere High
  • School District: Belvidere 100
  • Middle School: Belvidere Jr High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2019
Closed on
Mar 24, 2020
Sold by
David Wilkening
Bought by
Pierce Julia A
Seller's Agent
John Sweeney
Gambino Realtors
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$124,900
Sold Price
$121,000
Premium/Discount to List
-$3,900
-3.12%
Current Estimated Value
$192,644

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,644
Avg. Annual Appreciation
9.06%
Original Mortgage
$118,808
Outstanding Balance
$106,121
Interest Rate
3.5%
Mortgage Type
Construction
Estimated Equity
$86,831

Purchase Details

Closed on
Nov 15, 2016
Sold by
Wilkening Tammy M
Bought by
Wilkening David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,500
Interest Rate
3.57%

Purchase Details

Closed on
Aug 1, 1995
Bought by
Wilkening David and Wilkening Tammy M
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pierce Julia A $121,000 Title Underwriters Agency
Wilkening David -- --
Wilkening David $98,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pierce Julia A $118,808
Previous Owner Wilkening David $71,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/24/2020 03/24/20 Sold $121,000 -3.1% $126 / Sq Ft
02/03/2020 02/03/20 Pending -- -- --
01/10/2020 01/10/20 For Sale $124,900 0.0% $130 / Sq Ft
12/29/2019 12/29/19 Pending -- -- --
12/18/2019 12/18/19 Price Changed $124,900 -3.8% $130 / Sq Ft
11/26/2019 11/26/19 For Sale $129,900 -- $135 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,019 $52,498 $3,805 $48,693
2023 $4,019 $45,971 $5,835 $40,136
2022 $3,521 $42,351 $5,835 $36,516
2021 $3,317 $40,172 $5,835 $34,337
2020 $2,744 $32,610 $6,152 $26,458
2019 $2,632 $49,388 $24,608 $24,780
2018 $2,685 $115,048 $90,877 $24,171
2017 $2,506 $29,653 $6,447 $23,206
2016 $2,472 $28,286 $6,342 $21,944
2015 $2,348 $26,574 $7,928 $18,646
2014 $1,264 $26,818 $7,928 $18,890
Source: Public Records

Agents Affiliated with this Home

  • John Sweeney

    Seller's Agent in 2020

    John Sweeney

    Gambino Realtors

    (815) 262-5769

    1 in this area

    62 Total Sales

    Section Image

  • N

    Buyer's Agent in 2020

    NON-NWIAR Member

    NorthWest Illinois Alliance of REALTORS®

    Section Image
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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 201907539

NorthWest Illinois Alliance of REALTORS®

APN: 05-35-455-003

Illinois Boone County Belvidere 61008

632 Ruth Cir, Belvidere, IL

This home is located at 632 Ruth Cir, Belvidere, IL 61008 since 26 November 2019 and is currently estimated at $198,568, approximately $206 per square foot. This property was built in 1977. 632 Ruth Cir is a home located in Boone County with nearby schools including Washington Academy, Belvidere South Middle School, and Belvidere High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthWest Illinois Alliance of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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