NOT LISTED FOR SALE

6323 Ruidoso Dr Saginaw, MI 48603

Estimated Value: $283,854 - $378,000

4 Beds
2 Baths
1,944 Sq Ft
$165/Sq Ft Est. Value

Last Sold June 25, 2014

Last sale price $173,500 $89 Per Sq Ft

Est. 85% increase in value since last sale

Current estimated payment $2,008/month

19 Days on Market

Highlights

  • Forced Air Heating and Cooling System
  • Ceiling Fan
  • 2 Car Garage
  • Sherwood Elementary School Rated A-

About This Home

As of June 2014

Nice 4 - Bedroom home in Bowden Farms North. Fireplace in Family Room. Brand new Kitchen Appliances from Maytag. 2nd. floor laundry room. Master bedroom has master bathroom and walk-in closet. A partially finished basement.

Last Agent to Sell the Property

*DNC* Gregg Matekel *DNC*

Berkshire Hathaway HomeServices License #SBR-6502358227 Listed on: 05/14/2014

Berkshire Hathaway HomeServices

Last Buyer's Agent

Elaine Kingry

Century 21 Signature Realty License #SBR-6501305131

Century 21 Signature Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 2003

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 82 x 132

Parking

  • 2 Car Garage

Home Design

  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1,944 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 23-12-4-07-4003-054

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,223

Year Built

Built in 2003

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board
  • Class: RESIDENTIAL CONDO
  • Type: 1 to 4 Units
  • Type Of Property: Residential
  • Structure Style: 2 Story
  • Flood Insurance: Not Required
  • Total Tax Amount: 2223
  • Total Tax Year: 2013
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal
  • Basement: Yes
  • Basement: Egress/Daylight Windows, Full, Poured
  • Bedrooms: 4
  • Bedroom 1: On 2nd Floor, Dimensions: 14 x 13
  • Bedroom 2: On 2nd Floor, Dimensions: 19 x 14
  • Bedroom 3: On 2nd Floor, Dimensions: 11 x 10
  • Bedroom 4: On 2nd Floor, Dimensions: 11 x 10
  • Bathrooms Description: MstrBdrm Full Bathroom
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Dining Room: On 1st Floor, Dimensions: 12 x 9
  • Family Room: On 1st Floor, Dimensions: 17 x 15
  • Kitchen: On 1st Floor, Dimensions: 16 x 12
  • Kitchen Features: Eat-In Kitchen
  • Laundry: On 2nd Floor, Dimensions: 6 x 3
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 1944
  • Total Finished Sq Ft: 1944

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Basement
  • Frontage: 82
  • Road: Paved Street

Garage/Parking

  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Schools

  • Middle School: White Pine Middle School
  • High School: Heritage High School

Lot Info

  • Assessor Parcel Number: 23-12-4-07-4003-054
  • Zoning: Residential
  • Location: Subdivision
  • Lot Description: Cleared
  • Lot Dimensions: 82 x 132
  • Section: 07
  • Acreage: 0.25
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2013, Amount: $1,384.00
  • Winter Tax: Year: 2013, Amount: $839.00
  • Taxable Value: 78300
  • Total Tax: Year: 2013, Amount: $2,223.00
  • SEV Year: 2014

MLS Schools

  • School District: Saginaw Twp Community School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2014
Closed on
Jun 25, 2014
Sold by
Osmond Angela Girardi
Bought by
Heidger Andrew and Heidger Carissa R
Seller's Agent
*DNC* Gregg Matekel *DNC*
Berkshire Hathaway HomeServices
Buyer's Agent
Elaine Kingry
Century 21 Signature Realty
List Price
$176,900
Sold Price
$173,500
Premium/Discount to List
-$3,400
-1.92%
Current Estimated Value
$321,464

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$147,964
Avg. Annual Appreciation
5.58%
Original Mortgage
$138,800
Outstanding Balance
$105,216
Interest Rate
4.11%
Mortgage Type
New Conventional
Estimated Equity
$216,248

Purchase Details

Closed on
Apr 18, 2011
Sold by
Osmond James Jason
Bought by
Osmond Angela Girardi

Purchase Details

Closed on
Jun 12, 2003
Sold by
Vito Ciaramitaro Builders Inc
Bought by
Osmond Osmond J and Osmond A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
5.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 30, 2003
Sold by
Ss Devl & Mgmt Co
Bought by
Vito Ciaramitaro Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
5.31%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Heidger Andrew $173,500 Crossroads Title
Osmond Angela Girardi -- --
Girardi Osmond Angela -- --
Osmond Osmond J $162,000 --
Osmond James $162,000 Multiple
Vito Ciaramitaro Builders Inc $27,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Heidger Andrew $138,800
Previous Owner Osmond James $151,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/25/2014 06/25/14 Sold $173,500 -1.9% $89 / Sq Ft
06/02/2014 06/02/14 Pending -- -- --
05/14/2014 05/14/14 For Sale $176,900 -- $91 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,867 $126,500 $0 $0
2024 $2,031 $115,100 $0 $0
2023 $1,933 $104,600 $0 $0
2022 $3,341 $96,900 $0 $0
2021 $3,084 $90,100 $0 $0
2020 $3,012 $80,800 $0 $0
2019 $2,899 $82,500 $12,000 $70,500
2018 $1,443 $85,700 $0 $0
2017 $2,549 $84,700 $0 $0
2016 $2,518 $78,700 $0 $0
2014 $2,474 $84,300 $0 $75,000
2013 -- $78,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31193101

Michigan Multiple Listing Service

APN: 23124074003054