Seller's Agent in 2025
Ashleigh Smith
Howard Hanna
(419) 329-0801
11 in this area
55 Total Sales
634 Spencer St Toledo, OH 43609
Southside Neighborhood
4
Beds
1
Bath
1,294
Sq Ft
3,202
Sq Ft Lot
Highlights
- Traditional Architecture
- Living Room
- Dining Room
- No HOA
- Forced Air Heating System
- Family Room
About This Home
As of November 2025This newly renovated property features newer windows and wooden floors throughout. Two of its three (potential 4th (walk through)) bedrooms are on the first floor along with the bathroom. Home is minutes from downtown Toledo and Toledo Zoo. Could this be home? Schedule your walk thru today.
Last Agent to Sell the Property
Howard Hanna License #2017002341 Listed on: 08/26/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1897
Lot Details
- 3,202 Sq Ft Lot
Parking
- 2 Parking Spaces
Home Design
- Traditional Architecture
- Shingle Roof
- Aluminum Siding
- Steel Siding
- Vinyl Siding
Interior Spaces
- 1,294 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 4 Bedrooms
- 1 Full Bathroom
Schools
- Walbridge Elementary School
- None Middle School
- Bowsher High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- Water Heater
Community Details
- No Home Owners Association
- Stuart Condleys Subdivision
Listing and Financial Details
- Assessor Parcel Number 14-35834
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2025
Closed on
Nov 14, 2025
Sold by
Gosch Scott R and Gosch Debra J
Bought by
Mm Capital Group Holdings Llc
Seller's Agent
Ashleigh Smith
Howard Hanna
Buyer's Agent
Raliat Williams
Serenity Realty LLC
List Price
$89,900
Sold Price
$85,000
Premium/Discount to List
-$4,900
-5.45%
Views
38
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.21%
Original Mortgage
$68,000
Outstanding Balance
$68,000
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$20,310
Purchase Details
Closed on
Jun 17, 2022
Sold by
Gosch Scott R and Gosch Debra J
Bought by
Gosch Scott R and Gosch Debra J
Purchase Details
Closed on
Apr 30, 2001
Sold by
Ann Ingersoll Beatrice
Bought by
Gosch Scott R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,050
Interest Rate
6.95%
Purchase Details
Closed on
Dec 7, 1993
Sold by
Ingersoll Ingersoll G G and Ingersoll B
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $85,000 | None Listed On Document | |
| Deed | -- | Cottrell Ernest E | |
| Warranty Deed | $33,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $68,000 | New Conventional | |
| Previous Owner | $28,050 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $85,000 | -5.5% | $66 / Sq Ft |
| 10/15/2025 10/15/25 | Off Market | $89,900 | -- | -- |
| 10/14/2025 10/14/25 | For Sale | $89,900 | 0.0% | $69 / Sq Ft |
| 09/15/2025 09/15/25 | Price Changed | $89,900 | -10.0% | $69 / Sq Ft |
| 08/29/2025 08/29/25 | For Sale | $99,900 | -- | $77 / Sq Ft |
Source: Northwest Ohio Real Estate Information Service (NORIS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $573 | $17,080 | $4,795 | $12,285 |
| 2023 | $896 | $12,285 | $3,885 | $8,400 |
| 2022 | $893 | $12,285 | $3,885 | $8,400 |
| 2021 | $890 | $12,285 | $3,885 | $8,400 |
| 2020 | $921 | $11,060 | $3,570 | $7,490 |
| 2019 | $890 | $11,060 | $3,570 | $7,490 |
| 2018 | $885 | $11,060 | $3,570 | $7,490 |
| 2017 | $933 | $10,850 | $1,645 | $9,205 |
| 2016 | $912 | $31,000 | $4,700 | $26,300 |
| 2015 | $880 | $31,000 | $4,700 | $26,300 |
| 2014 | $702 | $10,860 | $1,650 | $9,210 |
| 2013 | $702 | $10,860 | $1,650 | $9,210 |
Source: Public Records
Agents Affiliated with this Home
-
Ashleigh Smith
-
Raliat Williams
Buyer's Agent in 2025
Raliat Williams
Serenity Realty LLC
(419) 360-6096
13 in this area
98 Total Sales
Map
Source: Northwest Ohio Real Estate Information Service (NORIS)
MLS Number: 6134852
APN: 14-35834
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. ©2025 NORIS. All rights reserved.
Nearby Homes
- 1441 Prouty Ave
- 1426 Prouty Ave
- 1413 Colburn St
- 639 Carlton St
- 551 Spencer St
- 549 Spencer St
- 1521 South Ave
- 644 Nicholas St
- 546 Hiett Ave
- 1250 Prouty Ave
- 502 Brighton Ave
- 1574 Colton St
- 1220 South Ave
- 721 Hampton Ave
- 1321 Gordon St
- 808 Bartley Place
- 839 Brighton Ave
- 830 Bartley Place
- 1111 Orchard St
- 713 Geneva Ave