$213,000
SOLD JAN 2, 2025

635 Charter St Dekalb, IL 60115

4 Beds
2.5 Baths
1,667 Sq Ft
0.69 Acres

Recently Sold

$128 Per Sq Ft

5% Below List Price

45 Days on Market

Highlights

  • 1 Car Attached Garage
  • Central Air
  • Family Room
  • Laundry Room
  • Combination Dining and Living Room
  • Carpet

About This Home

As of January 2025

Welcome to this hidden gem! A affordable 4-bedroom, 2.5-bath home. While it needs a little TLC, it's just a few modifications away from realizing its full potential. The spacious eat-in kitchen is ready for your personal touch. The bedrooms are perfect for rest and relaxation. The backyard oasis awaits with a cozy fenced in yard. This property also includes a non-finished full basement for storage and convenient W/D hookups, this home could be a starter home or final destination. The potential awaits you!

Last Agent to Sell the Property

Andre Powell

Coldwell Banker Real Estate Group License #475197796 Listed on: 08/21/2024

Coldwell Banker Real Estate Group

Last Buyer's Agent

Martha Corral

Century 21 Circle - Aurora License #475122778

Century 21 Circle - Aurora

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,185

Year Built

  • Built in 1993 | Remodeled in 2017

Lot Details

  • Lot Dimensions are 30x100

Parking

  • 1 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,667 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Combination Dining and Living Room
  • Carpet
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Range
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,185

Year Built

Built in 1993 | Remodeled in 2017

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1993
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2017
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2017

Interior Features

  • Appliances: Range, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 1667
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • ParkingTotal: 1
  • Garage On-Site: Yes
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 30X100
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 4185
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2024
Closed on
Nov 5, 2024
Sold by
Velez Tori Sierra-Maria and Johnson Malcom Xzavier
Bought by
Gutierrez Florencio Ventura
Seller's Agent
Andre Powell
Coldwell Banker Real Estate Group
Buyer's Agent
Martha Corral
Century 21 Circle - Aurora
List Price
$225,000
Sold Price
$213,000
Premium/Discount to List
-$12,000
-5.33%
Views
85
Current Estimated Value
$233,942

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,942
Avg. Annual Appreciation
10.04%
Original Mortgage
$170,400
Outstanding Balance
$168,966
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$64,976

Purchase Details

Listed on
Mar 28, 2022
Closed on
May 10, 2022
Sold by
Melaf Tx Llc
Bought by
Velez Tori Sierra-Maria and Johnson Malcom Xzavier
Seller's Agent
Todd Hague
1st Cornerstone Realty Inc.
Buyer's Agent
Andre Powell
Coldwell Banker Real Estate Group
List Price
$185,000
Sold Price
$194,500
Premium/Discount to List
$9,500
5.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.53%
Original Mortgage
$188,665
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2019
Sold by
Brs Better Neighborhoods Inc
Bought by
Melaf Tx Llc

Purchase Details

Closed on
Jul 31, 2017
Sold by
Agape Real Estate Investments Llc
Bought by
Brs Better Neighborhoods Inc

Purchase Details

Closed on
Apr 24, 2017
Sold by
Iturbide Michael and Iturbide Laura M
Bought by
Agape Real Estate Investments Llc

Purchase Details

Closed on
Sep 14, 2010
Sold by
Hud
Bought by
Iturbide Michael and Iturbide Laura M

Purchase Details

Closed on
Sep 14, 2009
Sold by
Dekalb County Sheriff
Bought by
Hud

Purchase Details

Closed on
Feb 20, 2008
Sold by
Gannon Katherine M
Bought by
Harness Chrystal S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,743
Interest Rate
5.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2007
Sold by
Erickson Ronald E
Bought by
Gannon Katherine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
7.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $213,000 Attorneys Title Guaranty Fund
Warranty Deed $194,500 New Title Company Name
Special Warranty Deed $133,500 Premium Title Services
Warranty Deed $132,000 None Available
Deed $79,500 --
Warranty Deed -- --
Sheriffs Deed -- --
Warranty Deed $161,000 --
Warranty Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $170,400 New Conventional
Previous Owner $188,665 New Conventional
Previous Owner $159,743 New Conventional
Previous Owner $104,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/02/2025 01/02/25 Sold $213,000 -3.2% $128 / Sq Ft
10/05/2024 10/05/24 Pending -- -- --
09/16/2024 09/16/24 Price Changed $220,000 -2.2% $132 / Sq Ft
08/21/2024 08/21/24 For Sale $225,000 +15.7% $135 / Sq Ft
05/23/2022 05/23/22 Sold $194,500 +5.1% $117 / Sq Ft View Prior Sale
04/01/2022 04/01/22 Pending -- -- --
03/28/2022 03/28/22 For Sale $185,000 0.0% $111 / Sq Ft
08/01/2020 08/01/20 Rented $1,600 0.0% --
07/10/2020 07/10/20 Under Contract -- -- --
05/05/2020 05/05/20 For Rent $1,600 +8.5% --
12/09/2017 12/09/17 Rented $1,475 0.0% --
12/08/2017 12/08/17 Under Contract -- -- --
10/03/2017 10/03/17 For Rent $1,475 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,185 $57,878 $5,611 $52,267
2023 $4,185 $50,464 $4,892 $45,572
2022 $4,656 $46,073 $5,583 $40,490
2021 $4,782 $43,212 $5,236 $37,976
2020 $4,890 $42,524 $5,153 $37,371
2019 $4,794 $40,854 $4,951 $35,903
2018 $4,681 $39,469 $4,783 $34,686
2017 $3,729 $37,940 $4,598 $33,342
2016 $3,915 $36,982 $4,482 $32,500
2015 -- $35,041 $4,247 $30,794
2014 -- $33,625 $6,145 $27,480
2013 -- $35,321 $6,455 $28,866
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12144552

Midwest Real Estate Data (MRED)

APN: 08-26-156-022