NOT LISTED FOR SALE

635 Hill Top Dr Cumberland, MD 21502

Estimated Value: $201,000 - $315,000

2 Beds
2 Baths
1,768 Sq Ft
$135/Sq Ft Est. Value

Last Sold June 30, 2023

Last sale price $220,000 $124 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,409/month

10 Days on Market

Highlights

  • Panoramic View
  • Wood Flooring
  • Community Pool
  • Rambler Architecture
  • No HOA
  • Stainless Steel Appliances

About This Home

As of June 2023

Move right in and make this totally remodeled house your home. Updated from top to bottom, and inside and out, with unsurpassed quality of a professional remodeling contractor. Here are just a few of the newly installed updates: Kitchen cabinets with granite counters and tile backsplash; new stainless appliances, re-finished hardwood floors; new bath vanities, toilets, tub and shower; much of the electrical and plumbing updated; new drywall on ceilings and walls on lower level; all new lighting fixtures; and more.
This house is located in a desirable neighborhood close to shopping, hospital, and Rt 68. It has a great view of the city and mountains in the fall and winter, and privacy of a tree view in the spring and summer.
Let your imagination go and let the lower level living area meet your needs. It can be used as a rec room as is, or converted to a 3rd bedroom, or even a separate efficiency apartment with a large bath / laundry room.
Other benefits of this property: Front and rear driveways, large garage with plenty of room for storage / workspace, large deck for entertaining, and fenced yard for Fido.
Schedule your showing right away because this beautiful home will not be on the market long.

Last Agent to Sell the Property

Alan Gill

Long & Foster Real Estate, Inc. Listed on: 05/22/2023

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Bev Langley

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,177

Year Built

  • Built in 1958 | Remodeled in 2023

Lot Details

  • 6,300 Sq Ft Lot
  • Chain Link Fence
  • Property is in excellent condition

Parking

  • 1 Car Direct Access Garage
  • 5 Driveway Spaces
  • Basement Garage
  • Oversized Parking
  • Rear-Facing Garage
  • Garage Door Opener
  • On-Street Parking

Property Views

  • Panoramic
  • City
  • Woods
  • Mountain

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Plaster Walls
  • Asphalt Roof

Interior Spaces

  • Property has 2 Levels
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Replacement Windows
  • Sliding Doors
  • Wood Flooring
  • Laundry on lower level

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Garage Access
  • Rear Basement Entry
  • Basement Windows

Accessible Home Design

  • Level Entry For Accessibility

Utilities

  • Central Air
  • Hot Water Baseboard Heater
  • 100 Amp Service
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0104024761

Community Details

Overview

  • No Home Owners Association
  • Johnson Heights Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,177

Year Built

Built in 1958 | Remodeled in 2023

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Inclusions: Kitchen appliances, 2nd refrigerator
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2023-05-22
  • Federal Flood Zone: No
  • Year Built: 1958
  • Year Renovated: 2023
  • Automatically Close On Close Date: No
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Refrigerator, Icemaker, Extra Refrigerator/Freezer, Oven/Range - Electric, Dishwasher, Built-In Microwave, Stainless Steel Appliances
  • Flooring Type: Hardwood
  • Window Features: Replacement
  • Fireplace Features: Gas/Propane, Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Plaster Walls, Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Rear Entrance, Walkout Level, Windows, Garage Access
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1768
  • Living Area Sq Ft: 1768
  • Price Per Sq Ft: 200.89
  • Above Grade Finished Sq Ft: 1120
  • Below Grade Finished Sq Ft: 648
  • Total Below Grade Sq Ft: 648
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 635

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • View: City, Mountain, Panoramic, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Concrete Driveway
  • Garage Features: Basement Garage, Garage - Rear Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway, Off Street, On Street
  • Number of Spaces in Driveway: 5
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 100 Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Fencing: Chain Link
  • Land Use Code: R
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6300.00
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2177.00
  • Assessor Parcel Number: 0104024761
  • Tax Total Finished Sq Ft: 1768
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 06/30/2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2023
Closed on
Jun 30, 2023
Sold by
Gill Alan
Bought by
Shipp Stephanie A
Seller's Agent
Alan Gill
Long & Foster Real Estate, Inc.
Buyer's Agent
Bev Langley
Coldwell Banker Realty
List Price
$225,000
Sold Price
$220,000
Premium/Discount to List
-$5,000
-2.22%
Views
125
Current Estimated Value
$238,547

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,547
Avg. Annual Appreciation
1.20%
Original Mortgage
$209,000
Outstanding Balance
$204,148
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$21,618

Purchase Details

Listed on
Apr 25, 2022
Closed on
Jul 25, 2022
Sold by
Daskal Edward J
Bought by
Gill Alan
Seller's Agent
Eric Riggleman
Coldwell Banker Home Town Realty
Buyer's Agent
Alan Gill
Long & Foster Real Estate, Inc.
List Price
$109,900
Sold Price
$85,000
Premium/Discount to List
-$24,900
-22.66%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
178.03%
Original Mortgage
$55,000
Interest Rate
5.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 27, 2007
Sold by
Elliott Virginia Lee
Bought by
Daskal Jo Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 6, 2007
Sold by
Elliott Virginia Lee
Bought by
Daskal Jo Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 4, 2007
Sold by
Elliott Virginia Lee
Bought by
Elliott Virginia Lee

Purchase Details

Closed on
Dec 18, 2006
Sold by
Elliott Virginia Lee
Bought by
Elliott Virginia Lee

Purchase Details

Closed on
Sep 19, 1994
Sold by
Elliott Virginia Lee
Bought by
Elliott Virginia Lee and Heinrich Casper
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shipp Stephanie A $220,000 None Listed On Document
Gill Alan $85,000 None Listed On Document
Daskal Jo Ann $130,000 --
Daskal Jo Ann $130,000 --
Elliott Virginia Lee -- --
Elliott Virginia Lee -- --
Elliott Virginia Lee -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shipp Stephanie A $209,000
Previous Owner Gill Alan $55,000
Previous Owner Daskal Jo Ann $100,000
Previous Owner Daskal Jo Ann $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2023 06/30/23 Sold $220,000 -2.2% $124 / Sq Ft
06/02/2023 06/02/23 Pending -- -- --
05/22/2023 05/22/23 For Sale $225,000 +164.7% $127 / Sq Ft
07/27/2022 07/27/22 Sold $85,000 -10.5% $48 / Sq Ft
05/31/2022 05/31/22 Price Changed $95,000 -9.4% $54 / Sq Ft
05/10/2022 05/10/22 Price Changed $104,900 -4.5% $59 / Sq Ft
04/25/2022 04/25/22 For Sale $109,900 -- $62 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,339 $170,300 $0 $0
2024 $1,339 $142,900 $0 $0
2023 $1,075 $115,500 $12,100 $103,400
2022 $1,017 $109,533 $0 $0
2021 $952 $103,567 $0 $0
2020 $906 $97,600 $10,600 $87,000
2019 $912 $97,600 $10,600 $87,000
2018 $928 $97,600 $10,600 $87,000
2017 $945 $99,600 $0 $0
2016 $477 $99,600 $0 $0
2015 $1,031 $99,600 $0 $0
2014 $1,031 $106,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2006098

Bright MLS

APN: 04-024761