NOT LISTED FOR SALE

Estimated Value: $2,653,000 - $3,011,000

5 Beds
4 Baths
3,663 Sq Ft
$767/Sq Ft Est. Value

About This Home

This home is located at 635 W Bluff Ct, Encinitas, CA 92024 and is currently estimated at $2,810,867, approximately $767 per square foot. 635 W Bluff Ct is a home located in San Diego County with nearby schools including Park Dale Lane Elementary, Oak Crest Middle School, and La Costa Canyon High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 8, 2021
Sold by
Saunders Michelle Finegan and Saunders Michelle Finegan
Bought by
Finegan Michelle and The Michelle Finegan Living Tr
Current Estimated Value
$2,810,867

Purchase Details

Closed on
Mar 30, 2016
Sold by
Finegan Michelle Mary
Bought by
Saunders Michelle Finegan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,500
Outstanding Balance
$231,122
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$2,579,745

Purchase Details

Closed on
Dec 9, 2013
Sold by
Finegan Michelle
Bought by
Saunders Michelle Finegan

Purchase Details

Closed on
Sep 17, 2013
Sold by
Finegan Michelle and Saunders Michelle Finegan
Bought by
Finegan Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2011
Sold by
Saunders David S
Bought by
Saunders Michelle Finegan

Purchase Details

Closed on
Mar 14, 2005
Sold by
Saunders David S and Saunders Michelle F
Bought by
Saunders David S and Saunders Michelle Finegan

Purchase Details

Closed on
Feb 6, 2002
Sold by
Luong Quyen Ha and Nguyen Tuyet Anh
Bought by
Saunders David S and Saunders Michelle F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$591,500
Interest Rate
5.75%

Purchase Details

Closed on
Aug 2, 1999
Sold by
Shea Homes Limited Partnership
Bought by
Luong Quyen Ha and Nguyen Tuyet Anh

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
2.95%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Finegan Michelle -- None Available
Saunders Michelle Finegan -- Title365
Finegan Michelle Mary -- Title 365
Saunders Michelle Finegan -- None Available
Finegan Michelle -- Chicago Title Company
Saunders Michelle Finegan -- None Available
Saunders Michelle Finegan -- None Available
Saunders David S -- --
Saunders David S $845,000 First American Title
Luong Quyen Ha $570,500 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Finegan Michelle Mary $291,500
Previous Owner Finegan Michelle $293,000
Previous Owner Saunders David S $591,500
Previous Owner Luong Quyen Ha $180,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,464 $1,248,303 $509,660 $738,643
2024 $14,464 $1,223,827 $499,667 $724,160
2023 $14,152 $1,199,831 $489,870 $709,961
2022 $13,941 $1,176,306 $480,265 $696,041
2021 $13,723 $1,153,243 $470,849 $682,394
2020 $13,577 $1,141,419 $466,022 $675,397
2019 $13,324 $1,119,039 $456,885 $662,154
2018 $13,110 $1,097,098 $447,927 $649,171
2017 $12,856 $1,075,588 $439,145 $636,443
2016 $12,503 $1,054,499 $430,535 $623,964
2015 $12,377 $1,038,660 $424,068 $614,592
2014 $12,183 $1,018,315 $415,762 $602,553
Source: Public Records

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