$175,000
SOLD AUG 7, 2025

635 Willow St Elsmere, KY 41018

2 Beds
1.5 Baths
1,136 Sq Ft
5,113 Sq Ft Lot

Recently Sold

$154 Per Sq Ft

1 Day on Market

Highlights

  • Ranch Style House
  • No HOA
  • Home Office
  • Corner Lot
  • Neighborhood Views
  • Formal Dining Room

About This Home

As of August 2025

Nice Ranch on Level Corner Lot*Updated Laminate & Tile Flooring*2 Bedrooms*Living Room*Dining Room*Eat-in Kitchen*Bonus/Flex Room*Large Laundry Room*Roof 2021*A/C 2024*Water Heater 2022

Last Agent to Sell the Property

Denise McCoy

RE/MAX Victory + Affiliates License #186331 Listed on: 07/09/2025

RE/MAX Victory + Affiliates

Last Buyer's Agent

Jennifer Vories

Keller Williams Realty Services

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Lot Details

  • 5,113 Sq Ft Lot
  • Lot Dimensions are 51x100
  • Corner Lot
  • Level Lot

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Block And Beam Construction

Interior Spaces

  • 1,136 Sq Ft Home
  • Ceiling Fan
  • Vinyl Clad Windows
  • Panel Doors
  • Living Room
  • Formal Dining Room
  • Home Office
  • Storage
  • Neighborhood Views
  • Sump Pump
  • Fire and Smoke Detector

Kitchen

  • Eat-In Country Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Shed

Schools

  • Miles Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 004-30-21-008.00

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Lot Size: 51x100
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: 42 to Main St to L on Willow
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Miles Elementary School
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 51x100
  • General Property Description:Approx SqFt2: 1136.0
  • Remarks Misc:Agent Only Remarks: Ring Doorbell & Exterior Cameras do not stay*Overlapping Showings allowed
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1174
  • General Property Description:Living Area: 1136.0
  • General Property Description:Lot Size Square Feet: 5113.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 004-30-21-008.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • Other Structures:Shed(s): Yes
  • Other Equipment:Sump Pump: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Laminate Counters, Storage, Eat-in Kitchen, Ceiling Fan(s), Multi Panel Doors
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Oven, Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Other Equipment: Sump Pump
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1136.0
  • Window Features: Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Laminate Counters: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Composition, Shingle
  • Lot Features: Corner Lot, Level
  • View: Yes
  • Construction Type: Block, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Corner Lot: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Miles Elementary School
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 5113.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Aug 7, 2025
Sold by
Pierce Joshua Walterman and Pierce Ashlee Grace
Bought by
Lambert Edmund W and Lambert Kelly
Seller's Agent
Denise McCoy
RE/MAX Victory + Affiliates
Buyer's Agent
Jennifer Vories
Keller Williams Realty Services
List Price
$175,000
Sold Price
$175,000
Views
24
Current Estimated Value
$179,369

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,369
Avg. Annual Appreciation
7.76%
Original Mortgage
$140,000
Outstanding Balance
$139,880
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$39,489

Purchase Details

Closed on
Feb 4, 2025
Sold by
Pierce Joshua Walterman
Bought by
Pierce Joshua Walterman and Pierce Ashlee Grace

Purchase Details

Closed on
Feb 8, 2021
Sold by
Mullins Robert S
Bought by
Pierce Joshua Walterman

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,000
Interest Rate
2.65%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 6, 2010
Sold by
The Bank Of New York Mellon
Bought by
Mullins Robert S

Purchase Details

Closed on
Nov 23, 2009
Sold by
Mullins Joseph E and Mullins Tammy
Bought by
The Bank Of New York
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $175,000 360 American Title
Warranty Deed $175,000 360 American Title
Warranty Deed $128,500 None Listed On Document
Warranty Deed $128,500 None Listed On Document
Warranty Deed $128,500 Springdale Title Llc
Special Warranty Deed $29,900 Servicelink
Commissioners Deed $29,480 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $140,000 New Conventional
Closed $140,000 New Conventional
Previous Owner $6,000 Future Advance Clause Open End Mortgage
Previous Owner $126,172 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/07/2025 08/07/25 Sold $175,000 0.0% $154 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $175,000 -- $154 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,952 $128,500 $15,000 $113,500
2024 $1,973 $128,500 $15,000 $113,500
2023 $1,926 $128,500 $15,000 $113,500
2022 $2,148 $128,500 $10,000 $118,500
2021 $1,243 $71,500 $10,000 $61,500
2020 $1,236 $71,500 $10,000 $61,500
2019 $1,220 $71,500 $10,000 $61,500
2018 $1,138 $65,000 $10,000 $55,000
2017 $1,038 $65,000 $10,000 $55,000
2015 $1,225 $65,000 $10,000 $55,000
2014 $1,198 $65,000 $10,000 $55,000
Source: Public Records

Agents Affiliated with this Home

  • Denise McCoy

    Seller's Agent in 2025

    Denise McCoy

    RE/MAX

    (859) 912-1969

    10 in this area

    203 Total Sales

    Denise McCoy
    Section Image
  • Jennifer Vories

    Buyer's Agent in 2025

    Jennifer Vories

    Keller Williams Realty Services

    (859) 240-0727

    11 in this area

    643 Total Sales

    Jennifer Vories
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634185

Northern Kentucky Multiple Listing Service

APN: 004-30-21-008.00

Kentucky Kenton County Elsmere 41018

635 Willow St, Elsmere, KY

Sold

Detached

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