$285,000
SOLD AUG 8, 2025

637 Howard St Delta, CO 81416

4 Beds
2.5 Baths
2,095 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$136 Per Sq Ft

25% Below List Price

73 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Mud Room
  • Formal Dining Room
  • Victorian Architecture
  • Screened Porch
  • 2-minute walk to Cleland Park

About This Home

As of August 2025

Break free and check out this lovely Victorian home! **SELLER IS OFFERING A $20,000 SELLER CONCESSION! Use it to buy down the interest rate, pay for closing costs, paint, flooring, any requested repairs, whatever your heart desires! This Victorian beauty is sure to please! Three bathrooms, oodles of storage with built-ins, and a partial unfinished basement for additional storage! Several updates through the years! Detached 2-car garage with alley access, auto doors, plus a workshop area and has 220 electric! Don't miss the screen porch! The back deck is fabulous! Located just a half block from Cleland Park, just steps to downtown shopping & dining, close to many schools and so much more that Delta has to offer! Comes with pump and unpermitted/historical use yard well! Come and see what this beauty can do for you!

Last Agent to Sell the Property

Sheila Grettner

Mason Real Estate, Inc. Listed on: 04/23/2025

Last Buyer's Agent

Marc Hitchcox

NextHome Virtual

NextHome Virtual

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,357

Year Built

  • Built in 1907

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 50x150
  • Privacy Fence
  • Back Yard Fenced
  • Irrigation

Parking

  • 2 Car Detached Garage

Home Design

  • Victorian Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Siding
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Mud Room
  • Formal Dining Room
  • Screened Porch
  • Unfinished Basement
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Schools

  • Delta 6-8 Middle School
  • Delta 9-12 High School

Utilities

  • Evaporated cooling system
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Well
  • Gas Water Heater
  • Internet Available
  • Cable TV Available

Community Details

  • Garnet Mesa Subdivision

Listing and Financial Details

  • Assessor Parcel Number 3457241114011

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,357

Year Built

Built in 1907

Lot Details

0

Listing Details

  • Appliance Inclusions: Range/Oven, Refrigerator, Dishwasher, Washer, Dryer, Microwave
  • Estimated Total Acres: 0.17
  • Class: RESIDENTIAL
  • Em Deposit: 3,500.00
  • Em Holder: Land Title Guarantee Co.
  • Exterior Inclusions: Screened-in Porch, Irrigation Pump
  • Interior Inclusions: Ceiling Fan(s), W/D Hookup, Pantry, Mud Room
  • Legal Lot Block: Lots 9 and 10, Block 14, Garnet Mesa Subdivision of the Town, Now City of Delta, County of Delta, State of Colorado.
  • Lot Dimension: 50x150
  • Lot Size Acreage: Less than .25
  • Parcel Id Number: 3457241114011
  • Price Per Sq Ft: 136.04
  • Real Estate Included: Yes
  • Realist Id: 3457-241-11-401
  • Residence Stories: Two Story
  • Residence Style: Victorian
  • Sale/Rent: For Sale
  • Siding: Brick, Masonite
  • Sold Price Sq Ft: 136.04
  • Street Descriptionaccess: City/Town, Paved, Public
  • Street Designation: Street
  • Tax Account Id: R014841
  • Zoning: Residential Single Family
  • Type: Stick Built
  • Internet Provider: Clearnetworx
  • Internet Service: Yes
  • Total Taxes Dollar: 1356.68
  • Year Built: 1907
  • Foreign Owned Y N: No
  • Prop Description Remarks: Break free and check out this lovely Victorian home! **SELLER IS OFFERING A $20,000 SELLER CONCESSION! Use it to buy down the interest rate, pay for closing costs, paint, flooring, any requested repairs, whatever your heart desires! This Victorian beauty is sure to please! Three bathrooms, oodles of storage with built-ins, and a partial unfinished basement for additional storage! Several updates through the years! Detached 2-car garage with alley access, auto doors, plus a workshop area and has 220 electric! Don't miss the screen porch! The back deck is fabulous! Located just a half block from Cleland Park, just steps to downtown shopping & dining, close to many schools and so much more that Delta has to offer! Comes with pump and unpermitted/historical use yard well! Come and see what this beauty can do for you!
  • Subdv Name: Garnet Mesa
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 19

Interior Features

  • Dining Room: Separate Dining
  • Bedrooms: 4
  • Flooring: Carpet-Partial, Laminate
  • Estimated Total Sq Ft: 2095
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Bathrooms Quarter: 0
  • Bathrooms Three Quarters: 1
  • Total Bathrooms: 3
  • Foundation: Basement-unfinished, Crawl Space
  • Main Level Sq Ft: 1451
  • Master Bedroom Level: Main Level
  • Total Office Den: 0
  • Upper Level Sq Ft: 644

Exterior Features

  • Fence: Privacy, Fenced - Back
  • Construction Type: Brick, Wood Frame
  • Exterior Structures: Garage
  • Roof: Composition

Garage/Parking

  • Garage Type: Detached Garage
  • Garage: Yes
  • Garage Capacity: 2

Utilities

  • Utilities: Electric, Natural Gas, Cable TV, Internet, Phone - Cell Reception
  • Cooling: Evaporative Cooler
  • Electric Supplier: City of Delta
  • Gas Supplier: Black Hills Energy
  • Heating System: Forced Air
  • Sewer Supplier: City of Delta
  • Water Heater: Gas Water Heater
  • Water Supplier: City of Delta
  • Water Well: Yes
  • Well Permit Number: Unpermitted/historic use

Schools

  • Elementary School: Open Enrollment
  • Middle School: Delta 6-8
  • High School: Delta 9-12
  • High School: Delta 9-12

Lot Info

  • Geo Subdivision: CO

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

MLS Schools

  • Elementary School: Open Enrollment
  • Middle School: Delta 6-8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Aug 8, 2025
Sold by
Russell Seth H
Bought by
Mccullough Matthew
Seller's Agent
Sheila Grettner
Mason Real Estate, Inc.
Buyer's Agent
Marc Hitchcox
NextHome Virtual
List Price
$379,500
Sold Price
$285,000
Premium/Discount to List
-$94,500
-24.9%
Views
146

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.20%
Original Mortgage
$279,837
Outstanding Balance
$279,837
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$18,783

Purchase Details

Closed on
Jan 12, 2018
Sold by
Hukle Dale A and Hukle Carla F
Bought by
Russell Seth H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,045
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 1, 2002
Sold by
Korth Robert E
Bought by
Russell Seth H and Hukle Dale A

Purchase Details

Closed on
Sep 11, 1987
Sold by
Thomas Gurtha G
Bought by
Russell Seth H and Korth Dennis J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 Land Title
Warranty Deed $182,000 Heritage Title Co
Deed $152,000 --
Deed $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $279,837 FHA
Closed $11,193 FHA
Previous Owner $177,045 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $285,000 -5.0% $136 / Sq Ft
07/05/2025 07/05/25 Pending -- -- --
07/03/2025 07/03/25 Price Changed $299,900 -11.5% $143 / Sq Ft
06/21/2025 06/21/25 Price Changed $339,000 -2.7% $162 / Sq Ft
05/22/2025 05/22/25 Price Changed $348,500 -0.4% $166 / Sq Ft
05/07/2025 05/07/25 Price Changed $349,900 -7.8% $167 / Sq Ft
04/23/2025 04/23/25 For Sale $379,500 -- $181 / Sq Ft
Source: Colorado Real Estate Network (CREN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,357 $20,500 $2,840 $17,660
2023 $1,357 $20,500 $2,840 $17,660
2022 $1,043 $16,160 $3,128 $13,032
2021 $1,053 $16,625 $3,218 $13,407
2020 $918 $14,291 $2,860 $11,431
2019 $909 $14,291 $2,860 $11,431
2018 $568 $8,605 $2,016 $6,589
2017 $551 $8,605 $2,016 $6,589
2016 $525 $8,964 $2,229 $6,735
2014 -- $9,037 $2,428 $6,609
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Colorado Real Estate Network (CREN)

MLS Number: 823257

Colorado Real Estate Network (CREN)

APN: R014841