$983,000
SOLD JUL 25, 2025

638 Allegan St Saugatuck, MI 49453

4 Beds
3 Baths
2,191 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$449 Per Sq Ft

7% Below List Price

9 Days on Market

Highlights

  • Water Access
  • Wooded Lot
  • Wood Flooring
  • Douglas Elementary School Rated A
  • Traditional Architecture
  • 1 Car Detached Garage

About This Home

As of July 2025

MOTIVATED SELLERS SAY ''BRING ALL OFFERS''! This charming traditional farmhouse, known as the Dogwood House, blends timeless design with extensive high-quality renovations. Most recently a spacious main-level primary suite was added & a sunroom with French doors, perfect for relaxing or entertaining. Additional interior highlights include Anderson & Eagle window, Hickory hardwood flooring, tiled baths, & a cozy library/den/bedroom. (See also Seller Improvements List in attached docs). The generous front yard extends to the corner of Elizabeth, encompassing the Dogwood Forest garden with mature trees & nature path. Nestled on ''The Hill'' this ideal location offers easy access to downtown Saugatuck, for award-winning dining, galleries, shops & Mason Street Warehouse.

Last Agent to Sell the Property

Nancy Stewart

Jaqua Realtors License #6501293746 Listed on: 06/19/2025

Jaqua Realtors

Last Buyer's Agent

Megan Mallory

Beacon Sotheby's International Realty License #6501440211

Beacon Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,562

Year Built

  • Built in 1920

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 132 x 100 x 65 x 67 x 67 x 32
  • Wrought Iron Fence
  • Shrub
  • Level Lot
  • Sprinkler System
  • Wooded Lot
  • Garden
  • Back Yard Fenced

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Farmhouse Style Home
  • Shingle Roof
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,191 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Replacement Windows
  • Window Treatments
  • Window Screens
  • Living Room
  • Den with Fireplace
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry in Hall
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Michigan Basement
  • Partial Basement
  • Sump Pump
  • Crawl Space

Eco-Friendly Details

  • Air Purifier

Outdoor Features

  • Water Access
  • Patio

Schools

  • Douglas Elementary School
  • Saugatuck Middle School
  • Saugatuck High School

Utilities

  • Dehumidifier
  • Humidifier
  • Cooling System Mounted In Outer Wall Opening
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned
  • High Speed Internet
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,562

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Farmhouse, Traditional
  • Stories: 2
  • Year Built: 1920
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 132 X 100 X 65 X 67 X 67 X 32
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2191.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 13562.13
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Air Conditioning:Wall Unit(s): Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Roofing:Shingle: Yes
  • Additional Items:Humidifier: Yes
  • Landscape:Underground Sprinkler: Yes
  • Substructure:Michigan Basement: Yes
  • Roofing:Metal: Yes
  • Substructure:Crawl Space: Yes
  • Landscape:Flower Garden: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 2191.0
  • Additional Items:Sump Pump: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features In Hall: Yes
  • General Property Info Elementary School2: Douglas Elementary School
  • General Property Info High School: Saugatuck High School
  • General Property Info Middle School2: Saugatuck Middle School
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Tile Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Security Features:Security System: Yes
  • Architectural Style Farm House: Yes
  • Other Equipment Dehumidifier: Yes
  • Other Equipment:Air Purifier: Yes
  • Fencing:Wrought Iron: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Humidifier, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Water Softener Owned
  • Flooring: Ceramic Tile, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace Features: Den, Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space, Michigan Basement, Partial
  • LivingArea: 2191.0
  • Other Equipment: Air Purifier, Dehumidifier
  • Window Features: Screens, Replacement, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 350.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:DenStudy: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Fencing: Fenced Back, Other, Wrought Iron
  • List Price: 1054500.0
  • Lot Features: Level, Sidewalk, Wooded
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Roof: Metal, Shingle
  • Waterfront Features: Lake, River
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Garage Door Opener, Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • Parking Features Garage Door Opener2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air, Wall Unit(s)
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, Main Level
  • Security Features: Security System
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public
  • Heat Source:Electric2: Yes

Association/Amenities

  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Schools

  • Elementary School: Douglas Elementary School
  • High School: Saugatuck High School
  • Middle/Junior School: Saugatuck Middle School

Lot Info

  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Dimensions: 132 X 100 X 65 X 67 X 67 X 32
  • Lot Size Sq Ft: 9148.0

Tax Info

  • Tax Annual Amount: 13562.13
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Jul 25, 2025
Sold by
Fuad S Saba Declaration Of Trust and Saba Fuad S
Bought by
Matthews Cole and Matthews Terry M
Seller's Agent
Nancy Stewart
Jaqua Realtors
Buyer's Agent
Megan Mallory
Beacon Sotheby's International Realty
List Price
$1,054,500
Sold Price
$983,000
Premium/Discount to List
-$71,500
-6.78%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
102.17%
Original Mortgage
$786,400
Outstanding Balance
$786,400
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$268,289

Purchase Details

Listed on
Jul 8, 2023
Closed on
Aug 31, 2023
Sold by
Munk Aase
Bought by
Fuad S Saba Declaration Of Trust and Mary M Saba Declaration Of Trust
Seller's Agent
Liz Engel
CENTURY 21 Affiliated
Buyer's Agent
Chris Gorgas
Lighthouse Realty Co Inc
List Price
$1,295,000
Sold Price
$1,150,000
Premium/Discount to List
-$145,000
-11.2%
Views
173

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.93%

Purchase Details

Listed on
Aug 30, 2013
Closed on
Oct 23, 2013
Sold by
Widener Douglas E
Bought by
Munk Aase
Seller's Agent
David Hulst
Coldwell Banker Woodland Schmidt Saugatuck
Buyer's Agent
WMLAR Non Member
WMLAR NON MEMBER
List Price
$329,000
Sold Price
$310,000
Premium/Discount to List
-$19,000
-5.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.22%
Original Mortgage
$247,740
Interest Rate
4.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 19, 2008
Sold by
Satterthwaite Bret A and Satterthwaite Robin
Bought by
Widener Douglas E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,200
Interest Rate
6.52%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $983,000 Chicago Title
Warranty Deed $983,000 Chicago Title
Warranty Deed $1,150,000 Ata National Title Group
Warranty Deed $310,000 Lighthouse Title Inc
Warranty Deed $198,000 Metropolitan Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $786,400 New Conventional
Closed $786,400 New Conventional
Previous Owner $747,500 New Conventional
Previous Owner $200,670 Credit Line Revolving
Previous Owner $268,300 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $247,740 New Conventional
Previous Owner $205,000 New Conventional
Previous Owner $192,750 New Conventional
Previous Owner $178,200 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $983,000 -6.8% $449 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $1,054,500 -8.3% $481 / Sq Ft
08/31/2023 08/31/23 Sold $1,150,000 -3.8% $525 / Sq Ft
08/12/2023 08/12/23 Pending -- -- --
08/06/2023 08/06/23 Price Changed $1,195,000 -7.7% $545 / Sq Ft
07/08/2023 07/08/23 For Sale $1,295,000 +317.7% $591 / Sq Ft
10/23/2013 10/23/13 Sold $310,000 -5.8% $194 / Sq Ft
09/23/2013 09/23/13 Pending -- -- --
08/30/2013 08/30/13 For Sale $329,000 -- $206 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,449 $527,100 $146,100 $381,000
2024 -- $465,900 $125,600 $340,300
2023 -- $314,700 $88,100 $226,600
2022 $0 $211,500 $74,000 $137,500
2021 $6,716 $170,600 $64,100 $106,500
2020 $6,716 $171,400 $60,800 $110,600
2019 $0 $175,700 $46,300 $129,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25029707

Southwestern Michigan Association of REALTORS®

APN: 57-507-056-01