NOT LISTED FOR SALE

638 Cobblestone Ct Unit 1 Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated Value: $225,000 - $236,000

2 Beds
1 Bath
1,190 Sq Ft
$176/mo HOA Fee

Last Sold May 14, 2023

Last sale price $215,000 $181 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,779/month

22 Days on Market

Highlights

  • 1 Car Attached Garage
  • No Interior Steps
  • Accessible Full Bathroom
  • Laundry Room
  • Accessible Bedroom
  • Accessibility Features

About This Home

As of May 2023

HURRY, BACK ON THE MARKET - BUYER GOT COLD FEET. RARE FIND! FIRST FLOOR, SINGLE STORY END UNIT condo in nice quiet CUL-DE-SAC location. No stairs! Recently updated with new luxury vinyl plank flooring throughout. Bright and sunny with plenty of windows. Private entrance and attached garage! Neutral paint throughout. Living room with cozy gas fireplace & slider to private shaded patio! Kitchen features new flooring, pantry closet, plenty of cabinets and Breakfast Bar! Spacious Bedrooms, Full Bathroom with double-sink vanity, with access to MBR! Plenty of storage with laundry room and attached garage. In unit LAUNDRY - NEWER WASHER/DRYER. Attached GARAGE. Low Maintenance! Very accessible. Convenient, Easy Access to I-90 and IL-59 with plenty of shopping nearby. Hurry this won't last long!! Broker Owned.

Last Listed By

Dan Flanagan

Flanagan Realty, LLC. License #471000084 Listed on: 04/03/2023

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,242

Year Built

  • Built in 1995

Lot Details

  • 14

HOA Fees

  • $176 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Parking Included in Price

Home Design

  • Slab Foundation

Interior Spaces

  • 1,190 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room

Kitchen

  • Range
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessibility Features
  • No Interior Steps
  • Level Entry For Accessibility

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Lake Michigan Water
  • Gas Water Heater

Community Details

Overview

  • Association fees include insurance, exterior maintenance, snow removal
  • 4 Units
  • Arlene Blackburn Association, Phone Number (630) 653-7782
  • Cobblers Crossing Subdivision
  • Property managed by Association Partners

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,242

Year Built

Built in 1995

Lot Details

0

HOA Fees

$176 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Cobblers Crossing
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: Yes
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer, Dishwasher
  • Basement: None
  • Accessibility Features: Main Level Entry, No Interior Steps, Accessible Bedroom, Accessible Central Living Area, Accessible Full Bath
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplaces: 1
  • LivingArea: 1190
  • Other Equipment: CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Room Type: No additional rooms
  • Stories Total: 1
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: Slab
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 206599
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 176
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Partners
  • Management Contact Name: Arlene Blackburn
  • Management Phone: 630-653-7782X7001
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Snow Removal

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: NA

Tax Info

  • Tax Annual Amount: 3241.51
  • Tax Year: 2021

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2023
Closed on
May 11, 2023
Sold by
Luckey Investments Llc
Bought by
Valenzo Mark A
Seller's Agent
Dan Flanagan
Flanagan Realty, LLC.
Buyer's Agent
Brittany Aaron
eXp Realty
List Price
$206,599
Sold Price
$215,000
Premium/Discount to List
$8,401
4.07%
Total Days on Market
22
Views
168
Current Estimated Value
$232,014

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,014
Avg. Annual Appreciation
6.61%
Original Mortgage
$172,000
Outstanding Balance
$168,428
Interest Rate
6.03%
Mortgage Type
New Conventional
Estimated Equity
$75,623

Purchase Details

Closed on
Mar 25, 2013
Sold by
Flanagan Barbara and Flanagan Daniel
Bought by
Luckey Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.5%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 5, 2012
Sold by
Jpmorgan Chase Bank Na
Bought by
Flanagan Barbara

Purchase Details

Closed on
Apr 6, 2012
Sold by
Zapata Gabriel and Zapata Maria Luisa
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Aug 21, 2000
Sold by
Pierce Thomas J
Bought by
Zapata Gabriel and Zapata Maria Luisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,350
Interest Rate
7.98%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 20, 1998
Sold by
Yard David L
Bought by
Pierce Thomas J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,470
Interest Rate
7.06%
Mortgage Type
VA

Purchase Details

Closed on
Jul 1, 1994
Sold by
Hart Sheila L and Switzer Sheila L
Bought by
Yard David L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,305
Interest Rate
8.6%
Mortgage Type
Assumption

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Valenzo Mark A $215,000 Fidelity National Title
Luckey Investments Llc -- None Available
Flanagan Barbara $67,000 First American Title
Jpmorgan Chase Bank National Association -- None Available
Zapata Gabriel $112,000 Professional National Title
Pierce Thomas J $98,500 Prairie Title
Yard David L $92,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Valenzo Mark A $172,000
Previous Owner Luckey Investments Llc $600,000
Previous Owner Luckey Investments Llc $500,000
Previous Owner Luckey Investments Llc $200,000
Previous Owner Zapata Gabriel $14,000
Previous Owner Zapata Gabriel $126,500
Previous Owner Zapata Gabriel $118,800
Previous Owner Zapata Gabriel $109,350
Previous Owner Pierce Thomas J $100,470
Previous Owner Yard David L $88,305
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/14/2023 05/14/23 Sold $215,000 +4.1% $181 / Sq Ft
04/26/2023 04/26/23 Pending -- -- --
04/21/2023 04/21/23 Price Changed $206,599 0.0% $174 / Sq Ft
04/21/2023 04/21/23 For Sale $206,599 +4.9% $174 / Sq Ft
04/09/2023 04/09/23 For Sale $197,000 0.0% $166 / Sq Ft
04/09/2023 04/09/23 Off Market $197,000 -- --
04/08/2023 04/08/23 Pending -- -- --
04/03/2023 04/03/23 For Sale $197,000 0.0% $166 / Sq Ft
10/24/2022 10/24/22 Rented $1,450 -3.3% --
09/26/2022 09/26/22 For Rent $1,500 +25.0% --
08/01/2017 08/01/17 Rented $1,200 0.0% --
07/14/2017 07/14/17 Under Contract -- -- --
07/05/2017 07/05/17 For Rent $1,200 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,731 $13,339 $2,001 $11,338
2023 $3,731 $13,339 $2,001 $11,338
2022 $3,731 $13,339 $2,001 $11,338
2021 $3,242 $9,407 $1,286 $8,121
2020 $3,221 $9,407 $1,286 $8,121
2019 $3,216 $10,494 $1,286 $9,208
2018 $2,911 $8,569 $1,143 $7,426
2017 $2,902 $8,569 $1,143 $7,426
2016 $2,731 $8,569 $1,143 $7,426
2015 $2,647 $7,533 $1,000 $6,533
2014 $1,689 $7,533 $1,000 $6,533
2013 $1,614 $7,533 $1,000 $6,533
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 11750857

Midwest Real Estate Data (MRED)

APN: 06-07-400-012-1152