NOT LISTED FOR SALE

638 Hill Top Dr Cumberland, MD 21502

Estimated Value: $159,000 - $205,000

3 Beds
1.5 Baths
1,750 Sq Ft
$100/Sq Ft Est. Value

Last Sold July 31, 2019

Last sale price $119,900 $69 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $1,047/month

54 Days on Market

Highlights

  • 1 Fireplace
  • Stainless Steel Appliances
  • Hot Water Heating System
  • No HOA
  • Central Air
  • Property is in very good condition

About This Home

As of July 2019

Fully UPDATED! Well kept 3BR/ 1.5 Bath two-level home. All stainless steel appliances convey, Granite counter tops and open concept from kitchen to living area. Fenced in back yard and all Playground equipment stays! Beautiful floors, crown molding and craftsmanship are on display throughout. Recently added furnace, central AC, paved, detached garage and so much more!! Set up a showing today!

Last Agent to Sell the Property

Jared Fradiska

Gates Realty Listed on: 04/17/2019

Last Buyer's Agent

Michele Hughes

Coldwell Banker Home Town Realty License #639760

Coldwell Banker Home Town Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,456

Year Built

  • Built in 1927

Lot Details

  • 9,100 Sq Ft Lot
  • Property is in very good condition

Parking

  • Driveway

Home Design

  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 1,750 Sq Ft Home
  • Property has 3 Levels
  • 1 Fireplace
  • Dryer
  • Basement

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • South Penn Elementary School
  • Washington Middle School
  • Fort Hill High School

Utilities

  • Central Air
  • Hot Water Heating System
  • 200+ Amp Service
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • South End Subdivision

Listing and Financial Details

  • Tax Lot 2-3
  • Assessor Parcel Number 0104041097

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,456

Year Built

Built in 1927

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1927
  • Remarks Public: Fully UPDATED! Well kept 3BR/ 1.5 Bath two-level home. All stainless steel appliances convey, Granite counter tops and open concept from kitchen to living area. Fenced in back yard and all Playground equipment stays! Beautiful floors, crown molding and craftsmanship are on display throughout. Recently added furnace, central AC, paved, detached garage and so much more!! Set up a showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Range Hood, Stainless Steel Appliances
  • Fireplaces Count: 1
  • Levels Count: 3+
  • Basement: Yes
  • Total Sq Ft: 1750
  • Living Area Sq Ft: 1750
  • Price Per Sq Ft: 68.51
  • Above Grade Finished Sq Ft: 1750
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 638

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Block
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: SOUTH PENN
  • Middle School: WASHINGTON
  • High School: FORT HILL
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: SOUTH PENN
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Lot Info

  • Additional Parcels: No
  • Improvement Assessed Value: 62800.00
  • Land Assessed Value: 11200.00
  • Land Use Code: 010
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9100.00
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: RES
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14907829
  • Tax Annual Amount: 1456.00
  • Assessor Parcel Number: 0104041097
  • Tax Lot: 2-3
  • Tax Total Finished Sq Ft: 1750
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2019
  • Close Date: 07/31/2019

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2019
Closed on
Jul 31, 2019
Sold by
Largent Denzil
Bought by
Spicher Devin and Spicher Megan
Seller's Agent
Jared Fradiska
Gates Realty
Buyer's Agent
Michele Hughes
Coldwell Banker Home Town Realty
List Price
$119,900
Sold Price
$119,900
Current Estimated Value
$174,944

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,044
Avg. Annual Appreciation
6.13%
Original Mortgage
$117,866
Outstanding Balance
$103,515
Interest Rate
3.73%
Mortgage Type
VA
Estimated Equity
$68,589

Purchase Details

Listed on
Apr 20, 2012
Closed on
Aug 31, 2012
Sold by
Orvos Gail H
Bought by
Largent Denzil E
Seller's Agent
Joe Brewer
Century 21 Potomac West
Buyer's Agent
Dennis Murray
Century 21 Potomac West
List Price
$60,000
Sold Price
$48,000
Premium/Discount to List
-$12,000
-20%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.14%
Original Mortgage
$37,000
Interest Rate
3.57%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 13, 2004
Sold by
Snyder Forest G
Bought by
Snider Eleanor E
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spicher Devin $119,000 None Available
Largent Denzil E $48,000 None Available
Snider Eleanor E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spicher Devin M $2,792
Open Spicher Devin $117,866
Closed Spicher Devin $7,500
Previous Owner Largent Denzil $69,190
Previous Owner Largent Denzil E $69,190
Previous Owner Largent Denzil E $37,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2019 07/31/19 Sold $119,900 0.0% $69 / Sq Ft
06/10/2019 06/10/19 Pending -- -- --
05/17/2019 05/17/19 For Sale $119,900 0.0% $69 / Sq Ft
04/30/2019 04/30/19 Pending -- -- --
04/17/2019 04/17/19 For Sale $119,900 +149.8% $69 / Sq Ft
08/31/2012 08/31/12 Sold $48,000 -20.0% $27 / Sq Ft
08/02/2012 08/02/12 Pending -- -- --
04/20/2012 04/20/12 For Sale $60,000 -- $34 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,152 $131,667 $0 $0
2024 $1,152 $122,933 $0 $0
2023 $1,062 $114,200 $12,700 $101,500
2022 $936 $100,800 $0 $0
2021 $817 $87,400 $0 $0
2020 $687 $74,000 $11,200 $62,800
2019 $682 $73,033 $0 $0
2018 $685 $72,067 $0 $0
2017 $675 $71,100 $0 $0
2016 $340 $71,100 $0 $0
2015 $689 $71,100 $0 $0
2014 $689 $71,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL131384

Bright MLS

APN: 04-041097