NOT LISTED FOR SALE

638 Holt Rd Highlands, NC 28741

Estimated Value: $625,000 - $807,724

3 Beds
3 Baths
-- Sq Ft
0.78 Acre Lot

Sale Details

Date Sold: September 30, 2025

Last sale price $630,000

Est. 9% increase in value since last sale

Current estimated payment $3,883 / mo

147 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Workshop
  • Wood Flooring
  • No HOA
  • Central Heating and Cooling System

About This Home

As of September 2025

Ponderosa. In a great neighborhood 5 minutes from town. Lovely year round living with this 3 bedroom, 3 bath dwelling that has a small yard. The house has a nice living room and open dining and modern kitchen, spit bedrooms each with baths, rear deck and a covered side porch. Lower level has a bedroom and bathroom, 2 car garage and great workshop with storage. In excellent condition.

Last Agent to Sell the Property

Terry Potts

Country Club Properties License #77882 Listed on: 04/16/2025

Last Buyer's Agent

Terry Potts

Country Club Properties License #77882 Listed on: 04/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,379

Year Built

  • Built in 1998

Lot Details

  • 0.78

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Workshop
  • Basement Fills Entire Space Under The House
  • Dryer

Kitchen

  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Shared Well
  • Septic Tank

Additional Features

  • Deck
  • 33,977 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Ponderosa Subdivision

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 7439661554

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,379

Year Built

Built in 1998

Lot Details

0.78 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.78
  • Subdivision Name: PONDEROSA
  • Directions: Hwy 106 South, Dillard Road, turn left onto Holt Road to 638 Holt Road on the left
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1998
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Free-Standing Electric Oven, Free-Standing Refrigerator, Disposal, Washer, Water Purifier
  • Has Basement: Full, Garage Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Wood
  • Interior Amenities: Workshop

Exterior Features

  • Lot Features: Gentle Sloping
  • Patio And Porch Features: Deck
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Electric: Generator
  • Sewer: Septic Permit 3 Bedroom, Septic Tank
  • Utilities: Electricity Connected
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 7439661554
  • Zoning Description: None

Tax Info

  • Tax Annual Amount: 2378.89
  • Tax Lot: 27
  • Tax Year: 2024

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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
Sep 30, 2025
Sold by
Bought by
Seller's Agent
Terry Potts
Country Club Properties
Buyer's Agent
Terry Potts
Country Club Properties
List Price
$695,000
Sold Price
$630,000
Premium/Discount to List
-$65,000
-9.35%
Views
89
Current Estimated Value
$686,241

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,241
Avg. Annual Appreciation
12.61%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$630,000 None Listed On Document
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $630,000 -8.0% --
05/29/2025 05/29/25 Price Changed $685,000 -1.4% --
04/16/2025 04/16/25 For Sale $695,000 -- --
Source: Highlands-Cashiers Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,379 $781,350 $190,800 $590,550
2024 $2,379 $781,350 $190,800 $590,550
2023 $1,666 $781,350 $190,800 $590,550
2022 $1,666 $362,370 $102,260 $260,110
2021 $1,666 $362,370 $102,260 $260,110
2020 $1,575 $362,370 $102,260 $260,110
2018 $1,572 $410,420 $128,470 $281,950
2017 $1,572 $410,420 $128,470 $281,950
2016 $1,572 $410,420 $128,470 $281,950
2015 $1,549 $410,420 $128,470 $281,950
2014 $1,566 $518,640 $144,640 $374,000
2013 -- $518,640 $144,640 $374,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1000611

APN: 7439661554

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