Seller's Agent in 2025
Kelley Schmidt
Berkshire Hathaway HomeServices Starck Real Estate
(815) 501-6258
2 in this area
76 Total Sales
638 N Spring St Elgin, IL 60120
Northeast Elgin Neighborhood
3
Beds
2.5
Baths
2,041
Sq Ft
1911
Built
Highlights
- Home Office
- Living Room
- Central Air
- 2 Car Detached Garage
- Laundry Room
- 4-minute walk to St Francis Park
About This Home
As of October 2025Welcome to this beautifully updated 3-bedroom, 2.1-bathroom home offering the perfect blend of comfort and convenience. Step inside to find a bright, inviting layout with modern upgrades throughout, including a finished basement that adds extra living and entertaining space. Enjoy peace of mind with a reverse osmosis water system, and take advantage of the fenced-in backyard, ideal for gatherings, pets, or simply relaxing outdoors. Located just minutes from downtown amenities, shopping, dining, and parks, this home offers both charm and practicality. With stylish updates, spacious rooms, and thoughtful features, this property is truly move-in ready-perfect for those seeking a modern lifestyle in a convenient location!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Starck Real Estate Brokerage Email: clientcare@starckre.com License #475189859 Listed on: 09/10/2025
Last Buyer's Agent
Maria Thompson
Redfin Corporation License #475149141
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,656
Year Built
- Built in 1911
Lot Details
- Lot Dimensions are 48x158
Parking
- 2 Car Detached Garage
Interior Spaces
- 2,041 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Home Office
- Laundry Room
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 10, 2025
Closed on
Oct 14, 2025
Sold by
Vergara Elizabeth
Bought by
Feucht Jordan and Warren Tyler
Seller's Agent
Kelley Schmidt
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Maria Thompson
Redfin Corporation
List Price
$350,000
Sold Price
$360,000
Premium/Discount to List
$10,000
2.86%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,843
Avg. Annual Appreciation
-6.20%
Original Mortgage
$347,400
Outstanding Balance
$347,400
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$5,757
Purchase Details
Listed on
Oct 28, 2024
Closed on
Dec 10, 2024
Sold by
Kelly Elizabeth and Sharp Elizabeth
Bought by
Vergara Elizabeth
Seller's Agent
Michael Giliano
Compass
Buyer's Agent
Kelley Schmidt
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$339,000
Sold Price
$330,000
Premium/Discount to List
-$9,000
-2.65%
Views
52
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.19%
Original Mortgage
$297,000
Interest Rate
6.88%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 16, 2022
Closed on
Aug 17, 2022
Sold by
Luna and Jason
Bought by
Kelly Elizabeth and Kelly Hannah
Seller's Agent
Teresa Stultz
Premier Living Properties
Buyer's Agent
Adam McRae
McRae Realty LTD.
List Price
$290,000
Sold Price
$285,000
Premium/Discount to List
-$5,000
-1.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.52%
Original Mortgage
$276,450
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 12, 2009
Sold by
Kolodziej Kinga
Bought by
Dusenberry Jason and Lura Janet
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,825
Interest Rate
4.84%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 13, 2004
Sold by
Hansen Caroline J and Riopell Frances L
Bought by
Kolodziej Kinga
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,400
Interest Rate
5.75%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $360,000 | None Listed On Document | |
| Warranty Deed | $330,000 | None Listed On Document | |
| Warranty Deed | $285,000 | -- | |
| Warranty Deed | $185,000 | Saturn Title | |
| Warranty Deed | $168,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $347,400 | New Conventional | |
| Previous Owner | $297,000 | New Conventional | |
| Previous Owner | $276,450 | New Conventional | |
| Previous Owner | $178,825 | FHA | |
| Previous Owner | $134,400 | New Conventional | |
| Closed | $16,800 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/15/2025 10/15/25 | Sold | $360,000 | +2.9% | $176 / Sq Ft | |
| 09/15/2025 09/15/25 | Pending | -- | -- | -- | |
| 09/10/2025 09/10/25 | For Sale | $350,000 | +6.1% | $171 / Sq Ft | |
| 12/19/2024 12/19/24 | Sold | $330,000 | -2.7% | $162 / Sq Ft | View Prior Sale |
| 11/16/2024 11/16/24 | Pending | -- | -- | -- | |
| 10/28/2024 10/28/24 | For Sale | $339,000 | +18.9% | $166 / Sq Ft | |
| 08/25/2022 08/25/22 | Sold | $285,000 | -1.7% | $140 / Sq Ft | View Prior Sale |
| 07/19/2022 07/19/22 | Pending | -- | -- | -- | |
| 06/29/2022 06/29/22 | For Sale | $290,000 | 0.0% | $142 / Sq Ft | |
| 06/21/2022 06/21/22 | Pending | -- | -- | -- | |
| 06/16/2022 06/16/22 | For Sale | $290,000 | -- | $142 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,656 | $91,167 | $16,446 | $74,721 |
| 2023 | $6,339 | $82,363 | $14,858 | $67,505 |
| 2022 | $5,992 | $75,101 | $13,548 | $61,553 |
| 2021 | $5,729 | $70,214 | $12,666 | $57,548 |
| 2020 | $5,328 | $64,414 | $12,092 | $52,322 |
| 2019 | $5,170 | $61,358 | $11,518 | $49,840 |
| 2018 | $4,388 | $50,388 | $10,851 | $39,537 |
| 2017 | $4,282 | $47,635 | $10,258 | $37,377 |
| 2016 | $4,073 | $44,193 | $9,517 | $34,676 |
| 2015 | -- | $40,507 | $8,723 | $31,784 |
| 2014 | -- | $40,007 | $8,615 | $31,392 |
| 2013 | -- | $46,748 | $8,842 | $37,906 |
Source: Public Records
Agents Affiliated with this Home
-
Kelley Schmidt
-
Maria Thompson
M
Buyer's Agent in 2025
Maria Thompson
Redfin Corporation
-
Michael Giliano
Seller's Agent in 2024
Michael Giliano
Compass
(312) 319-1168
1 in this area
209 Total Sales
-
Teresa Stultz
Seller's Agent in 2022
Teresa Stultz
Premier Living Properties
(630) 205-5568
13 in this area
355 Total Sales
-
Adam McRae
Buyer's Agent in 2022
Adam McRae
McRae Realty LTD.
(630) 918-4108
1 in this area
101 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12468992
APN: 06-11-431-014
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