639 Cutter Ln Independence, KY 41051
Independence AreaEstimated payment $1,644/month
Highlights
- Deck
- Cathedral Ceiling
- No HOA
- Traditional Architecture
- Great Room
- Fireplace
About This Home
Charming and move-in ready home in the desirable Glenhurst neighborhood! USDA financing eligible! This well-maintained home offers 4 bedrooms, with 2 bedrooms on the upper level and 2 on the lower level, providing flexible living space for a variety of needs. The sellers have lovingly cared for the property, making it truly turnkey.
Enjoy the open-concept floor plan, newer luxury vinyl plank flooring, and a spacious deck overlooking the large backyard--perfect for relaxing or entertaining. Additional features include a storage shed and a brand-new water heater (2026).
Conveniently located near the neighborhood park with easy access to both Boone and Kenton Counties, you'll be just minutes from grocery stores, shopping, dining, and everyday amenities. Don't miss this opportunity--schedule your private showing today!
Home Details
Home Type
- Single Family
Year Built
- Built in 2006
Lot Details
- 6,251 Sq Ft Lot
- Lot Dimensions are 50 x 125
- Land Lease
Parking
- Garage
- Driveway
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Cathedral Ceiling
- Ceiling Fan
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Transom Windows
- Panel Doors
- Entrance Foyer
- Great Room
- Living Room
- Finished Basement
- Walk-Out Basement
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Carpet
- Concrete
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on lower level
- Electric Dryer Hookup
Outdoor Features
- Deck
- Shed
Schools
- Beechgrove Elementary School
- Twenhofel Middle School
- Simon Kenton High School
Utilities
- Forced Air Heating and Cooling System
- Underground Utilities
- High Speed Internet
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,617 | $225,000 | $45,000 | $180,000 |
| 2024 | $2,756 | $225,000 | $30,000 | $195,000 |
| 2023 | $2,840 | $225,000 | $30,000 | $195,000 |
| 2022 | $2,621 | $203,000 | $30,000 | $173,000 |
| 2021 | $1,720 | $129,200 | $30,000 | $99,200 |
| 2020 | $1,441 | $105,000 | $25,000 | $80,000 |
| 2019 | $1,445 | $105,000 | $25,000 | $80,000 |
| 2018 | $1,452 | $105,000 | $25,000 | $80,000 |
| 2017 | $1,414 | $105,000 | $25,000 | $80,000 |
| 2015 | $1,242 | $94,900 | $32,000 | $62,900 |
| 2014 | $1,225 | $94,900 | $32,000 | $62,900 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/23/2026 07/23/26 | Pending | -- | -- | -- | |
| 07/10/2026 07/10/26 | For Sale | $260,000 | +15.6% | -- | |
| 10/26/2022 10/26/22 | Sold | $225,000 | 0.0% | -- | View Prior Sale |
| 09/14/2022 09/14/22 | Pending | -- | -- | -- | |
| 09/09/2022 09/09/22 | For Sale | $225,000 | +12.6% | -- | |
| 12/17/2021 12/17/21 | For Sale | $199,900 | -1.5% | -- | |
| 11/09/2021 11/09/21 | Sold | $203,000 | 0.0% | -- | View Prior Sale |
| 11/09/2021 11/09/21 | Sold | $203,000 | +1.6% | $234 / Sq Ft | View Prior Sale |
| 10/09/2021 10/09/21 | Pending | -- | -- | -- | |
| 10/09/2021 10/09/21 | Pending | -- | -- | -- | |
| 10/07/2021 10/07/21 | For Sale | $199,900 | -- | $231 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | None Listed On Document | |
| Deed | $203,000 | None Available | |
| Special Warranty Deed | $94,900 | Springdale Title Llc | |
| Deed | -- | None Available | |
| Deed | -- | None Available | |
| Deed | -- | None Available | |
| Deed | $122,050 | Kentucky Land Title Agency | |
| Warranty Deed | $32,000 | Kentucky Land Title Agency |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $227,272 | New Conventional | |
| Previous Owner | $207,669 | VA | |
| Previous Owner | $4,400 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $93,180 | FHA | |
| Previous Owner | $122,050 | New Conventional | |
| Previous Owner | $2,400 | Purchase Money Mortgage |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 644553
APN: 007-00-01-515.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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Ask me questions while you tour the home.