$495,000
PENDING $45K PRICE DROP

639 Garland Cir Indian Rocks Beach, FL 33785

Estimated payment $4,148/month

Total Views 3,316
2 Beds
2 Baths
1,465 Sq Ft
$338 Price per Sq Ft

Highlights

  • Property fronts an intracoastal waterway
  • Open Floorplan
  • Wood Flooring
  • Anona Elementary School Rated A-
  • Vaulted Ceiling
  • Bonus Room

About This Home

Short Sale. Discover your perfect waterfront escape in this beautifully remodeled townhouse on the Intracoastal Waterway, tucked away in a quiet setting just minutes from the shops, dining, and sandy shores of Indian Rocks Beach. The entire third floor is dedicated to the Primary Suite, featuring vaulted ceilings, a spacious closet, private deck, and sweeping water views, while a cozy ground-level office or bonus room with sliding doors provides flexible living space. Step outside and launch your kayak right from your back door or enjoy south-facing decks on all three levels that fill the home with natural light—perfect for morning coffee or evening cocktails. With no popcorn ceilings, fresh coastal finishes, and brand-new decks installed in 2025, the open and airy vibe shines throughout. This pet-friendly community offers a heated pool, spa, tennis and pickleball courts, plus a nearby dog park, combining resort-style amenities with a tranquil waterfront lifestyle. Whether you’re seeking a seasonal retreat or a year-round residence, this hidden gem has it all.

Listing Agent

Steve Capen

COLDWELL BANKER REALTY Brokerage Phone: 727-360-6927 License #3205975 Listed on: 08/23/2025

COLDWELL BANKER REALTY

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,635

Year Built

  • Built in 1994

Lot Details

  • 1,167 Sq Ft Lot
  • Property fronts an intracoastal waterway
  • Property fronts a saltwater canal
  • North Facing Home

HOA Fees

  • $898 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Tandem Parking
  • Garage Door Opener
  • Guest Parking

Property Views

  • Intracoastal
  • Canal

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,465 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Living Room
  • Bonus Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Range
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Access To Intracoastal Waterway
  • Access to Saltwater Canal
  • Seawall
  • Balcony

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, insurance, ground maintenance, private road
  • Resource Property Management Association, Phone Number (727) 796-5900
  • Curlew Landings South Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Tennis Courts
  • Community Pool

Pet Policy

  • Pets Allowed
  • 2 Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,635

Year Built

Built in 1994

Lot Details

0

HOA Fees

$898 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Insurance, Maintenance Grounds, Private Road
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 1465
  • Lot Size Acres: 0.03
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 1465
  • Lot Size Sq Ft: 1167
  • Directions to Property: From Walsingham Rd head North on Gulf Blvd. Right on 8th Ave. R on E Gulf Blvd which dead ends into Garland Circle. Take the first Right in the community. Unit is at the end, before the first bend, there is a small extension to Garland on the right
  • Status: Pending
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: St Petersburg
  • Escrow Postal Code: 33704
  • Escrow State: FL
  • Escrow Street Name: 4th St N
  • Escrow Street Number: 2100
  • List Office Head Office Key Nume: 1048254
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 337.88
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-360-6927
  • Tax Year: 2024
  • Special Features: 4108

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Electric Water Heater, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Three Or More
  • Stories: 3
  • Window Features: Skylight(s)
  • Street Number Modifier: 639
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 136.10
  • Room Count: 3

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Tennis Court(s)
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater,Intracoastal Waterway
  • Water Extras: Seawall - Concrete
  • Water Extras YN: 1
  • Water View: Canal,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0113H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Ground Level, Guest, Tandem

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Pool, Tennis Court(s)
  • Association Fee: 898
  • Association Fee Frequency: Monthly
  • Association Name: Resource Property Management
  • Phone: 727-796-5900
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Building Name Number: 639

Fee Information

  • Total Annual Fees: 10776.00
  • Total Monthly Fees: 898.00
  • Monthly HOA Amount: 898.00

Lot Info

  • Parcel Number: 12-30-14-20140-011-0520
  • Additional Parcels: No
  • Property Attached Yn: Yes
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 108

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Property Manager for up to date Information

Tax Info

  • Tax Annual Amount: 7634.99
  • Tax Block: 0
  • Tax Book Number: 109-4
  • Tax Lot: 52

Multi Family

  • Waterfront Features: Canal - Saltwater, Intracoastal Waterway
  • Approval Process: Contact Property Manager for up to date Information

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,572 $511,061 -- $511,061
2023 $4,572 $307,351 $0 $0
2022 $4,319 $298,399 $0 $0
2021 $4,401 $289,708 $0 $0
2020 $4,401 $285,708 $0 $0
2019 $4,339 $279,284 $0 $279,284
2018 $4,197 $274,448 $0 $0
2017 $2,192 $152,196 $0 $0
2016 $2,176 $149,066 $0 $0
2015 $2,220 $148,030 $0 $0
2014 $2,210 $146,855 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2025 09/12/25 Pending -- -- --
09/02/2025 09/02/25 Price Changed $495,000 -4.8% $338 / Sq Ft
08/29/2025 08/29/25 Price Changed $520,000 -3.7% $355 / Sq Ft
08/23/2025 08/23/25 For Sale $540,000 -18.2% $369 / Sq Ft
06/07/2023 06/07/23 Sold $660,000 -4.2% $451 / Sq Ft
03/30/2023 03/30/23 Pending -- -- --
03/23/2023 03/23/23 Price Changed $689,000 -4.2% $470 / Sq Ft
02/15/2023 02/15/23 Price Changed $719,000 -4.0% $491 / Sq Ft
01/06/2023 01/06/23 For Sale $749,000 +120.3% $511 / Sq Ft
03/29/2018 03/29/18 Off Market $340,000 -- --
12/29/2017 12/29/17 Sold $340,000 -2.8% $232 / Sq Ft
11/20/2017 11/20/17 Pending -- -- --
11/20/2017 11/20/17 Price Changed $349,900 +2.9% $239 / Sq Ft
11/17/2017 11/17/17 For Sale $339,900 -- $232 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $660,000 Gold Service Title
Warranty Deed $340,000 Fidelity National Title Of F
Warranty Deed $157,000 --
Warranty Deed $125,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $124,000 Credit Line Revolving
Open $460,000 New Conventional
Previous Owner $81,345 New Conventional
Previous Owner $90,000 New Conventional
Source: Public Records

About the Listing Agent

Steve Capen

COLDWELL BANKER REALTY

(727) 496-6772

Section Image

With over 20 years of experience in real estate, finance, and business strategy, I bring a well-rounded perspective to every transaction. As a former mortgage brokerage co-owner and CFO, I have a deep understanding of both the financial and emotional aspects of buying and selling property. My background allows me to guide clients through complex decisions with clarity and confidence. Based in the St. Petersburg area, I specialize in helping buyers, sellers, and investors across Gulfport, St.

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Source: Stellar MLS

MLS Number: TB8420785

Stellar MLS

APN: 12-30-14-20140-011-0520