$200,000
SOLD APR 14, 2025

639 W Ruby Rd Sheridan, MI 48884

2 Beds
1 Bath
950 Sq Ft
0.28 Acres

Recently Sold

$211 Per Sq Ft

10 Days on Market

Highlights

  • Private Waterfront
  • Forced Air Heating and Cooling System
  • 1-Story Property
  • Living Room with Fireplace

About This Home

As of April 2025

Lakefront Getaway - Ideal for Airbnb or Year-Round Living! This beautifully updated year-round cottage offers 87 feet of private frontage on Rosa Lake, making it a perfect retreat or investment opportunity. Nearly every detail has been upgraded, including newer windows, appliances, well, septic system, electrical panel, sump pump, hot water heater, and PVC plumbing. A 2017 roof adds peace of mind, while the kitchen and bath boast custom cabinetry and a charming farmhouse sink. Newer flooring flows throughout, and the open basement is ready for your vision. Whether you're looking for a peaceful escape or a lucrative short-term rental, this home is ready for you—schedule a showing today!

Last Agent to Sell the Property

Nathan Jones

Ensley Real Estate License #6501407601 Listed on: 03/05/2025

Last Buyer's Agent

Joy Driesenga

Five Star Real Estate (E. Division) License #6501449594

Five Star Real Estate (E. Division)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,704

Year Built

  • Built in 1950

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 87 x 145
  • Private Waterfront
  • 87 Feet of Waterfront

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 950 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace
  • Water Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Water Access
  • Property is near a lake

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Well
  • Septic Tank
  • Septic System

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,704

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1950
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 210.53
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 87 x 145
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 950.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2703.78
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Waterfront Options:Water Frontage3: 87.0
  • Appliances Microwave: Yes
  • General Property Info:SqFt Above Grade: 950.0
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: No
  • Architectural Style:Ranch: Yes
  • Remarks Misc: Public Remarks: Lakefront Getaway - Ideal for Airbnb or Year-Round Living! This beautifully updated year-round cottage offers 87 feet of private frontage on Rosa Lake, making it a perfect retreat or investment opportunity. Nearly every detail has been upgraded, including newer windows, appliances, well, septic system, electrical panel, sump pump, hot water heater, and PVC plumbing. A 2017 roof adds peace of mind, while the kitchen and bath boast custom cabinetry and a charming farmhouse sink. Newer flooring flows throughout, and the open basement is ready for your vision. Whether you're looking for a peaceful escape or a lucrative short-term rental, this home is ready for you—schedule a showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Fireplace Features: Living Room
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 950.0
  • General Property Info:Stories2: 1.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 200000.0
  • Roof: Composition
  • Water Body Name: Rosa Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Dimensions: 87 x 145
  • Lot Size Sq Ft: 12197.0

Tax Info

  • Tax Annual Amount: 2703.78
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2025
Closed on
Apr 14, 2025
Sold by
Unger Cheryl and Carmoney Cheryl
Bought by
Cushman Tina
Seller's Agent
Nathan Jones
Ensley Real Estate
Buyer's Agent
Joy Driesenga
Five Star Real Estate (E. Division)
List Price
$200,000
Sold Price
$200,000
Views
26
Current Estimated Value
$204,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,382
Avg. Annual Appreciation
3.06%
Original Mortgage
$185,000
Outstanding Balance
$184,179
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$20,203

Purchase Details

Closed on
Aug 15, 2018
Bought by
Dykstra Mark B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
4.59%

Purchase Details

Closed on
Mar 1, 2009
Sold by
Rose Angela M
Bought by
Montcalm County Treasurer

Purchase Details

Closed on
Mar 1, 2008
Sold by
Rose Angela M
Bought by
Montcalm County Treasurer

Purchase Details

Closed on
Jul 6, 2001
Sold by
Porter Duane C Estate
Bought by
Rose Angela M

Purchase Details

Closed on
Jun 7, 2001
Sold by
Porter Duane C
Bought by
Rose Angela M

Purchase Details

Closed on
May 1, 1993
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 First American Title
Deed $25,000 --
Deed -- --
Deed -- --
Deed $53,400 --
Deed $53,400 --
Deed $34,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $185,000 New Conventional
Previous Owner $91,000 No Value Available
Previous Owner -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/14/2025 04/14/25 Sold $200,000 0.0% $211 / Sq Ft
03/15/2025 03/15/25 Pending -- -- --
03/05/2025 03/05/25 For Sale $200,000 +48.1% $211 / Sq Ft
02/28/2020 02/28/20 Sold $135,000 -3.5% $142 / Sq Ft View Prior Sale
01/01/2020 01/01/20 Pending -- -- --
10/21/2019 10/21/19 For Sale $139,900 -- $147 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,704 $88,100 $0 $0
2024 $2,859 $83,800 $0 $0
2023 -- $74,100 $0 $0
2022 -- $63,700 $0 $0
2021 -- $56,200 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2014 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25007915

MichRIC

APN: 019-640-003-00