639 W Ruby Rd Sheridan, MI 48884
2
Beds
1
Bath
950
Sq Ft
0.28
Acres
Highlights
- Private Waterfront
- Forced Air Heating and Cooling System
- 1-Story Property
- Living Room with Fireplace
About This Home
As of April 2025Lakefront Getaway - Ideal for Airbnb or Year-Round Living!
This beautifully updated year-round cottage offers 87 feet of private frontage on Rosa Lake, making it a perfect retreat or investment opportunity. Nearly every detail has been upgraded, including newer windows, appliances, well, septic system, electrical panel, sump pump, hot water heater, and PVC plumbing. A 2017 roof adds peace of mind, while the kitchen and bath boast custom cabinetry and a charming farmhouse sink. Newer flooring flows throughout, and the open basement is ready for your vision. Whether you're looking for a peaceful escape or a lucrative short-term rental, this home is ready for you—schedule a showing today!
Last Agent to Sell the Property
Ensley Real Estate License #6501407601 Listed on: 03/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,704
Year Built
- Built in 1950
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 87 x 145
- Private Waterfront
- 87 Feet of Waterfront
Home Design
- Composition Roof
- Vinyl Siding
Interior Spaces
- 950 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Water Views
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Water Access
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Well
- Septic System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2025
Closed on
Apr 14, 2025
Sold by
Unger Cheryl and Carmoney Cheryl
Bought by
Cushman Tina
Seller's Agent
Nathan Jones
Ensley Real Estate
Buyer's Agent
Joy Driesenga
Five Star Real Estate (Rock)
List Price
$200,000
Sold Price
$200,000
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$185,000
Outstanding Balance
$184,674
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$16,626
Purchase Details
Closed on
Aug 15, 2018
Bought by
Dykstra Mark B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
4.59%
Purchase Details
Closed on
Mar 1, 2009
Sold by
Rose Angela M
Bought by
Montcalm County Treasurer
Purchase Details
Closed on
Mar 1, 2008
Sold by
Rose Angela M
Bought by
Montcalm County Treasurer
Purchase Details
Closed on
Jul 6, 2001
Sold by
Porter Duane C Estate
Bought by
Rose Angela M
Purchase Details
Closed on
Jun 7, 2001
Sold by
Porter Duane C
Bought by
Rose Angela M
Purchase Details
Closed on
May 1, 1993
Similar Homes in Sheridan, MI
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $200,000 | First American Title | |
| Deed | $25,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $53,400 | -- | |
| Deed | $53,400 | -- | |
| Deed | $34,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $185,000 | New Conventional | |
| Previous Owner | $26,304 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $91,000 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $91,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/14/2025 04/14/25 | Sold | $200,000 | 0.0% | $211 / Sq Ft |
| 03/15/2025 03/15/25 | Pending | -- | -- | -- |
| 03/05/2025 03/05/25 | For Sale | $200,000 | +48.1% | $211 / Sq Ft |
| 02/28/2020 02/28/20 | Sold | $135,000 | -3.5% | $142 / Sq Ft |
| 01/01/2020 01/01/20 | Pending | -- | -- | -- |
| 10/21/2019 10/21/19 | For Sale | $139,900 | -- | $147 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,704 | $88,100 | $0 | $0 |
| 2024 | $2,859 | $83,800 | $0 | $0 |
| 2023 | -- | $74,100 | $0 | $0 |
| 2022 | -- | $63,700 | $0 | $0 |
| 2021 | -- | $56,200 | $0 | $0 |
| 2020 | -- | -- | $0 | $0 |
| 2019 | -- | -- | $0 | $0 |
| 2018 | -- | -- | $0 | $0 |
| 2017 | -- | -- | $0 | $0 |
| 2016 | -- | -- | $0 | $0 |
| 2015 | -- | -- | $0 | $0 |
| 2014 | -- | -- | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nathan Jones
N
Seller's Agent in 2025
Nathan Jones
Ensley Real Estate
(989) 763-0795
96 Total Sales
-
Joy Driesenga
Buyer's Agent in 2025
Joy Driesenga
Five Star Real Estate (Rock)
(616) 826-7882
6 Total Sales
-
J
Seller's Agent in 2020
Joseph Porter
Icon Realty Group LLC
(616) 826-0557
10 Total Sales
-
M
Buyer's Agent in 2020
Megon Meinke
Five Star Real Estate (Green)
-
Heather Jones
Buyer Co-Listing Agent in 2020
Heather Jones
Five Star Real Estate (Green)
(231) 250-3100
266 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25007915
APN: 019-640-003-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.
Nearby Homes
- 599 W Ruby Rd
- 206 S Oak St
- 206 S Pearl St
- 536 E Grant St
- 601 S Main St
- V/L Lilac Ln
- 5359 Huck Dr
- 190 E Sidney Rd
- 150 E Channel Dr
- 105 Penny Ln
- 0 E Holland Lake Dr Unit 25016804
- 589 E Sidney Rd
- 2650 Stoney Lake Blvd
- 757 E Sidney Rd
- 2916 S Staines Rd
- 4500 W Wise Rd
- 9835 Collins Rd
- 1832 E Carson City Rd
- 7940 S Derby Rd
- 3266 E Sidney Rd